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Blossom — Social Investing Community: Real Portfolios, Trades & Market Insights

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Mahyar
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@mahyar
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Analysis · 2m

6 Biotech Stocks Worth Watching
—
Biotech is back on investors' radar, and for good reason. Many large pharmaceutical companies are facing a major patent cliff, meaning billions in revenue from blockbuster drugs will need to be replaced.

That creates opportunities for innovative biotech firms with promising treatments, late-stage clinical trials, and potential takeover appeal.

One strategy that stood out to me is focusing on companies that are further along in drug development, where much of the early-stage risk has already been reduced. According to Eden Rahim of Next Edge Capital, six biotech names that fit that profile are:

1. Cytokinetics ($CYTK)

2. Legend Biotech ($LEGN)

3. TG Therapeutics ($TGTX)

4. Alpha Cognition ($ACOG)

5. ClearPoint Neuro ($CLPT)

6. Nektar Therapeutics ($NKTR)

Biotech remains a high-risk sector, but it's also one of the few areas where a successful trial, regulatory approval, or acquisition can significantly change a company's future overnight.

With innovation accelerating and Big Pharma actively looking for new growth drivers, this could be a space worth watching closely.

Do you own any biotech stocks, or is the sector still too volatile for your portfolio?
—
This is for informational and educational purposes only.
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6 Biotech Stocks Worth Watching
LEGN logo

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VOO logo

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14.7% held

XIC logo

-2.07%

12.4% held

2 views
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The Market Matrix
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@themarketmatrix
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Market News · 🔥 Hot

Stock Market Crash Blamed on Democrats
lol literally 5 minutes later:

“Stock market suffered one of the worst days in history.. your 401(k)s have, therefore, dropped. Remember, it wasn’t republicans, it was Dumocrats”
Stock Market Crash Blamed on Democrats
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VOO logo

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0.0% held

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-6.49%

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394 views
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Brad Brunton@bradbrunton
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Beginner Investors · ⭐ Featured

Summaries of some of my favorite investing Books 💯
For those who don’t have the time
Summaries of some of my favorite investing Books 💯 — image 1 of 5
Summaries of some of my favorite investing Books 💯 — image 2 of 5
Summaries of some of my favorite investing Books 💯 — image 3 of 5
Summaries of some of my favorite investing Books 💯 — image 4 of 5
+1
291K views
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Gerard
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@gerardinvesting
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Market News · 4m

Daily Pre-Market News🐝

Enjoy your coffee this morning ☕

Futures right now:
• Dow: down ~0.9%, about 470 points
• S&P 500: up ~0.3%
• Nasdaq-100: up ~1.4%, strongest of the three

• Yesterday was rough. The Nasdaq fell 5.5% and the S&P dropped 4.4%, the worst day since April 2025. The Nasdaq is now in correction territory, more than 10% off its record.

• The selloff came from AI and chip stocks. After the midterms, investors worry new data-center limits could slow the AI buildout. Chip stocks got crushed, with the semiconductor index down over 12%.

• Oil is in the mix too. Brent jumped after reports of tankers hit in the Strait of Hormuz, which is keeping inflation worries alive. Traders now see a better than 65% chance the Fed hikes rates in December.

• Big one today: the October jobs report lands at 8:30 AM ET. Expected to show about 65,000 new jobs, with unemployment steady at 4.2%. A few Fed speakers are also talking later.

• Bitcoin is around $76,000 after dropping below it yesterday, and gold has slipped back under $4,100 an ounce.

Have a great day💵
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Daily Pre-Market News🐝
NVDA logo

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-14.69%

2.6% held

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-6.49%

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10 views
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The Market Matrix
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@themarketmatrix
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Market News · 15h

Donald Trump Claims Stock Market Record High
Believe it or not, Donald Trump posted this yesterday..
Donald Trump Claims Stock Market Record High
VFV logo

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VOO logo

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QQC logo

-6.02%

0.0% held

QQQ logo

-6.49%

0.0% held

258 views
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Daniel Ocasio@esquire1229
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Market News · 5m

Lump sum
I did something new I usually operate on a hybrid style I DCA and if there is opportunity I go lump sum. Last moth I read the Vuanguard study and decided it was time to take a chance put 10k in $VOO and $QQQM lets see
VOO logo

-4.37%

54.5% held

QQQM logo

-6.34%

14.7% held

6 views
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Retired
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@retired
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Personal Finance · 🔥 Hot

I’m Cheering You On
No one sends you a congratulations card when you make the final payment on the debt that’s been suffocating you. No one celebrates when you open your TFSA and make your first $100 equity purchase.

Your friends might notice when you stop buying Starbucks every morning, but they won’t see the bigger picture.

No one applauds when you choose to invest instead of upgrade your car. When you stay home instead of spending money to keep up with everyone else. When you increase your savings rate instead of your lifestyle.

When you keep buying through a market downturn while everyone else panics. When you reinvest your dividends instead of spending them. When you say no to something you want today because you’re building something bigger for tomorrow.

When you keep going for years without much to show for it except a growing account balance and the quiet confidence that you’re doing something right. Wealth is built in the moments nobody notices.

And then one day, you realize your investments can cover your living expenses. Your money is working while you sleep. Your future feels less dependent on a paycheck. Your choices are no longer dictated entirely by what you can afford this month. You’ve bought yourself something far more valuable than things.

You’ve bought yourself options. Freedom. Peace of mind. And perhaps the most rewarding part? You don’t need anyone else to notice. You know what it took to get here. Keep going. The quiet years are building something powerful.
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VFV logo

+0.10%

16.2% held

XEQT logo

+0.02%

69.4% held

XEI logo

+0.02%

0.0% held

HXQ logo

+0.05%

13.7% held

23K views
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Jared LaMarsh
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@nettspend
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Dividends · 6m

UPDATE ON YESTERDAY✅💰
yesterday was a great day to buy… and did i ever buy!!!

yesterday we bought $1000 of $XEQT in my FHSA. LETS GO.

this is why it’s so important to be good with your money while being full time in university so you can have 1000 dollar investing days! i’m so happy i was able to do this yesterday and it felt so good!!! let’s keep buying !!!!!!

cheers everyone!!!
UPDATE ON YESTERDAY✅💰 — image 2 of 3
UPDATE ON YESTERDAY✅💰 — image 3 of 3
UPDATE ON YESTERDAY✅💰 — image 4 of 3
XEQT logo

-3.19%

24.0% held

48 views
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Keval Shah
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@keval718
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Technology · 15m

Chips Bounce After Worst Day Since 2020
Thursday was the worst day for chips since March 2020.
The Nasdaq fell 5.52% and the chip index lost 12.25%.
This morning the same names are bouncing, and the jobs report came in hot: 165,000 jobs added in October vs 65,000 expected, unemployment down to 4.1%.
Here are 4 worth researching. 👇
📌 The Watchlist
1. SanDisk | $SNDK: Makes flash memory and storage for AI data centers. Fell 22.26% Thursday, up about 10.6% premarket Friday as memory buyers returned.
2. Micron | $MU: Makes DRAM and NAND memory chips. Fell 17.46% Thursday, up about 8.2% premarket Friday.
3. AMD | $AMD: Makes AI accelerators and server chips. Fell 17.26% Thursday, up about 8.5% premarket Friday. Record Q3 revenue of $13.38B, up 45%.
4. Nvidia | $NVDA: The AI GPU leader. Fell about 9% Thursday, up about 4.5% premarket Friday. Earnings land Nov 17.
📌 The Part Worth Saving
A bounce is not a bottom. It is a reason to research, not a reason to buy blindly.
Look for:
- Whether the bounce holds into the close
- Memory demand holding up in real results, not just headlines
- What each company says about AI spending next
- Cash and balance sheet strength if the selloff returns
The best question: Is this a dip worth researching, or the first bounce in a longer reset?
Education only, not financial advice.
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Chips Bounce After Worst Day Since 2020
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MU logo

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AMD logo

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-9.26%

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72 views
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Jordan Collier
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@coveredcalletfinvesting
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Passive Income · 8d

Obliterate The 9-5 With This One High Dividend ETF
If you could only have one high income ETF in your portfolio what would it be? For me I reveal exactly what that ETF is and give some context to the reasons why I’d only go with that. This ETF has been my longest serving holding.

https://youtu.be/QFvlEWdMMAI?si=YAVwrdXBxoC1QUqe
172 views
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Frankly Polvans@franklyprofit3
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Analysis · 16m

TRADE PLAN for Nov 6th 📈

$SPX small gap up this morning compared to $QQQ. SPX i up 12 QQQ is up 11 points... We're seeing a rotation back into Chip/AI stocks early this morning. if $QQQ can reclaim 661 we can see a move back to 676 again. $SPX needs a push through 7400 to start a rally higher today. Calls can work above 7400

$AMD touched 400 last night now at 437... $SMH touched 440 now at 471, $MU 648 to 709 preamarket.. We're starting to see some signs of life after a massive dip yesterday.. $NBIS to 145 in play.. this one should be bottomed as well.. it dropped from 299 to 113.

At the minimum you want to see $SPX up 100 today and $QQQ above 661 to look more bullish..

Good luck today everyone!! 🫡
QQQ logo

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AMD logo

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NBIS logo

-14.94%

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MU logo

-17.46%

0.0% held

28 views
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Buythedip
@buythedipzw
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Analysis · 🔥 Hot

Wow 🤯 there’s an opportunity here for first timers
I feel like if you haven’t invested in AI the time is now. You will most certainly see a return in your future.

If you’ve ever been curious about investing in AI but didn’t know when the right time was, I think now maybe the time. I’m team full recovery. ❤️‍🩹🩺

Did the Ai bubble officially pop?

🫧 there is no bubble

💥 the bubble just popped

🩺 due for a full recovery

600 votes · 5d left

7,550 views
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Cole Delarosbil
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@investingwithcole
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Beginner Investors · ⭐ Featured

🚩 3 Red Flags to Watch for When Buying a Stock 🚩
Here are 🚩3 big flags🚩that signal a company might not be a good investment, and I'll walk you through how to check for each one.

(Free Stock Checklist at the end)

---

1️⃣ Declining Revenue or Earnings📉

🛑 Why it’s a red flag:A company with falling revenue or earnings may be losing market share, dealing rising costs, or the overall industry is shrinking.

✅ How to Check for This:

A) Look at the Income Statement📊
- Find the company’s total revenue and net income in its latest financial report. Top-line & bottom-line, respectively.
- Compare revenue and net income across multiple quarters/years. 3 years or 12 quarters is more than enough to indicate a trend
- If both are consistently declining, it’s a warning sign.

B) Check Earnings Reports🗂️
- Look at the company’s quarterly earnings reports to see if they’ve missed expectations multiple times.

C) Compare to Competitors🔍
- Is the entire industry struggling, or just this company?

📚Website for financial reports:

https://www.marketwatch.com/

---

2️⃣ High Debt Levels

🛑 Why it’s a red flag:Companies with a capital structure heavily debt-reliant are more vulnerable in economic downturns and might struggle to repay obligations.

✅ How to Check for This:

A) Find the Debt-to-Equity Ratio (D/E)📊
- Go to the company’s Balance Sheetin its latest report.
- Find Total Debt and Total Equityand calculate: Debt-to-Equity Ratio = Total Debt ÷ Total Equity**
- A D/E ratio above 2.0 (varies by industry) is usually risky.

B) Check Interest Coverage Ratio🔍
- Look at the Income Statement for EBIT (Earnings Before Interest & Taxes).
- Find Interest Expense and calculate:Interest Coverage Ratio = EBIT ÷ Interest Expense
- If this ratio is below 1.5, the company may struggle to pay interest.

📚 Resources:

https://www.investopedia.com/terms/d/debtratio.asp#:~:text=Key%20Takeaways&text=A%20company's%20debt%20ratio%20can,has%20more%20assets%20than%20debt

---

3️⃣ Poor Cash Flow

🛑 Why it’s a red flag:A company can be profitable on paper but still run out of cash to fund operations.

✅ How to Check for This:

A) Find the Cash Flow Statement📜
- Look at Operating Cash FlowOCF).
- If OCF is negative for multiple quarters, the company may be in trouble.


B) Check Free Cash Flow (FCF)💰
- Free Cash Flow = Operating Cash Flow - Capital Expenditures
- A company with negative FCF can’t reinvest in growth without taking on debt.

📚 Read more about Cash flow:

https://www.investopedia.com/articles/stocks/07/easycashflow.asp
___________________________________________

Thanks for reading, I am open to engage in friendly conversations so I encourage you to leave a comment!💬

Access my free stock checklist at the link below⬇️

https://investingwithcole.gumroad.com/l/stockchecklist

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🚩 3 Red Flags to Watch for When Buying a Stock 🚩 — image 1 of 4
🚩 3 Red Flags to Watch for When Buying a Stock 🚩 — image 2 of 4
🚩 3 Red Flags to Watch for When Buying a Stock 🚩 — image 3 of 4
🚩 3 Red Flags to Watch for When Buying a Stock 🚩 — image 4 of 4
111K views
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Ashton Invests
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@ashton_1nvests
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Market News · 🔥 Hot

The Market Today
DO NOT…

I REPEAT, DO NOT OPEN YOUR PORTFOLIO TODAY…

Unless you’re looking to buy more stocks.
The Market Today
264 views
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Ari Gutman
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@arigutman
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Beginner Investors · 9h

FOR THE LOVE OF G-D👇👇👇
Stop panicking. Stop listening to influencers.

This is not the end of the world. It is an opportunity gifted to us by near-term noise.

Buy the dip. Go live life. Check your portfolios in 3 months from now and smile about the fact that you didn’t listen to your favorite influencers.

End of rant.
640 views
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Perry's PIIverse
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@piiverse
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Passive Income · 4d

I Had Cash! Why Did I Borrow??
This week we bought a new car (yes the one in the video title). But how I financed it and further optimized my PIIverse retirement portfolio is the big story !

https://youtu.be/46c9rUZJgSA
540 views
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G
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@gndoi
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Market News · 46m

Nasdaq Futures Rebound After 5_5% Drop, Jobs Report Ahead
Good morning. After Thursday's rout — the Nasdaq ($NDX) fell 5.5%, its worst day since April 2025 — futures are bouncing back: Nasdaq futures up about 1.5% and S&P 500 ($SPX) futures up about 0.3%, while Dow ($DJI) futures are down about 0.8%. Overnight, Asia fell hard again, with Japan's Nikkei down about 6%.

Nebius ($NBIS) fell about 15% Thursday to $120.37 but is up about 11% premarket to near $133, rebounding with chip names like $NVDA and $AMD.

One thing to watch: the October jobs report at 8:30 AM ET, expected to show about 65,000 jobs added.

Not financial advice.
NBIS logo

-14.94%

99.7% held

NVDA logo

-9.26%

0.0% held

AMD logo

-17.26%

0.0% held

240 views
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Philippe
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@flipflopfinance
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ETFs · 🔥 Hot

Flip Flop Finance x Retail Rundown Podcast

Hey guys!!!

I had an amazing time chatting with @humbledtrader & @bdinvesting on the retail rundown podcast.

If you wanna hear us yap for an hour about the ups and downs of work, health, investing
& life tune in!


https://youtu.be/tNoNucq9Lsc
25K views
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Anthony
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@antha
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Market News · 23h

Bye Bye Gains

Everyones feeling this one.

15% of gains gone in the last month.

Don’t panic, just flow, everything will be good.

KEEP PUSHING👍🏻
Bye Bye Gains
366 views
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Moe
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@moementumfinance
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Passive Income · 2h

From Index Funds to Covered Calls; Why?!
What does it take to retire at 55, and can covered call ETFs help replace your employment paycheque? In this episode of Moementum Finance, I'm joined by @retirement_rants, an investor on Blossom community who retired at 55 in September 2025 after more than a decade of investing primarily in index ETFs like VFV (S&P 500) and QQC (Nasdaq 100). But as retirement approached, Carlos made an interesting transition: moving from traditional growth-focused index investing to diversified covered call ETFs targeting approximately 12–16% annual income.

Carlos shares his inspiring journey from growing up in a household where money and investing weren't openly discussed, to discovering the stock market at 42, building wealth through consistent investing and the power of compounding, and eventually achieving early retirement. We discuss why he moved toward income investing, how covered call ETFs help him generate monthly cash flow, and why replacing his employment paycheque without regularly selling shares became an important part of his retirement strategy.

We also get into his actual portfolio holdings, including QQCL, HYLD, USCL, QDAY and BDAY, why he avoids single-stock covered call ETFs, how he approaches diversification, and why he doesn't believe investors should simply chase the highest advertised yields. Carlos also shares his thoughts on the 4% rule versus his approximately 8% portfolio withdrawal/spending rate, managing market downturns, maintaining a cash reserve, and balancing retirement spending with reinvestment.

Beyond investing, Carlos discusses the realities of retiring at 55, travelling with his wife, managing RRIFs, LIFs and TFSAs, deferring CPP and OAS, and some of the financial decisions he would have made differently, including making greater use of a spousal RRSP. He also shares valuable lessons about funding his children's education through RESPs and teaching the next generation about investing.

💬 I'd love to hear from you: Once you reach retirement, would you sell shares in retirement, or switch to covered call ETFs and collect distributions? Let me know why in the comments!

Disclaimer: This video is for educational and informational purposes only and does not constitute financial advice. High-yield covered call ETFs carry risks, distributions are not guaranteed, and a high distribution yield does not necessarily translate into a high total return. Past performance is not a guarantee of future results. Information is accurate as of the posting date and may change over time.

https://youtu.be/YN0Tw5ZtDZ8?si=QFJM3GZB2xfDyXHP
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QDAY logo

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0.0% held

QQCL logo

-7.75%

0.0% held

USCL logo

-4.69%

0.0% held

BDAY logo

-6.27%

0.0% held

1,026 views
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Blossom
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@blossom
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Market News · 16h

🐝 Daily Buzz: November 5, 2026
📊 Stocks cratered as the AI trade unwound. The Nasdaq plunged 5.52% to 24,315.00 and into correction, the S&P 500 dropped 4.36%, the Dow lost 3.44% and Canada’s S&P/TSX Composite fell 2.03%. All three U.S. averages posted their worst day since April 2025.

💾 Chips had their worst session since March 2020. The iShares Semiconductor ETF fell close to 11% with every component down more than 6%. Micron ($MU) sank 17.46% to $656.39, AMD ($AMD) dropped about 15%, Nvidia ($NVDA) fell 9% and Astera Labs lost roughly 17%.

📱 Qualcomm ($QCOM) dropped 10% despite beating estimates, undone by a weak earnings outlook. Morgan Stanley’s Joseph Moore said the debate has shifted to diversification, pointing to data center targets of $5 billion in fiscal 2027 and more than $15 billion by fiscal 2029.

☁️ Neoclouds took the brunt. CoreWeave ($CRWV) lost 11% while Nebius ($NBIS) and Iren ($IREN) each slid 16%, as data center restriction fears built after the election. Bernie Sanders called for a national data center moratorium Wednesday evening.

🏦 Canadian banks led the TSX lower, with Scotiabank ($BNS) down 3.60%, TD ($TD) off 2.88% and BMO ($BMO) losing 2.33%. Shopify fell about 5%.

🥇 Gold and silver extended their post-election rally on a weaker dollar and lower yields. December gold touched $4,155.80 and silver hit $53.49, both heading for their best week since August. The VIX spiked to 28.09, its highest since March.

👨🏻‍💻 Researched and written daily by @timemino
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The Nasdaq just fell into correction on AI fears. Buying this dip?

Yes, loading up

No, more downside coming

369 votes · 5d left

AMD logo

-15.76%

0.0% held

MU logo

-15.59%

0.0% held

NVDA logo

-9.00%

0.0% held

QCOM logo

-8.58%

0.0% held

3,292 views
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Scott S@scottsinvesting
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Beginner Investors · 18h

Easy-Peasy Ways to Be a Better Investor, IMHO...
The number of 'investing lessons' I've come across over the years is too numerous to count. With that said, here are 5 lessons I've embraced which I believe made me a pretty good investor (feel free to tell me otherwise).

* Embrace Quality - The core of my portfolio was built with high-quality stocks. Why? They tend to drop less during bear markets and recover quicker and outperform longer during bull markets. True quality based on fundamentals, not quality just because you say so.

* Embrace Contrarianism - If you follow the herd, you're likely going to overpay. Why? If you think for yourself and buy quality stocks when they're out of favor, you're likely buying with a margin of safety. Don't be different just to be different, but don't hesitate to embrace differing opinions when it makes sense.

* Embrace Humility - If you don't embrace humility on your own, the market will teach you the hard way. One of the simplest ways to stay humble is to remind yourself that you don't know, what you don't know.

* Embrace Simplicity - I invest in things I understand... Why? Far too many overcomplicate their portfolios and/or invest in assets and/or investment vehicles whose structures they don't truly understand. Do you understand how that CC or Leveraged ETFs are structured; do you REALLY?

* Embrace the Long-Term - It's possible to make big profits over the short-term, but the truly life-changing returns almost always come from buying high quality stocks & holding for the very long term. This doesn't mean buy & forget, it simply means buy & hold as long as it makes sense.

Why am I sharing this? Much like most of my posts, it's based on what I'm seeing in my Blossom feed. 'Way too much speculation, following the herd, arrogance & complexity while thinking one year or even less is long-term. Don't get me wrong, I'm guilty too from time to time, falling prey and breaking a couple of these myself. Do any of these hit home for you?
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Easy-Peasy Ways to Be a Better Investor, IMHO...
806 views
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Zain @zains
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Beginner Investors · ⭐ Featured

Beginner’s Guide to Stock Market Terms
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences.

To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms.

Common Terms:

Dividend: A share of a company’s profits paid to shareholders, usually quarterly.

Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend.

ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock.

Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside).

Earnings Report: A company’s quarterly financial performance summary.

EPS (Earnings Per Share): A company’s profit divided by its number of shares.

Market Cap: A company’s total value (share price × number of shares).

ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions.

Book Value: The value of a company according to its financial statements (assets minus liabilities).

Yield: Annual dividend as a percentage of the stock/ETF price.

Liquidity: How easily an asset can be bought or sold without impacting its price.

Volatility: The degree of price fluctuations in a stock or market.

Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX).

Bull Market: A period of rising stock prices and optimism.

Bear Market: A period of declining stock prices and pessimism.

False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back.

P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation.

Blue Chip: Well-established, financially strong companies with a track record of stability.

Diversification: Spreading investments across assets to reduce risk.

Broker: A platform or firm that facilitates buying and selling investments.

Limit Order: An order to buy/sell a stock at a specific price or better.

Market Order: An order to buy/sell a stock immediately at the current market price.

Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept.

Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings.

Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price.

IPO: When a company first sells shares to the public.

Index Fund: A fund designed to mirror the performance of a market index.

Short Selling: Selling borrowed shares, hoping to buy them back cheaper.

Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses.

Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position.

Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level.

Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility.

Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math.

Long (Being Long): Buying a stock or asset because you expect the price to go up.

Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later.

TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees.

MER: The annual cost that a fund charges for management (includes any leverage costs if used).

Management Fee: A portion of the MER that goes directly to the fund managers for running the fund.

Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts).

Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions.

CAGR: The average yearly growth of an investment over time.

NAV: The price of one share of a fund (stock or etf)

NAV Depreciation: When the fund’s share price goes down over time.

Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets.

Bond: A loan you give to a company or government, and they pay you back with interest.

Asset: Anything valuable you own that can generate money.

Portfolio: Your collection of investments.

Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price.

Future: A contract to buy or sell something at a set price on a future date.

REIT: A company that owns real estate and pays investors income from rent.

Alpha: A measure of how much better (or worse) an investment did compared to the market.

Beta: A measure of how much an investment moves compared to the market.

Sharpe Ratio: A way to see if returns are worth the risk taken.

Hedging: Protecting your investments from risk.

Rebalancing: Adjusting your portfolio back to your target mix of assets.

FCF: Free Cash Flow

Understanding these terms makes investing far less intimidating.

If anyone feels other terms should be included, please share in the comments.

I’ll update this post so we can build a complete beginner-friendly resource together!


*Sorry tagged a few etfs for reach 🫣
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7.0% held

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8.0% held

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0.0% held

MSTE logo

7.9% held

ULTY logo

5.6% held

VOO logo

0.0% held

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Market News · 1d

🐝 Daily Buzz: November 4, 2026
📊 Election clarity sent stocks ripping. The Dow soared 3.03% to 53,356.12 for its best day since April 2025, the S&P 500 gained 1.58%, the Nasdaq rose 1.44% and Canada’s S&P/TSX Composite jumped 2.28% to a one-month high. Democrats took both chambers of Congress and Trump said he’d accept the results.

🍎 Apple ($AAPL) surged 5.31% to a record $349.51, pushing its market cap past $5.1 trillion. Its cautious approach to AI leaves it less exposed to the infrastructure spending now facing political headwinds, and slower data center construction could ease memory chip prices.

🛢️ Canadian energy names got crushed as crude collapsed. Vermilion Energy ($VET) fell 14.01%, Cenovus ($CVE) dropped 8.32%, Baytex declined 7% and Canadian Natural ($CNQ) lost 6.67%. U.S. crude fell more than 8% after JD Vance tied the Iran war to Republican election losses.

☁️ CoreWeave ($CRWV) dropped more than 7% as data center plays sold off. Its five-year credit default swap spread widened 3% to 1,139.7, and the Roundhill Neocloud ETF fell 6%. Texas governor-elect Gina Hinojosa has pledged an immediate data center moratorium.

🧴 Helen of Troy ($HELE) jumped 25.39% to $37.04 after confirming it rejected a $37-a-share cash takeover from Empower Brands, valuing it near $1.6 billion. The OXO and Hydro Flask owner says its standalone strategy offers more long-term value.

🍁 Canada’s trade surplus widened to a four-year high as exports hit a record, sending the loonie to a seven-week high. Suncor also reported adjusted earnings up 158% on stronger refining margins.

👨🏻‍💻 Researched and written daily by @timemino
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Apple hit a record while AI names sold off. Is being the anti-AI play the right bet from here?

Yes, Apple wins by sitting out

No, the AI names come back

209 votes · 4d left

AAPL logo

+5.31%

0.0% held

CVE logo

-7.83%

0.0% held

VET logo

-13.54%

0.0% held

CNQ logo

-7.70%

0.0% held

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Chantelle
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Market News · 🔥 Hot

Bought GOOGL logo GOOGL @ $281.07
↑ position by 60%
1.65→2.61%
of total portfolio
Manually added
The Nasdaq is down more than 4% today 🩸🩸🩸
Reports point to fears about AI spending and data-centre worries after the election.

I just added some Alphabet.

I'm a long-term investor, so I'm looking at what I want to own through the noise, not one day's move.
QQQM logo

-4.72%

0.0% held

GOOGL logo

-1.77%

2.4% held

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Couch Potato Investor
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Market News · 20h

Bloody day!!

Hang onto something.
Bloody day!! Hang onto something.
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-5.72%

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-3.84%

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Moe
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Community · 2d

We answered your questions Blossom 😊
For Episode 27 of Financial KarMoe, @karyungtom and I covered some great questioms from the Blossom community.

After putting out our Halloween-themed question post, we received some fantastic questions from the community, covering everything from investment strategies and leveraged ETFs to retirement planning, taxes, and financial independence. 🍂🎃 We picked up as many as we could and shared our honest thoughts and experiences.

When does having conviction in an investment strategy become stubbornness? Is five years of underperformance enough reason to reconsider your approach? We also discuss the risks of financial influencers promoting misleading information, whether a $1 million RRSP really means you have $1 million to spend in retirement, and the potential risks of leveraged investing during a market correction.

We get into the Smith Manoeuvre and when it might actually make financial sense, the complexities of retiring outside Canada, and whether taking CPP early or deferring it is the better approach. We also discuss Coast FIRE, investing with borrowed money, ZEQT's T-Series funds versus traditional ETFs, and whether high-distribution strategies are necessarily the best way to generate retirement income.

And of course, we couldn't leave out some of the lighter community questions, including when Wealthsimple might bring back its free iPhone promotions! 😂 We wrap up with a discussion about financial literacy and what it takes to get people curious about investing, understanding compound growth, and taking control of their financial future.

A huge thank you to everyone in the Blossom community who submitted questions and continues to support Financial KarMoe. We appreciate you being part of these conversations! 😍🙏🏻
https://youtu.be/Rw-D_MCP_uw
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XEQT logo

-0.09%

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ZEQT logo

-0.48%

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Jordan Collier
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Passive Income · 12h

OPENING THE MARKET - DEALING WITH RED LIVESTREAM
Hey Everyone,

Join me tomorrow Nov.06 morning to open the market for a livestream dedicated to dealing with heavy loses in your portfolio. If you are feeling anxious, stressed out or a high degree of uncertainty then be sure to join in the conversation for some level headed perspectives on what just happened today. I'll share what I have been doing to prepare for days like today along with what comes next.

Be sure to save this link below to join the conversation
https://youtube.com/live/I2knnMQ7QvY?...

If you can't make it you can still ask your question as the chat is live right now and I will answer it in whatever order in comes in. See you all then :)
OPENING THE MARKET - DEALING WITH RED LIVESTREAM
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Maxwell
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Community · 🔥 Hot

🔇 FYI - we're fixing the blooms autoplay issue!
To address a few posts I've seen, wanted to share a quick FYI that we're fixing the blooms autoplay issue ASAP (by early next week at the latest). The intention for it to be like IG feed where they only play with sound if you unmute or click in!

I am also annoyed with my music being interrupted by a bloom while I scroll Blossom 🤣

🔍 In other news, one fix that went live yesterday is improved search. Before a search like "canadian in a tshirt" wouldn't find canadiantshirt which was annoying - that is now fixed (once you update your app)

🔄 We've also improved the trade refresh time for PRO users (by putting them on the higher tier of Snaptrade that they just launched).

📞 Anddddd we've added phone number to the onboarding flow reducing spam/scam accounts a ton!

⏭️ Coming next one cool feature we're adding is an Blossom MVP monthly / weekly leaderboard to showcase members of the community (based on likes, comments, saves - which count for more - and likes on the comments you leave) - you can check out the prototype (which has real data from this week) here - https://blossom-mvps.netlify.app

🔥 We're also launching Circles which I'm super pumped about but will leave that one as a surprise 😉

P.S. RIP the portfolio today hope everyone is hanging in there 🙏
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Perry's PIIverse
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Passive Income · 41m

AI Concluded My Invest Style is Rare - Why?
Using my portfolio activity and interview dialog on my investment mindset, strategies, methods, set goals... AI determined my Investing Style to be RARE... and explained why. It identified strong convictions to COMPLETE NAV INDIFFERENCE, and ENDOWMENT STYLE MINDSET among many other pillars... to see an investor committed to all 5 and not just a couple made it rare.
https://youtu.be/sVQr343umR8?si=ca456hOL9TXBBn20
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LM @retiredyoung
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Personal Finance · ⭐ Featured

Preparing for the inevitable.
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will.
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.

I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.

I’ve personally been the executor of 2 estates now.

This is my advice:

1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will), power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation


If you’re married, I’d have one box per person.

When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.

I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.

At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.

If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.

Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.

Good luck


Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer.
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Mr Financial
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ETFs · 4d

Is HYLD a Concentrated Growth Portfolio?
$HYLD holds 9 underlying ETFs ($SDAY $QDAY are the most recent additions) with 150 stocks in total. So why does it have the concentration of just 38?

That’s what caught my attention when I dug into ALL its holdings.

When I calculated HYLD’s effective number of stocks, I got just 38. In other words, despite holding 150 individual stocks, the weighting makes it behave more like a portfolio of 38 equally weighted stocks.

And the concentration gets less income like and more growth like....

The top 10 stocks make up 40.7% of HYLD. The top 20? 65.6%...

And the bottom 50 stocks? JUST 4% of the portfolio.

So yes, HYLD owns a lot of stocks. But the number of holdings doesn't tell you much without looking at how they're weighted in the portfolio. 

Then theres the sector exposure......
Technology accounts for roughly 39% of the portfolio, with names like NVIDIA, AMD, Broadcom, Micron and Palantir among its major holdings.

There's nothing inherently wrong with owning these companies. However, it does raise an interesting question about how diversified HYLD really is.

Is it a diversified high income ETF...... or is it essentially a concentrated U.S. growth portfolio with leverage and a covered-call strategy layered on top?

I dug into all of this in my latest HYLD ETF deep dive, along with its 12.5% yield, distributions, performance, fees, leverage and risk and answered some of the questions you asked. 

And I also built a custom benchmark to see how HYLD stacks up against a portfolio with similar characteristics AND leverage. 
https://youtu.be/dgUcuQmB48k

If you were buying HYLD primarily for its monthly income, would this level of concentration change how much you'd be comfortable holding in your portfolio?
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HYLD logo

-3.29%

0.0% held

SDAY logo

-0.77%

0.0% held

QDAY logo

-5.48%

0.0% held

QMAX logo

-5.18%

0.0% held

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Brandon Beavis
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Community · 7d

Things are about to get a little hairy at Blossom!
This November, we’re putting our money (and moustaches) where our mouths are.

Team Blossom is officially joining the Movember movement, and inviting the entire community along for the ride!

Our goal? Raise $10,000 for men’s health, supporting mental health and suicide prevention, prostate cancer, and testicular cancer. But we’re not stopping at donations!

To make things a little more spicy, we’ve set up some fun fundraising challenges. From @maxstocks learning a KATSEYE dance, to mystery punishments, questionable moustaches, and a whole lot of chaos, every milestone unlocks something new.

The best part? EVERYONE can participate (women too!).

🥸 GROW A MO: Put down the razor and grow that glorious moustache.
🏃‍♀️ MOVE FOR A MO: Can’t grow a moustache? No problem! Walk, run, or get moving for men’s health. Track your activity through Movember and sync your progress to your Mo Space.
DONATE FOR A MO: Donate to a good cause and help us reach our $10,000 goal and unlock the next challenge!

📸 Post your progress photos throughout November and tag @meetblossomsocial on Instagram so we can share it along on our socials, bonus points if you're wearing Blossom merch!

JOIN THE BLOSSOM MOVEMBER TEAM OR DONATE:
 https://movember.com/t/blossom-social-team?mc=1

Because investing in your future means investing in your health, too.

Let’s grow something good. Together!
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Things are about to get a little hairy at Blossom!
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Trevor Heslop
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Analysis · ⭐ Featured

Question For Individual Stock Pickers🧐
What’s the most important thing you look for when researching a stock and finding a winner?

What are the things that a stock must have in order for you to own it?

Let me know below, i’m super curious!
PLTR logo

-0.58%

15.6% held

SOFI logo

-0.85%

5.5% held

HIMS logo

+1.79%

5.5% held

NVDA logo

+1.87%

0.0% held

216K views
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Mr Financial
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ETFs · 8d

It's HYLD Question Time 🤓
Hamilton's $HYLD is a beast of a fund, just like $HDIV . After getting the communities questions to help form the structure of HDIV's deep dive, I thought ... I HAVE to do it with $HYLD too.

Since HYLD is a fund of funds and rather complex... here is what I am going to share (that way you don't ask what will be answered):
- Performance attribution of sorts
- Benchmarking w/ and w/o levereage
- volatility and drawdowns
- Fund history of changes
- Distributions
- ETF structure and total underlying holdings
- Concentrations
- Fund risks
- Total costs and long term affect on performance

What would you like to know about this fund? Is there something that's not obvious about the fund that you feel needs discussed?

As always, EVERYONE is more than welcome to pipe in with their personal questions. The more diverse group of investors with questions, the better and broader the deep dive will be😁 I'll be filming tomorrow after work, so if I miss your questions after then, my apologies.

As always, HAPPY investing everyone and let the questions FLY!!!!
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It's HYLD Question Time 🤓
HYLD logo

+0.70%

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HDIV logo

+0.26%

0.0% held

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BD Investing
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Beginner Investors · 11d

Is it time to sell tech stocks?
2026 has been an exhausting year for growth investors.

Look at the $QQQ drawdowns this year:

March: -13.29%
June: -8.28%
July/August: -11.72%
October: -8.13% so far

Notice a pattern?

Almost every selloff has been driven by the same concerns. Expensive valuations, massive AI CAPEX spending, iran war ,inflation, interest rates and financing costs.

Different headlines, same fears.

What's frustrating is that many companies continue to report strong earnings and growth, yet their stocks keep getting punished.

The fundamentals can improve while valuations compress. That's been the story of 2026.

As investors remember this is the long game. Theres always a smart reason to sell, but stocks tend to go higher even with bad news.

Buy the dip & HOLD
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Is it time to sell tech stocks? — image 1 of 2
Is it time to sell tech stocks? — image 2 of 2
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