This year, my portfolio has largely sat out the massive rally in AI infrastructure stocks. Watching that kind of upside from the sidelines is never fun. But I stayed with my conviction. I kept adding to the positions I believe are fundamentally the strongest companies in the market — names I was confident the market was mispricing, even when the price action didn’t agree with me. $META is a good example — a name I kept buying while sentiment was horrid and the market was underpricing its fundamentals. Today, that patience is starting to pay off. The lesson isn’t new, but it’s worth repeating: over the long term, fundamentals win. Price can disagree with you for a long time. That doesn’t mean you’re wrong — it just means the market hasn’t caught up yet.
Understanding the Timing of a LIRA to LIF Conversion: Why You Can’t Withdraw Right Away Many Canadians approaching retirement are surprised to learn that converting a Locked-In Retirement Account (LIRA) to a Life Income Fund (LIF) doesn’t always mean immediate access to their money. While a LIF is designed to provide retirement income, the timing of your conversion can have a significant impact on when you can actually begin making withdrawals. What Is a LIRA? A LIRA is a retirement savings account that holds funds transferred from a pension plan when you leave an employer. Unlike an RRSP, the money remains “locked in,” meaning it is intended to provide retirement income rather than be accessed at any time. When you’re eligible under your pension legislation—typically beginning at age 55, though this varies by jurisdiction—you can convert your LIRA into a LIF. So Why Can’t I Take Money Out Right Away? This is where many people are caught off guard. In several jurisdictions, if you convert your LIRA to a LIF late in the calendar year, you may not be able to make regular LIF withdrawals until the following year. That’s because the annual minimum and maximum withdrawal limits are calculated on a calendar-year basis. When a LIF is established, the financial institution must determine how much you’re allowed to withdraw for that calendar year. Depending on the governing pension legislation and the timing of the conversion, there may be little or no available withdrawal room remaining for that year. As a result, many retirees don’t receive their first LIF payment until January of the following year. For someone who was expecting immediate retirement income, this can create an unexpected cash flow gap. Planning Around the Calendar If you’re relying on your LIF to fund your retirement, timing matters. Before initiating a conversion, consider: * Whether you’ll need income immediately after the conversion. * If it makes sense to convert earlier in the year rather than waiting until the fall or winter. * Whether you have other savings available to bridge the gap until LIF withdrawals begin. * The specific rules that apply to your province’s pension legislation, as these vary across Canada. A little planning can help ensure your retirement income starts when you expect it to. Don’t Assume Every Province Has the Same Rules LIRA and LIF rules are governed by pension legislation, not tax law, so they differ depending on whether your pension falls under federal or provincial jurisdiction. Minimum ages, withdrawal limits, unlocking options, and timing rules can all vary. Before converting your LIRA, it’s worth reviewing the rules that apply to your specific plan and discussing the timing with your financial advisor or institution. Converting a LIRA to a LIF is an important milestone in retirement planning, but it’s not always as simple as flipping a switch and accessing your savings immediately. Understanding the calendar-year rules and planning your conversion accordingly can help you avoid unexpected delays in receiving retirement income and make your transition into retirement much smoother. This is why you must have a cash wedge for any unforeseen issues like this…plan ahead. I went late summer and by the time everything was flipped over, I was able to start withdrawing in the following calendar year.
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣
😎 Quick PSA that we have <$400k in allocation room left for accredited investors to invest in Blossom! To be accredited, you need either >$200k in annual income or over $1M in net worth. If that’s you, here’s the link if you want to invest - https://www.frontfundr.com/blossomsocial2026 🚀 We’ve already had $1.1m invested from accredited investors alongside the $1.5m invested from non accredited that filled in 2 hours 🤯 🤗 Huge warm welcome to all our new shareholders and shoutout to all our existing shareholders who increased their position. I noticed a few shareholders who invested all the way back in 2022 (before Blossom even launched) reinvested in the round which was pretty cool to see 🔥 🎁 Will get all the perks sorted this week, make sure you’ve filled out the form with the same email as your Frontfundr email! 🇺🇸 For US folks stay tuned as we’re working with some US platforms to do a similar opportunity for you all to also invest!
The Pension Income Tax Credit: A Hidden Gem in Canada’s Tax Code How a $2,000 tax credit—and the right pension plan—can save you hundreds, or even thousands, in retirement. ⸻ Most Canadians spend decades building their retirement savings, carefully choosing between RRSPs, TFSAs, and pension plans. But far fewer pay attention to what happens on the other side of retirement—how that income is taxed, and how to legally reduce that tax bill. Enter the Pension Income Tax Credit (also called the Pension Income Amount): one of the most overlooked and misunderstood tax credits in Canada’s tax system. Here’s what every Canadian should know. ⸻ What Is the Pension Income Tax Credit? The Pension Income Tax Credit is a federal non-refundable tax credit available to Canadians who receive eligible pension income. It allows you to claim a credit on up to $2,000 of eligible pension income each year. At the federal rate of 15%, that translates into a tax reduction of up to $300 annually. Most provinces also offer their own pension income credit, increasing the total tax savings depending on where you live. While the credit alone may not seem substantial, it can provide valuable tax savings every year throughout retirement. When combined with pension income splitting, the overall savings for many couples can be significant. ⸻ Who Qualifies? Eligibility depends not only on how much pension income you receive, but also on what type of income it is and how old you are. Under Age 65 If you’re between ages 55 and 64, eligible pension income is generally limited to: * Lifetime pension payments from a Registered Pension Plan (RPP), including defined benefit and defined contribution workplace pensions * Certain qualifying annuity payments, including annuity payments from the Saskatchewan Pension Plan (SPP) Importantly, RRSP withdrawals and RRIF income generally do not qualify before age 65, even if you have retired. ⸻ Age 65 and Older Once you reach age 65, the list of eligible pension income expands considerably to include: * Registered Pension Plan (RPP) income * RRIF withdrawals * Eligible annuity payments purchased with RRSP or DPSP assets * Other qualifying pension and annuity income This is one reason why the timing of converting an RRSP into a RRIF—and when you begin drawing retirement income—can have meaningful tax consequences. ⸻ The Saskatchewan Pension Plan Advantage One feature of the Saskatchewan Pension Plan (SPP) surprises many Canadians. SPP is Canada’s only voluntary, government-backed defined contribution pension plan that is open to Canadians with available RRSP contribution room. Unlike RRIF income, SPP annuity payments qualify for the Pension Income Tax Credit beginning at age 55. That means Canadians who retire before age 65 may be able to access the pension income tax credit up to ten years earlier than if their retirement income came solely from an RRSP or RRIF. For Canadians considering early retirement, this feature can make the Saskatchewan Pension Plan an attractive complement to a traditional RRSP—not necessarily a replacement. ⸻ Pension Income Splitting: Where the Real Savings Can Be The Pension Income Tax Credit becomes even more valuable when paired with pension income splitting. Canadian tax rules allow eligible couples to allocate up to 50% of eligible pension income to a spouse or common-law partner for tax purposes. If one spouse has significantly more retirement income than the other, splitting pension income can reduce the household’s overall tax bill by shifting income into a lower tax bracket. Example Suppose you receive $40,000 of eligible pension income each year while your spouse has little retirement income. Without pension splitting, you report the full $40,000. With pension splitting, each spouse reports $20,000. Depending on your province and your other sources of income, this strategy can reduce your combined tax bill by hundreds or even thousands of dollars annually. Keep in mind that only eligible pension income can be split. Employer pension income often qualifies before age 65, while RRIF income generally becomes eligible at age 65 (subject to certain exceptions). ⸻ What This Means for Alberta Retirees If you live in Alberta, the federal Pension Income Tax Credit is complemented by a provincial pension income amount. Together, these credits can reduce your annual tax bill by several hundred dollars. For retired couples, combining the pension income amount with pension income splitting may produce meaningful tax savings over the course of retirement. ⸻ How to Claim the Credit Claiming the Pension Income Tax Credit is straightforward. 1. Report your eligible pension income on your annual T1 Income Tax Return. 2. Claim up to $2,000 on Line 31400 – Pension Income Amount. 3. The federal credit is calculated automatically at 15% of the eligible amount. 4. If you are splitting pension income with your spouse or common-law partner, complete Form T1032 – Joint Election to Split Pension Income. Depending on the source of your retirement income, you’ll generally receive a tax slip such as a T4A, T4RIF, or another appropriate pension information slip to assist with filing your return. ⸻ Key Takeaways * The Pension Income Tax Credit provides a federal tax reduction of up to $300 annually, with additional savings available through provincial pension income credits. * Eligibility depends on both your age and the type of retirement income you receive. * Before age 65, eligible income is generally limited to employer pensions and certain qualifying annuities. * At age 65, RRIF withdrawals and many additional forms of retirement income become eligible. * The Saskatchewan Pension Plan is unique because its annuity payments can qualify for the credit beginning at age 55, potentially providing tax savings up to ten years earlier than RRIF income. * Eligible couples may also split up to 50% of qualifying pension income, potentially saving hundreds or even thousands of dollars in taxes each year. * Planning how you withdraw retirement income can be just as important as planning how you save it. ⸻ This article is intended for general informational purposes only and should not be considered financial, legal, or tax advice. Tax rules can change, and individual circumstances vary. Before making retirement income decisions, consult a qualified financial advisor or tax professional.
my discipline is getting better.$DRAM is down 10% my goal is to get to 5% so I focused on this position without thinking about my $VOO addiction. but VOO for life
Is meta on the up right now where it’s good to get in while it’s “low”? Or is it going to crash again? It’s absolutely booming right now, but is it needed to invest now or wait until it goes down again? Thanks
Pretty cool update yesterday - we now have the full in-app experience live for Toronto BlossomCon! Make sure you update and you’ll see the option in your profile menu tab. You can see which of your friends are attending and even leave questions for the panels 😎 We’ll pull a few of the top questions for each of the panels on the day on top of the moderated questions! Coming soon for Vancouver/NYC as well. 🇺🇸 Also this deserves it’s own post, but folks in US can now buy/sell directly on Blossom through our partnership with Public 🤯 Note Gold/Silver/Cash unfortunately got delayed until July 20 but pumped for that one too! 🥲
CAAT research points to growing uncertainty among Canadians about retirement. Many Canadians are worried about how long their savings will last, the impact of inflation and whether they may need to delay retirement. The research also shows a gap between expectations and reality. Many non-retired Canadians expect personal savings to be their main source of retirement income, while retirees today are less likely to rely on savings alone. A major challenge is that Canadians are often expected to make long-term decisions about saving, investing and eventually turning those savings into reliable retirement income on their own. Without strong structures and support, those decisions can be difficult to navigate. That is why greater access to practical retirement tools matters. Many Canadians see workplace pensions as part of the solution. Retirees with workplace pensions also tend to report higher monthly household income, which suggests these plans can play an important role in supporting financial stability over time. Workplace pensions may also encourage stronger retirement planning habits. Canadians with pensions are more likely to use a broader mix of retirement tools, while those without pensions are less likely to be actively planning.
My Basic Checklist Before Adding to a Losing Position A lower price does not automatically deserve more money. Before averaging down, I ask: Would I buy this company today if I did not already own it? Is my thesis stronger, weaker, or unchanged? Am I adding because the opportunity improved, or because I want a lower average cost? Averaging down can be smart. It can also be an expensive way to avoid admitting you were wrong.
Hello everyone, should I be invested in all three of these? I am aware they cover different things, but am I too overlapped? Should I take the money from one of these and put it into another? Is there another one that you would recommended over one of these? Please help me out and let me know. Thanks
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will. When you are grieving the last thing you want to do is close an estate up. It’s even harder if nothing has been prepared in advance. After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.  I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life. I’ve personally been the executor of 2 estates now. This is my advice: 1. If your young get life insurance. If you’re retired it’s not worth it. 2. Make sure you have a will. 3. Make sure you have a personal directive. 4. Make sure you have a power of attorney set up. 5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation. 6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate. 7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death. 8. Buy a file folding system. I have a plastic one that has a clasp and handle. 9. Put EVERYTHING in this file folder that would be needed if you died tomorrow. a) all land titles B) information on house insurance so it can either be eventually canceled or name changed over. C) your will (or the location of your will),  power of attorney, and personal directive D) the information for your car, car insurance, and registration on vehicles. E) information on life insurance. F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information. G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them. H) their credit card information where to contact to cancel the cards I) birth certificate, SIN numbers, marriage, license, etc. J) information on all your investments accounts, bank accounts, etc. K) anything else you can think of for your situation If you’re married, I’d have one box per person. When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will. These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate. I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder. At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date. If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.  Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into. Good luck Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer.
The AI and semiconductor boom is hitting a massive structural bottleneck: memory and advanced packaging. The derivative income space is moving fast to monetize this exact friction point, and we now have three massive cash-flow contenders battling for dominance. Here is the ultimate breakdown of $DRMY, $CHPY, and $DRMP to determine which one will rule your income portfolio in the near future. The Contenders 1. $DRMY — XFUNDS Memory Income ETF The Strategy: This fund combines direct equity exposure to pure-play "Memory Companies" with an active options-overlay strategy. To qualify, a company must derive more than 50% of its revenue from memory semiconductor technologies like DRAM, NAND, or High Bandwidth Memory (HBM). The Payout: Built specifically for hyper-compounding, it distributes cash weekly. The Focus: It targets the hardware core of AI data processing. By capturing pure-play memory giants, it harnesses sector-specific volatility directly into immediate cash flow. 2. $DRMP — Tuttle Capital Memory Stack Income Blast ETF The Strategy: This fund targets the crucial engineering backend: the "Memory Stack" ecosystem. It focuses intensely on companies providing advanced 2.5D/3D packaging, chiplet integration, and Outsourced Semiconductor Assembly and Test (OSAT) services. The Payout: Implements a rapid-fire weekly "Income Blast" distribution schedule. The Focus: Highly accessible with a share price tracking comfortably under $30. Tactically, the fund focuses on US and developed market infrastructure, intentionally bypassing direct listings in high-risk geopolitical areas like Taiwan or South Korea to preserve structural stability. THE CURRENT 🤴 $CHPY — YieldMax Semiconductor Portfolio Option Income ETF The Strategy: The diversified giant of the group. Rather than siloing into memory, $CHPY writes options across a curated basket of global semiconductor titans (think Nvidia, AMD, Broadcom, and Lam Research). The Payout: Follows the classic YieldMax framework with monthly distributions, historically targeting aggressive premium yields. The Focus: It commands a higher nominal price tier (trading around $83 to $88). It functions as a macro play on the entire chip sector's volatility rather than a specialized sub-industry bet. The Verdict: Which Will Be The Future King? While $CHPY offers excellent broad sector exposure, $DRMP is positioned to wear the crown for tactical income investors in the near future. Three distinct factors drive this: The Packaging Volatility Supercycle: Advanced 3D packaging is the literal definition of a modern supply bottleneck. The immense capital expenditure and massive market swings in this sub-sector translate to incredibly rich options premiums. Weekly Velocity: Receiving payouts weekly means your capital isn't locked up waiting for a monthly cycle. You can immediately redirect that cash flow into down-days or compound it back into the position 4x faster. Capital Efficiency: The sub-$30 price point makes it an incredibly modular tool for building large block positions and executing precision "buy the dip" strategies without draining massive liquidity reserves. What do you think? Are you playing the broad chip space with $CHPY, or are you locking in the weekly cash flow with the memory plays? Drop your strategy in the comments!
During my time investing I have done research in multiple companies, I have bought and hold a good amount of stocks and I have others in my watchlist that I haven't bought yet just for the reason that I like to have a concentrated portfolio of 10-12 stocks of compounding machines but I still follow many stocks. With the second half of the year starting, here's exactly where I stand on every name I track, ranked by fundamentals, momentum, and risk/reward. Strong Buy payments and mega-cap. Visa and Mastercard don't need much explanation. Every investor should own at least one of these. Best duopoly in the world and just a massive moat on the payments system. $AMZN, $MSFT, $META are in my opinion three of the most undervalued mega-caps in the market right now. MSFT and META specifically are a massive opportunity, the disconnect between the business quality and the current price is a good opportunity. In the buy category I have a few stocks but I say that $SPGI and $NOW are businesses I don't see AI disrupting, I actually see AI making them stronger. With current sentiment I wouldn't be surprised if they finish the year lower before recovering. $NVDA and $AVGO are my pure AI infrastructure plays. They've been left out of this recent rally. It could be that they had their time already but I think these are great businesses that will still exist even after the AI cycle ends and the next technology advance comes in. Holding most of the industrial and power names, here the companies building and maintaining data center infrastructure had incredible runs in the past year. If you bought them last year, trimming some gains and letting the rest ride makes sense. I personally sold out of $VST and trimmed $FIX after massive gains. There's still room to grow but the easy money has been made in my opinion. Selling $AMD after the incredible run due to the disconnect between the fundamentals and the price and buying or holding at this price to me just seems to risky. $DUOL and $ADBE worry me from an AI disruption standpoint, I don't think enough people will keep paying for language learning when AI gets better, and creative tools are being replaced in real time. Strong sell for memory stocks and there is no overthinking here for me, the risk/reward is gone. Whoever held these through the run made 10x to 40x in some cases and that is just incredible But I'd be reallocating that capital elsewhere right now. Anything you would change or add to this table?
Meta is launching a cloud business to rent out its spare AI compute. Basically AWS for the GPUs everyone said it overspent on. 💰 Meanwhile the chip names that sold Meta those GPUs got dumped, Micron, Nvidia and Broadcom all red as H1 winners took profit. 📉 Up around 10%. Money's rotating out of the shovels and into whoever can actually monetize the AI.
I've posted before about why invest in $OVL when its cheap and easy to copy the strategy. To test my hypothesis (because I may be wrong, that's why we have a community), I've started implementing a similar strategy to OVL to see how it pans out. This will be different for some people, because I have portfolio margin (which not everyone has) so please dont try to copy these trades. I'm not going to post them the day thay I make them, to make sure less experienced traders can't follow. On Monday, I sold an $SPY$650 Put, expiring 6/24. I collected $.80 premium. Every Monday, I'll sell a new Put 4 weeks out, so every 4 weeks they'll expire, and so I'll always have 4 trades on the table. This trade costs me about $6500 in buying power. If you dont have portfolio margin, you would trade a put credit spread (which is exactly what $OVL does) and collect a smaller premium. Having 4 trades on the table will cost me about $26,000 - $30,000 depending on the strikes, and should generate about $3500 - $4000 per year in premium. To generate that premium with $OVL, you'd need about $40,000. A picture of the trade is attached. Lets see how it goes!
On March 26 Spy was a confirmed downtrend and witnessed a major reversal. $SPY went from downtrending into a strong uptrend. Early weaknesses caused by inflation and uncertainty in the market faded as investor confidence returned. Strong earnings, from technology and AI companies, fueled buying. SPY broke above key levels and continued rising, gaining about 14% and confirming a bullish market trend.
