Michael Saylor's 'Strategy' currently has a $14 billion unrealized loss on its Bitcoin investment. Tom Lee's 'Bitmine' currently has a $10.5 billion unrealized loss on its $ETH investment. Will Strategy and/or Bitmine file bankruptcy within the next year?
They just need to put you in a 2% fee mutual fund and call it “advice.” You won’t notice the damage in year 1. You’ll notice it after 25 years when your retirement is six figures lighter. Fees are boring until they rob you quietly. Yup, looking at you big whales 👀 🐋 $TD$RY$BMO$CM
I see many beginners posting that they’re new to investing and don’t know where to start. 🤔 As someone who was in a similar situation just a few months ago and learned, here are the 4 ETF types (& ETFs) that are popular among long term investors 😃 : 1) S&P 500: US: $VOO / $SPY / $SPLG Canadian: $VFV / $ZSP / $TPU 2) GROWTH / TECH: US: $QQQ / $VUG / $VGT / $SCHG Canadian: $QQC / $HXQ / $TEC / $ZUQ 3) DIVIDENDS: US: $SCHD / $VYM / $DGRO Canadian: $VDY / $XEI 4) ALL IN ONE / BASKET / Global Exposure: US: $VT / $AVGE Canadian: $ZEQT / $XEQT / $TGRO / $VEQT / $ZGQ I noticed many people following this type of a basic / uncomplicated portfolio and are doing really well for themselves 🔥 For % allocation, you can divide evenly among the ETF categories or allocate a higher % based on your preferences. Just DCA regularly and you should be good. 😎 Some people even just put it all into an all in one etf like $XEQT. This is also a good approach - it is much simpler and it works. Ultimately, it comes to whatever you prefer 🙂 Oh and yea, there are overlaps, but I don’t think there is anything wrong in that though - it would just count as doubling down on good things. 💯 I’m sharing with you all what helped me, but don’t forget to do your own research too! 🙏🏼
Question: When it was released, I purchased 1 stock of SPCX, I just opened my Wealthsimple to check how it was going, and noticed the amount jumping around. Wouldn’t the markets be closed at 9pm? Why is there still movement?
Hello! Is anyone here planning on buying or holding HHIS? It’s still a pretty new ETF, so there’s not much long-term performance to look at yet. Do you think it’s worth investing in? It seems great for generating monthly income, but I’m not sure how I’d feel holding it long term. I actually bought some shares before but ended up selling because the share price kept trending down. Now I’m wondering if I made the right decision. I’m still new to investing and learning as I go, so I’d love to hear your thoughts. Are you buying, holding, or staying away from HHIS?
here’s my opinion on $GOOGL and when I’m planning to buy it 👀 I’m not in yet but I’m watching closely and quantum is a big reason why. three days ago Trump signed two executive orders to accelerate quantum computing in the US, with Google’s president Ruth Porat standing right there in the Oval Office alongside IBM’s CEO. that’s not a coincidence. Google has been the loudest voice in the room on quantum for years and the government just handed them a tailwind. Google’s Willow chip completed a computation in under five minutes that would have taken the best classical supercomputer 10 septillion years. that’s not a marketing slide. that’s a generational leap in compute that most people don’t even understand yet. the administration also directed $2 billion from the CHIPS and Science Act specifically toward quantum computing companies. that capital has to go somewhere and Google is at the front of the line. the reason I haven’t bought yet is valuation. $GOOGL is a $2 trillion company and I want to see a better entry, either a broader market pullback or a rotation out of mega cap tech that gives me a cleaner price. the business doesn’t need my validation. I just want to pay the right price for it. when quantum goes from “impressive benchmark” to “commercial revenue stream” this stock gets re-rated. I want to be in before that happens. 📡 (Not investment advice.)
Who am I? I'm an older user here. And while there are people far wiser than myself, I have seen a fair bit during my life, and I have done quite well for myself during my 30+ years of investing. I am seasoned, but not an expert. This post is not meant to sway you to invest in a particular way. Please be skeptical and do your own research. The why? I see alot of advice posted here on Blossom, mostly done in ways that I find suspicious or unfriendly. If you're just starting your journey, I thought I'd give you my take (if not wise, then well-intentioned), while we have our coffees together. (1) You'll hear lots of voices and see lots of posts here on Blossom. I urge you to follow your "real-life" instincts and search out people who are well-intentioned, thoughtful, and most importantly, have had success in their financial lives. If the loudest person screaming advice at you has yet to achieve the thing you are striving for, I would exercise extreme caution. You are you friends. You are your environment. I choose to be surrounded by success. You have one lifetime to live, and one chance to invest your money. Don't let someone thirsting for social media fame F&$K it up for you. (2) Forecast your life. Use a spreadsheet. Your life is unique. Cost of living? How much do you earn in your discipline? How much are you starting with? Your current age and what is your theoretical investment balance each year? This exercise is tedious, time-consuming, and also a lifelong endeavor. You are unique, and no one can do this for you. It changes each year. Sometimes every week. But without it, you won't know how aggressive you need to be in your investing life. (3) Start as early as you can. Start now. Don't stop. Even if you've achieved FIRE. The market givi'eth, and it is ruthless in the way it takes. I lost 66% of my protfolio value in 2008. The market doesn't care about you or when you retire. But the earlier you start, and the more tenacious you are in your finances, the more forgiving the math of investing success is. (4) Be the least aggressive you can (ie assume the least risk) to achieve your goals. Forecasting is an imprecise exercise. But your life deserves a financial plan, which requires forecasting. You need to know where you are starting, and what % return is required to get to where your goal is. What is the magic number? Is it realistic? You might have read that forecasting returns is "silly" or not important. Planning your life without making assumptions is nonsense. Full stop. The assumption that you will have a stable income is also a forecast. One gust of wind, and the butterfly's destiny is altered. Forecast. Forecast. Forecast. Do it again and again, and always be skeptical of the advice that you choose to live your life by. (5) Chase good companies. One of earliest financial lessons I learned from my parents was the "why" of why some companies are "worth" more over time. When I have cash on-hand, and wonder whether something is investable, I make sure to always take a pause and remind myself of why companies are "worth more" over time. Take time and define it for yourself. Articulate it over and over to yourself and you'll find that their are many stocks which are uninvestable today. If you disagree, I wish you the best of success. My approach is old-school and has worked for me and my network. You are your friends. You are your environment. Be surrounded by what you want to be. Good luck out there Blossom.
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣
If you're Canadian and investing, this one's for you. Most people don't know CDRs exist. I didn't for the first couple years of investing. And honestly it frustrated me when I finally found out — because it would have changed how I started. CDR stands for Canadian Depositary Receipt. Here's what that actually means in plain English: Instead of buying a US stock like Amazon (AMZN) directly in US dollars, you buy a Canadian version that: - Trades on the TSX in Canadian dollars - Is currency hedged — meaning your returns aren't wiped out by USD/CAD swings - Lets you buy fractional shares of expensive US companies for a fraction of the price Amazon is sitting at $240+ USD per share right now. The CDR version? A few dollars CAD. Same company. Same exposure. A price that actually makes sense for someone starting out. I hold AMZN, META, GOOG, and UNH all as CDRs in my own portfolio. Not because I had to — because it made more sense for me as a Canadian investor who doesn't want currency risk eating my returns quietly in the background. Three reasons CDRs matter for beginners specifically: 1. Affordability — You can own a piece of Google or Amazon for a few dollars instead of hundreds 2. Currency protection — The USD/CAD swing is hedged, so you're not losing gains just because the loonie moved 3. Simplicity — You invest in Canadian dollars, from a Canadian account, without converting anything This doesn't get talked about enough in Canadian investing spaces. If you're on Wealthsimple or any Canadian brokerage and you've never looked into CDRs, it's worth five minutes of your time. Be honest — had you heard of CDRs before this post? 👇
Analysts estimate Visa $V will spend ~$200M over four years on FIFA World Cup sponsorship and advertising. Because Visa utilizes $ZETA’s AI data platform to target and scale its enterprise campaigns, a majority of this spend will flow directly through Zeta's infrastructure. Visa aside, $10.5B is expected to be injected into the advertising market during the world cup. For context, Zeta Global serves 51% of the Forture 100 companies. I’m expecting a surge in top-line growth this year. This is a massive short-term catalyst for $ZETA.
Episode 3 of the Retail Rundown is live !! On this episode we want to bring our rich friends to tell us how they REALLY make money. We sit down with entrepreneur, crypto trader, and content creator @zac_hartley We dive into Zach's journey from running for Mayor of Calgary to building multiple income streams through domain investing, Bitcoin mining, Amazon FBA, 3D printing businesses, AI-powered software projects, and stock market investing. Zac shares how he turned a $15 domain purchase into a $4,000 sale, built a 3D printing business generating roughly $200,000 in annual profit, sold his Amazon operation, and used AI tools like Claude to build a Canadian finance platform in just a few hours. We also discuss: • Bitcoin's 4-year cycle and crypto mining profitability • Amazon FBA and product launch strategies • Selling a business and entrepreneurship lessons • AI, software development, and vibe coding • Canadian investing, ETFs, TFSAs, and sovereign wealth funds • Diversifying income streams and learning from failure Subscribe for more episodes of Retail Rundown & who we should bring on next ! https://youtu.be/yDE_MV6hRo0?si=dG2ooCCP_Cv-SLDs
Forever hold list! 📜💰 $VOO • $QQQ • $SCHD • $FDVV • $OTDE • $SPYI • $QQQI • $QDVO • $IYRI • $OMAH • $OVL • $BLOX Built for income that lasts 💸 Growth, dividends, and covered-call income all in one lineup Which of these do you own? 🤔👇
S&P 500 is close to topping out of weekly wave 3 if the Grand Supercycle. SPY is set to breakout of a Daily bullish pennant and top out at $771-772 where the Daily and Weekly 1.618% Golden Ratio Fibonacci levels are located. We will then see a $160 correction to the Wave 4 trendline touch. This will then lead to BLOWOFF THE TOP Wave 5 and the end of the Grand Supercycle in 2029.
