My rental property journey:
🏠 Bought a 1,200 sq ft home in 2021
🚚 Moved out earlier this year
🔨 Put about $12K into renovations
💰 PITI: ~$1,350/month
🏘️ Rent: $2,000–$2,200/month
🏢 The area is heavily dominated by apartments
The cash flow looks decent on paper, but once you factor in repairs, vacancies, maintenance, taxes, insurance, and capital expenses…
I can honestly see why some people say:
“Just buy the S&P 500.” 📈
Real estate isn’t automatically the better investment. Sometimes, boring index investing wins.
