Finally dipped my toes into options trading on Wealthsimple, and honestly... I kind of regret not starting sooner! 😅 For the longest time, I completely avoided options. I used to hear words like "strikes," "expirations," and "premiums" and assumed it was way too complicated or just a form of gambling. But after diving in, I realized it's actually an awesome tool when used right. I started small by selling a covered call on $BMNR (Exp Oct 23, $32 strike) collecting a nice $123USD premium, which I immediately rolled right back into buying more shares. My average price on BMNR is sitting comfortably at $17.56, so keeping a small portion encumbered (~10%) while letting the rest ride feels like a true win-win setup. If it gets called away at $32, I lock in massive gains and plan to spin right back around to sell a cash-secured put at $28. If it dips, I keep my shares, keep the premium, and keep compounding. Curious how many of you use options in your Canadian brokerages? Do you run the wheel strategy too, or do you stick strictly to buy-and-hold? Let’s chat! 👇📊
I see many beginners posting that they’re new to investing and don’t know where to start. 🤔 As someone who was in a similar situation just a few months ago and learned, here are the 4 ETF types (& ETFs) that are popular among long term investors 😃 : 1) S&P 500: US: $VOO / $SPY / $SPLG Canadian: $VFV / $ZSP / $TPU 2) GROWTH / TECH: US: $QQQ / $VUG / $VGT / $SCHG Canadian: $QQC / $HXQ / $TEC / $ZUQ 3) DIVIDENDS: US: $SCHD / $VYM / $DGRO Canadian: $VDY / $XEI 4) ALL IN ONE / BASKET / Global Exposure: US: $VT / $AVGE Canadian: $ZEQT / $XEQT / $TGRO / $VEQT / $ZGQ I noticed many people following this type of a basic / uncomplicated portfolio and are doing really well for themselves 🔥 For % allocation, you can divide evenly among the ETF categories or allocate a higher % based on your preferences. Just DCA regularly and you should be good. 😎 Some people even just put it all into an all in one etf like $XEQT. This is also a good approach - it is much simpler and it works. Ultimately, it comes to whatever you prefer 🙂 Oh and yea, there are overlaps, but I don’t think there is anything wrong in that though - it would just count as doubling down on good things. 💯 I’m sharing with you all what helped me, but don’t forget to do your own research too! 🙏🏼 read more
Meta $META is up 39% over the last 3 months. So let’s breakdown what actually happened and why I was telling you to PRESS BUY since July 2026. The summer got ugly for $META. Revenue grew 28% in Q2 and the stock still fell because investors thought it was burning billions on AI with nothing to show for it. Then the story flipped. $META settled the 29-state youth safety lawsuit for $18B paid over 10 years. That's a lot of money but a loss at trial could have cost over $1 trillion so Wall Street saw a big risk disappear. Drop in the bucket for $META. $META then launched Muse. It's an AI agent that actually does things for you like shopping, booking appointments and sending emails. It hit #1 on the App Store and got 2.8M downloads in 12 days. Incredible. Meta's Connect event put Muse everywhere along with the new Ray-Ban glasses, its first ever ultra-thin VR glasses as well as a keychain device that holds your AI agent. It also bought Stilla.ai to build AI agents for businesses on WhatsApp and Instagram. The catch is that Muse hasn't made real money yet and $JPM doesn't expect it to until 2027. As a $META investor, I’m fine holding until that point. $META went from "wasting money on AI" to "AI people actually use" in one month. Now Muse just has to prove it can make money and this stock will continue to defy gravity. read more
Very excited to welcome @austinxmoney as Blossom’s first Product Manager!! Up until now, I’ve been leading product but it’s challenging giving it my full focus while jugging other CEO priorities, so I am so pumped to have someone fully dedicated to support me in improving the app for this amazing community 💕 Austin brings 6 years experience as a PM from eBay and other startups and has also been a Blossom member and shareholder for over a year 🔥 He’ll be working closely with our amazing designer @sophii.svg to ideate and design new features and will be active in the community to make sure we are always listening to all of your incredible feedback 🥳 Lot’s of exciting things in store for this week (big update coming on Wednesday) and for the rest of the year! 👏 Help me give a warm welcome to @austinxmoney in the comments!
My wife and I rent right now, and I'm very happy with that decision currently. We get flexibility, we don't have to worry about replacing a roof or furnace, and we can move when life changes without selling a house first. Owning can be awesome when you want to stay put and make a place your own. I definitely want that eventually. But I don't see renting as throwing money away while we wait. We're paying for a place to live and for the flexibility that fits our life right now. For us, renting works financially because we pair that flexibility with discipline. If every dollar not going to a down payment or repair bill just gets spent somewhere else, you lose one of renting's advantages. We still need to save and invest on purpose. Has renting or owning given you more freedom at this stage of your life?
Did you notice $MCD ’s performance today? Down -5.XX%. Chris Kempczinski, McDonald’s CEO, just told us this morning: “[…] customer expectations are once again shifting and industry dynamics will remain challenging.” That’s one way of saying consumers can’t afford a Big Mac anymore. 😆🤣 He also said: “The industry growth algorithm is changing. We expect industry traffic growth in our wholly owned markets will be flat while inflation remains elevated.” A little bit more straightforward on this one. Thank you, Mr. Kempczinski. 👍 He was also interviewed today, outside of their annual investor meeting, and said: “We need to stop talking about this being a difficult environment, and just say: that is the environment. Because as we look forward, we are not expecting things to change […] we do think inflation is gonna be with us for, unfortunately, I think, many more years at an elevated level…” Well, that couldn’t be much clearer: he doesn’t think inflation is going anywhere anytime soon. Do you remember KTS #1? And the greatest (self-proclaimed 😂) post in the history of Blossom: “They Are Telling Us – So What Are You Waiting For?” 😂 They have one clear thing in common: INFLATION. Those who took the TIME to read and understand these two posts from March 2024 are now most likely prepared for high and sticky inflation. Inflation has been here all along. But now, companies are giving up on the idea that it’s temporary. You’re already feeling it. Is your portfolio prepared for it? I always give you my best! 🏆 This is the Way! 🏄🌊 read more
Wall Street is expecting $ZETA revenue growth to fall off a cliff next year. 2026E: ~39% 2027E: ~16% Meanwhile, management has said they expect to remain a 20%+ organic grower for years to come. They’re also already ahead of their 2028 model on key customer metrics, while current guidance still includes a 2%–5% cushion. If management is right, these 2027 estimates could be way too conservative. read more
If you DCA'd during the $BTC bear market and ignored the negative comments, enjoy the next few years. To my fellow $MSTE , $BDAY, and $ISBG holders: expect some 20%+ drawdowns, but the overall trend is up and to the right and new all time highs! To the haters: please save your comments. I heard your criticisms for a year straight and still bought over $1M in BTC ETFs. If I listened to you, I would be an unsuccessful investor. Instead, I followed the data, stuck to my thesis, and now I am up hundreds of thousands of dollars, and it's JUST GETTING STARTED. So congratulations to everyone who held strong, enjoy the next few years, and Welcome to the $BTC bull market!
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position. Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. FCF: Free Cash Flow Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣read more
A new milestone on @blossom for me. Thank you 7000 times for 7000 followers!! 🚀 I really appreciate everyone who follows along and reads my posts or distribution/dividend announcements since 3 years now If only 1 out of every 7 of you decided to follow me on my new YouTube channel, I’d honestly be so happy. 😊 It took me a while to finally decide to start this channel. My wife really doesn’t want me showing my real face on the internet, and I completely respect that because we both want to protect our privacy. So I decided to create an avatar that looks a lot like me without being exactly me… although he definitely dresses like me! 😂 That also means I have to create my characters, write my scripts, generate voices and video sequences with AI, and then edit everything together. It takes a LOT more time — and can sometimes be VERY frustrating 🤣 — compared with simply sitting in front of a laptop, turning on a camera and talking. But along the way, I discovered something I really enjoy. It allows me to develop my creative, cinematic and humorous side, while talking about investing and trying to share useful information without making finance boring. Hopefully, one day the channel can generate a few dollars — even if it’s just enough to cover the cost of the AI tools I currently pay for out of my own pocket to create these videos. I may be retired, but somehow I’ve managed to give myself a new unpaid job! 😂 It takes a lot of time and some money… but while I’m making videos, at least I’m not cleaning the house. Watch Episode 14 about Procter & Gamble and you’ll understand. 🤣 More seriously, I’d genuinely love to hear your feedback and comments about the channel. My goal is to keep entertaining you while sharing information about investing, new investment products, distributions and dividends. And if you enjoy what I’m creating, subscribing to the channel would probably be the nicest little way you could support what I’m building. ❤️ https://youtube.com/@andypiimedia https://youtu.be/TokPcifO3vo I was happy when I reached 5K, now 7000 wow! Thank you to read me almost each day. read more
Today’s Buy: $XNDU: 50 shares - $4.85 Today’s Sells: $HQ: 21 shares - $15.30 Profit: $121.80 (61.05%) $HQ: 20 shares - $16.05 Profit: $132 (69.84%) Even tho i was longing hq im j gonna take profit missed out on over 1.2k back in july will re enter back in that $9.40 - $9.50 area to long Today’s Profit: $253.80 (65.32%) Monthly Profit: $1,525.36 (23.09%) 4th best month this year Riding on 3 straight months of 20%+ read more
I wanted to clarify a point from the latest KarMoe episode. Income products can serve different purposes: 1. @riggs uses them with margin to accelerate investing, and values the distributions for flexibility and cash flow. 2. Some people use them before retirement. 3. Some people use them after retirement. Someone can believe a covered-call portfolio is especially suited to retirement, and I respect that view. I’m not judging the mindset of someone who holds one, or saying it has to be the same as a growth investor’s. I’m just saying: you don’t know enough from the label alone. People use the same tools for different reasons and in different circumstances. There are multiple styles under both the “income” and “growth” umbrellas. A useful discussion needs to get specific about the product, the goal, and how it’s being used. I know “growth versus income” can get very tense, and a headline can bring broader thoughts about the topic into the comments. Sometimes people are responding to the show notes rather than what Moe and I actually said in the episode (not everyone has time to hear me ramble, I get that). I’ve come to expect that, and it’s fair game. The same problem applies to the “growth” label. Calling me a “growth investor” doesn’t tell you much. My broadly diversified, CAGE-centered approach is very different from someone holding only NVDA, TSLA, and META, even if we both get put under the same label. That’s why I’m always aware I have to navigate these terms with extreme caution. LOL.read more
I was listening to episode 426 of the Rational Reminder podcast and they started talking about something I really hadn’t thought much about before. We spend so much time figuring out what kind of investor we are. What’s my risk tolerance? How much risk should I take? How much do I need to save? But what about the other side of it — what kind of spender are you? At some point the money we’re saving and investing is actually supposed to be spent. They talked about three types of spenders: Tightwads → Unconflicted Consumers → Spendthrifts. There’s actually a test for this, so of course I had to take it. I scored 15 — Unconflicted Consumer. What am I actually saving all this money for? For me, I don’t think it’s material things anymore. When I was younger maybe it was. I’ve talked before about buying a motorcycle in my early 20s when I finally had a decent job and some money. At this point in my life, I think it’s experiences. My wife and I are celebrating our 15th wedding anniversary and we’re going away together for 10 days. We’re spending more on this trip than we normally would, and I’m completely okay with that. We’ve both worked hard, we’re busy raising our kids, and life seems to move faster every year. Ten days where we can get away together, slow things down and celebrate 15 years of marriage means something to me. That’s something I’m willing to spend money on. Someone else might look at what we’re spending and think that’s crazy. But maybe they’ve dreamed about owning a Mustang for 30 years and that’s what they want to spend their money on. I’d probably look at the Mustang and think… nope. But that’s the point. What do YOU want to spend your money on? I think we spend so much time learning how to save and invest that we don’t really think about what happens when it’s finally time to spend it. If you’re a natural saver or a “tightwad,” after 30 or 40 years of telling yourself NOT to spend money, can you suddenly flip that switch in retirement? Apparently I’m an Unconflicted Consumer, so maybe I’ve got a fighting chance. If you want to try the University of Michigan test, here it is: https://umich.qualtrics.com/jfe/form/SV_55xxAQrYK0WRlY2 Take it and post your score. I’m curious where everyone falls. read more
A lot of people are talking about $METAs Muse app hitting #1 in downloads. That’s a strong start, but I’m watching what happens after the launch hype fades. Do people keep using it? Can it compete with other AI assistants? And how quickly can Meta improve it? I own $META, but I’m not basing my opinion on one day of downloads. I want to see whether Muse gives people a reason to come back. What do you think?
Hey Everyone! My name is Austin and I am working at @blossom on the product team! Our team is constantly looking for ways to improve the platform and build features you care about. I am hosting a series of 45-minute user interviews every thursday to learn more about how you use blossom today. Anyone is welcome whether you are a new or longtime user of the platform! Interested in chatting? Click the link to find a time that works for you. https://calendly.com/austin-blossomsocial/45min
Have you ever heard of a music group called “Green Day”? I actually didn’t like their music too much when their songs were first being released. Even though they were a very popular group, I thought they were too punk for my taste!😂 But over the last few years I’ve come to appreciate their music more, probably because of Spotify, and the ease of streaming music. Green Day actually has quite a few hit songs, and I like quite a few of them. I guess you could say that I’m a “Green Day” fan now. 🟢🪭 Some of their more popular songs, which I think are pretty good, are Boulevard of Broken Dreams, Good Riddance (Time of Your Life), and When I Come Around. One song that I’ve discovered recently, that I quite enjoy, is called 21 Guns. I think it was a moderate hit when it was released, but I don’t think I ever heard this song until recently. Anyways, it’s a pretty nice song that you might want to have a listen to, when you have a chance. Pretty catchy tune. Here is a link to a live version of the song on YouTube. https://youtu.be/HVaYkdG4k_I On another note, my portfolio also had a nice “Green Day” today!🟢😂😂 Daily gain of +$230,568!👍 Quite a few of my Bitcoin related investments ($MSTR, $FBTC, $IBIT, $FBTC) and tech related names ($NVDA, $SMH, $META, $AMD, $VGT, $QQQM) did very well today! How did your portfolio do today? 🤷♂️ Did you have a nice “Green Day” 🟢 as well?😂😂😂 read more
Thank you to all of my followers , we have reached 20K followers on Blossom 1.2k followers on X Over 300 subscribers for The Edge Report Newsletter Board of Advisors ( Option Specialist) at DividendVisions We are working on a couple of things : building a YouTube Channel - building a portfolio and trading options in Public Possibly a weekly live show with a media partner read more
At the beginning of the year, I wanted $100k in returns this year (2026). As of yesterday, we smashed through that goal with a current 24.7% return rate. If you want in on my real time trades, I have been posting on Instagram until Blossom fixes the vanguard connection: https://www.instagram.com/ari.gutman?stkn=MTZlYW1ldjNqaHM2bA%3D%3D&utm_source=qr Happy investing to all 🤙🏼
📊 Long-Term Investing: The Power of Thorough Analysis When it comes to long-term investing, understanding the fundamentals of a stock is crucial. It’s not just about jumping on trends; it’s about making informed decisions based on solid data. This chart breaks down the essential financial statements—Balance Sheet, Income Statement, and Cash Flow Statement—that every investor should analyze before committing to a stock. 🔍 Balance Sheet: This tells you about the company’s financial health, specifically its assets, liabilities, and equity. A healthy balance sheet is a sign of stability and resilience. 💸 Income Statement: This shows the company’s profitability by detailing revenue, expenses, and profits. A strong income statement indicates a company that’s generating profits, a key factor for long-term growth. 💰 Cash Flow Statement: This reveals how the company manages its cash, from operations to investments and financing. Positive cash flow is essential for sustaining operations and fueling future growth. By mastering these fundamentals, you can make smarter investment choices that stand the test of time. Remember, successful long-term investing isn’t about timing the market; it’s about time in the market, supported by thorough analysis. $VGT$TXN$QQQ$AAPL$META #InvestSmart #LongTermInvesting #FinancialLiteracy #StockMarketAnalysisread more
