This is why you sit on your hands the first hour of open. +0.5% —> -0.5% —> +0.0% $AAPL -10% $AMZN +15% Exactly like Microsoft and Meta yesterday lol On the other hand.. Leopold Aschenbrenner’s fund fell 67% in July but remains up 80% YTD.. wow.read more
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will. When you are grieving the last thing you want to do is close an estate up. It’s even harder if nothing has been prepared in advance. After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.  I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life. I’ve personally been the executor of 2 estates now. This is my advice: 1. If your young get life insurance. If you’re retired it’s not worth it. 2. Make sure you have a will. 3. Make sure you have a personal directive. 4. Make sure you have a power of attorney set up. 5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation. 6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate. 7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death. 8. Buy a file folding system. I have a plastic one that has a clasp and handle. 9. Put EVERYTHING in this file folder that would be needed if you died tomorrow. a) all land titles B) information on house insurance so it can either be eventually canceled or name changed over. C) your will (or the location of your will),  power of attorney, and personal directive D) the information for your car, car insurance, and registration on vehicles. E) information on life insurance. F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information. G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them. H) their credit card information where to contact to cancel the cards I) birth certificate, SIN numbers, marriage, license, etc. J) information on all your investments accounts, bank accounts, etc. K) anything else you can think of for your situation If you’re married, I’d have one box per person. When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will. These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate. I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder. At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date. If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.  Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into. Good luck Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
$ORCL quietly showing strength here. 👀 Oracle had a solid session today, holding above the $128 level despite the broader market still trying to find direction. What I like about this move is that buyers didn’t just chase the spike they defended the level. That’s usually what I want to see after a breakout attempt: price holding where it needs to hold. The bigger story remains the same: cloud infrastructure, AI workloads, and enterprise demand are keeping Oracle on the radar. But as always, the chart comes first. A strong setup needs follow-through, not just one green day. I’m watching to see if ORCL can continue building above this area and turn recent resistance into support. No need to force a trade let the market confirm. Hope your session is going well. Any breakout worth watching? Let's compare notes. read more
Invested in Canada's Big 6 Banks! 🏦🇨🇦 Many Canadian investors already have significant exposure to the Big 6 Banks through popular ETFs! 📈 💼 Your hidden exposure: 🔹 ZEQT, XEQT (All-in-One ETF): ~6% 🟢 🔹 ZIU, XIU (TSX 60 ETF): ~31–32% 🏦 🔹 ZCN, XIC (S&P/TSX Composite ETF): ~25% 🇨🇦 📊 Big 6 Banks (5-Year Returns) 🥇 National Bank (NA): +140.30% 🥈 RBC (RY): +134.44% 🥉 CIBC (CM): +130.00% 🏦 BMO (BMO): +104.46% 💚 TD (TD): +103.71% 🌎 Scotiabank (BNS): +58.66% That means even if you never bought a bank stock directly, you may already own a sizable stake through your ETFs! 💰 📌 Always know what's inside your portfolio diversification starts with understanding your investments. 👇 Did you know your ETFs held this much exposure to the Big 6 Banks? 📈 Question: If you could own only ONE Canadian bank for the next 10 years which would you choose? 👇 Comment your pick: 🇨🇦 NA | 💙 RBC | ❤️ CIBC | 🟡 BMO | 💚 TD | 🌎 BNSread more
I believe $RDDT earnings sell off was very overblown and is creating a very compelling opportunity here They came in with a double beat & raised guidance yet are selling off -20% today due to slowing DAU growth is the USA Q2 Results • Revenue: $805 million (+61% YoY) • EPS: $1.25 (+178% YoY) • Q3 Revenue Guidance: $860 - $870 million vs estimated $830 million • FcF $135 million +137% YoY • 24x Forward P/E My DCF (5yr) 30% EPS CAGR 25x Exit P/E 2031 Price of $400 / share 23.13% CAGR I’ll keep my eye on this for a potential new position 👀 Are you buying the dip? read more
My portfolio managed to break through the 2M mark this month but the with recent pullback, I’m back under that number for now! My current portfolio total return is still above 81% or $912,000 in less than 3 years. I spent a lot of time with fellow blossomers 🌸 with a meet and greet with @perryf and @paulsantori and of course at the Toronto Blossomcon 🌸 event with our 12 strong investor troop. Posts: 2M portfolio milestone Don’t chase yield, let yield chase you The 2 yr financials epiphany Blossomcon 🌸 2026 NAV appreciation and YOC Total returns and CAGR I still continue to buy lower yielding assets with and without CC. With a lot of my assets receiving dividend increases this month, I decided to heavily trim my $AIPI from a satellite position to a micro-position as I like to regulate my monthly income around 19K a month. This lowers my yield and allows me to further diversify my portfolio as the proceeds went into $IDVO. Buy: $ZWT $HEQL $IDVO $UTIL Sell: $AIPI My portfolio is still producing a steady flow of income and growth at the same time 👍 Stay engaged and stay invested 💹 Always do your own research 🧐 and analysis 📊 Please review screenshots below!!!read more
$HIMS is back on the radar. 👀 Interesting technical development today $HIMS just printed its first golden cross since 2024. For traders, that’s usually a sign that momentum is starting to shift after a long period of consolidation. I’m not treating one indicator like a guarantee, because the market has a way of trapping people who get too confident. But when the technical picture starts improving alongside the bigger story around digital health, weight management, and peptides, it’s worth paying attention. The peptide theme is still early, and I think the next couple of years could be important for companies positioned in this space. The real question is whether $HIMS can turn this momentum into sustained buying pressure. Watching the levels, watching the volume, and letting price confirm the story. Quick question. What's your best setup so far? Stay flexible. read more
Today was one for the history books, and if you only read one of my “before the open” newsletters this week… make it this one 🚀 Today’s Key Highlights: ✅ The market staged a massive rebound, Semiconductor gauge +8% in a single session. Nasdaq 100 ended a six-day losing streak up +3.36%. S&P 500 +1.7%. Dow +613 points. DRAM, SKHY, MU, AMD, NBIS, etc. all bouncing hard off oversold levels to double digit single day increases. The forced selling that crushed the sector for six weeks seems to have exhausted at least for now. ✅ XLK surged +5.50% - The Microsoft and semi rebound carried the entire tech sector. RSI recovered from 34 to 46.71 in a single session and that’s exactly the bounce we mentioned and hoped for in yesterday’s brief. ❌ The biggest casualty of the AI selloff was Situational Awareness LP, the AI hedge fund founded by former OpenAI researcher Leopold Aschenbrenner, 25, running 4x leverage on AI and semiconductor positions and force sold its entire $20B+ public equities portfolio to Citadel in a single block before Thursday’s open. Three prime brokers: Goldman Sachs, JPMorgan, and BoA triggered margin calls after AI infrastructure positions fell 35-47% in July. The fund was up 439% net through June 30 and one month of forced selling wiped it out. (This was a massive overhang on the market that just lifted cleanly without the mess of aggressive selling) ✅ $MSFT made history with +15.51% adding $492B in market value which is the largest single day market cap gain by any company in stock market history. Eclipsed NVIDIA’s $440B record from April 2025. Azure +43%, annual revenue crossed $100B for the first time. ✅ $AMZN delivered with AWS growing 37% YoY to $42.2B — fastest growth in 18 quarters. Total revenue crossed $200B for the first time ever in a single quarter. Operating income +43%. Stock +7% after hours. Andy Jassy: “AWS is booming.” ⚠️ $AAPL mixed — Revenue and EPS beat. iPhone +22%. But Services missed at $30.74B vs $31.22B expected. Stock -4% after hours on the services miss. Futures: • S&P 500: +0.04% • Nasdaq 100: +0.4% • Dow: +0.1% • Russell 2000: +0.1% Fear & Greed: • VIX: +0.15% ⚠️ - fear retreated hard earlier in the day and then picked up again after-market Macro: • Oil WTI: +0.63% - pulling back slightly • Oil Brent: -1.88% - easing • Gold: +0.2% • Bitcoin: +0.17% • 10-Year Treasury: -0.2% - yields easing slightly Sectors July 30 Close: • XLK Technology: +5.50% , RSI 47 🟢 bounced hard • XLV Healthcare: -1.64%, RSI 57 ⚠️ rotation reversing • XLE Energy: +0.53%, RSI 61 🟢 • XLF Financials: +0.56%, RSI 63 🟢 • XLP Con. Staples: -2.16%, RSI 53 ⚠️ defensive money rotating back to tech • XLB Materials: -0.19%, RSI 54 ⚠️ Tomorrow’s Catalysts: ✴️ Nasdaq futures +3.28%, Amazon strong, Apple mixed, VIX down 7.57%. Risk appetite building up again. ✴️ $XOM ExxonMobil earnings, energy with oil pulling back slightly ✴️ $CVX Chevron and $ABBV AbbVie reporting ✴️ University of Michigan Consumer Sentiment - final July reading 📅 Watch XLK RSI and VIX - does the bounce hold or is this a dead cat? Tonight’s Earnings: $AMZN: • Revenue: $200.6B vs $196.47B expected ✅ • AWS: $42.2B - grew 37% vs 31% expected ✅ • Operating income: $27.5B, up 43% YoY ✅ • AWS operating margin: 39.4% ✅ • Advertising: $19.8B, up 26% YoY ✅ • AI + Chips: each exceeded $25B annual run rate ✅ • Free cash flow: -$7.6B trailing 12m ⚠️ • Q3 guidance: $197-202B vs $204.1B expected ⚠️ • Stock: +7% after hours $AAPL: • Revenue: $109.42B vs $108.65B expected ✅ • EPS: $2.02 vs $1.89 expected ✅ • iPhone: +22% YoY ✅ • Mac: $10.35B vs $8.74B expected ✅ • Services: $30.74B vs $31.22B expected ❌ • Gross margin: 50.1% ✅ • Weak guidance for Q4 citing "supply constraints”, this is the real problem ❌ • Stock: -8% after hours on miss and Not financial advice read more
🔥 On Saturday over 2,000 Blossomers came out from all across Canada for an incredible day of learning and connection! I was shocked to see close to 1/3 of folks travelled from outside of Toronto to join us, huge thanks to everyone who made the trip! ⚡️ The energy during the day was absolutely buzzing and it was so awesome to meet so many members of the Blossom community! Special shout out to Blossom's Creator of the Year @jacobb and Blossom's Rising Star @nettspend who won our community-nominated Blossom awards 👏 🌱 Blossom has grown from an idea, to an app, to a movement and BlossomCon is the biggest testament to that. To see 2,000 folks from all different walks of life take time out of their weekend to connect, learn, and build financial literacy together is exactly what Blossom is all about and I am so fired up to keep building for this amazing community 💕 😍 Can't wait for BlossomCon Vancouver and New York!!! (https://www.blossomsocial.com/blossomcon2026) 👏 Special shout out to the Harvest ETFs team for being our Headline sponsor for the 3rd year in a row and to all our amazing sponsors for making this event possible 🙏
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position. Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. FCF: Free Cash Flow Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣read more
Cars are for transportation, not status. A paid off car should be the new status symbol... We need to normalize keeping a paid-off vehicle until the wheels fall off. That Honda or Toyota doesn’t become a bad car just because your neighbour bought something newer. Driving a car for 10–15+ years can quietly build more wealth than most people realize. My wife and have 2 vehicles. 1) 2016 Ram 1500 (paid off) 2) 2005 Ford Taurs (I bought for $2250 10yrs ago...and still drive to this day) We dont have the fanciest cars...but we are Millionares. I'd stick with the latter for now...maybe a really nice sports car when we hit 5 million invested in our 50s (projected) What are your thoughts on vehicles?read more
If you haven’t read it already, I’d strongly recommend taking a look at @etf.go’s recent post. It does such a great job at walking through the fees and the impact of them over a long period of time as well as debunking a couple comment themes I hear from covered call investors. There’s also a lot of great information and analysis in the comments by many of the top contributors on Blossom that are worth the read for anyone debating whether or not to go cover calls and follow the finfluencers that promote them.  Here’s the link to the post for anyone interested: https://link.blossomsocial.com/7uYa/ej8h3e9c
AI Stocks Left the Market Behind. Is Mean Reversion Next? YTD performance tells a very different story across markets. Vanguard AI 45 complex: +100% Semiconductors: +93% $SPY: +9% $MAGS: -1% The gap between AI related assets and traditional mega cap leaders has widened dramatically this year. Recent earnings from the "Magnificent Seven" have also challenged previous assumptions about where growth and market leadership will come from. The big question now is whether the market sees a rotation back toward lagging areas or whether AI infrastructure and semiconductor demand can continue driving leadership through the rest of the year.read more
Holy crap this is one of the best days of all time for my portfolio up over 7% overall! Nice way to ride into the weekend I hope you guys all have a great one with friends/family.
I was accused of cherry picking my data about Return Of Capital when talking about covered calls in my recent posts. Truth is, I am still trying to learn as much as I can about this topic and I am just sharing what I am learning. But maybe they were right..... so lets dig into the data..... I looked at the 100 most bought ETFs here on Blossom using the Markets section and separated out all of the covered call ETFs. That left me with a list of 28 covered call ETFs so I built a chart that listed each ETF's distributions over the past 24 months or since inception, and compared it to the Total Return. This is the strategy used to figure out if the Distribution is eroding the Net Asset Value. Basically it means your money is just coming back to you in order to maintain the distribution yield if the total return is less than the distribution. This is not good and would be considered a bad form of ROC (Return of Capital) because you are basically paying fees for somebody to send your investment back to you. Here are the results: Over the past 24 months or since their inception date, 11 out of the 28 Covered Call ETFs have had destructive NAV and Bad ROC meaning that they are just returning your money back to you. MSTE (TSX) – Harvest MicroStrategy Enhanced High Income: -91.5% Total Return | 158.2% Annualized Yield (Since Inception | Destructive ROC Gap: +249.7%)* MSTY (US) – YieldMax MSTR Option Income Strategy: -74.2% Total Return | 94.5% Annualized Yield (Since Inception | Destructive ROC Gap: +168.7%)* ULTY (US) – YieldMax Ultra Option Income Strategy: -42.8% Total Return | 88.6% Annualized Yield (Since Inception | Destructive ROC Gap: +131.4%)* TSLY (US) – YieldMax TSLA Option Income Strategy: -38.5% Total Return | 54.4% Annualized Yield (2-Year History | Destructive ROC Gap: +92.9%) CONY (US) – YieldMax COIN Option Income Strategy: -12.4% Total Return | 68.2% Annualized Yield (2-Year History | Destructive ROC Gap: +80.6%) TSLY (TSX) – Harvest Tesla Enhanced High Income: -8.1% Total Return | 32.5% Annualized Yield (2-Year History | Destructive ROC Gap: +40.6%) YTSL (TSX) – Purpose Tesla Yield Shares ETF: -2.5% Total Return | 31.2% Annualized Yield (2-Year History | Destructive ROC Gap: +33.7%) HBTE (TSX) – Harvest Bitcoin Leaders Enhanced Income: +14.1% Total Return | 34.8% Annualized Yield (Since Inception | Destructive ROC Gap: +20.7%)* HHIS (TSX) – Harvest Diversified High Income Shares: +11.2% Total Return | 30.1% Annualized Yield (Since Inception | Destructive ROC Gap: +18.9%)* PLTE (TSX) – Harvest Palantir Enhanced High Income: +32.6% Total Return | 34.2% Annualized Yield (Since Inception | Destructive ROC Gap: +1.6%)* ETHY (TSX) – Purpose Ether Yield ETF: +18.2% Total Return | 19.1% Annualized Yield (2-Year History | Destructive ROC Gap: +0.9%) BTCY (TSX) – Purpose Bitcoin Yield ETF: +24.8% Total Return | 21.8% Annualized Yield (2-Year History | Sustainable ROC Gap: -3.0%) ENCL (TSX) – Global X Enhanced Cdn Oil & Gas: +21.5% Total Return | 12.4% Annualized Yield (2-Year History | Sustainable ROC Gap: -9.1%) NVDY (US) – YieldMax NVDA Option Income Strategy: +68.5% Total Return | 58.5% Annualized Yield (2-Year History | Sustainable ROC Gap: -10.0%) QQCL (TSX) – Global X Enhanced NASDAQ-100: +28.4% Total Return | 11.8% Annualized Yield (2-Year History | Sustainable ROC Gap: -16.6%) QDAY (TSX) – Hamilton Enhanced Technology DayMAX: +38% Total Return | 19.5% Annualized Yield (Since Inception | ROC Gap: -18.5%)* QQQI (US) – NEOS Nasdaq 100 High Income ETF: +32.2% Total Return | 13.6% Annualized Yield (2-Year History | Sustainable ROC Gap: -18.6%) BIGY (TSX) – Evolve US Equity UltraYield ETF: +33.5% Total Return | 11.2% Annualized Yield (2-Year History | Sustainable ROC Gap: -22.3%) UTES (TSX) – Evolve Canadian Utilities Enhanced: +31.0% Total Return | 8.5% Annualized Yield (2-Year History | Sustainable ROC Gap: -22.5%) USCL (TSX) – Global X Enhanced S&P 500 Covered Call: +35.8% Total Return | 10.5% Annualized Yield (2-Year History | Sustainable ROC Gap: -25.3%) ECHI (TSX) – Ninepoint Enhanced Canadian HighShares: +36.2% Total Return | 10.1% Annualized Yield (2-Year History | Sustainable ROC Gap: -26.1%) YNVD (TSX) – Purpose NVIDIA Yield Shares ETF: +58.4% Total Return | 28.4% Annualized Yield (2-Year History | Sustainable ROC Gap: -30.0%) HDIF (TSX) – Harvest Diversified Monthly Income: +41.0% Total Return | 10.2% Annualized Yield (2-Year History | Sustainable ROC Gap: -30.8%) ZWC (TSX) – BMO Canadian High Dividend Covered Call: +38.5% Total Return | 6.3% Annualized Yield (2-Year History | Sustainable ROC Gap: -32.2%) HYLD (TSX) – Hamilton Enhanced U.S. Covered Call: +46.2% Total Return | 12.0% Annualized Yield (2-Year History | Sustainable ROC Gap: -34.2%) BANK (TSX) – Evolve Canadian Banks Enhanced Yield: +48.5% Total Return | 10.2% Annualized Yield (2-Year History | Sustainable ROC Gap: -38.3%) HMAX (TSX) – Hamilton Canadian Financials Yield: +51.2% Total Return | 10.9% Annualized Yield (2-Year History | Sustainable ROC Gap: -40.3%) HDIV (TSX) – Hamilton Enhanced Multi-Sector: +59.8% Total Return | 10.8% Annualized Yield (2-Year History | Sustainable ROC Gap: -49.0% | Best ROC) It looks like single stock ETF's generally have the worst ROC of the bunch. Seems like they take the full downside when a stock falls and the options limit the upside in exchange for cash flow. Broad Multi-Sector funds targeting 8-12% distributions seem the most sustainable as they provide both upside in appreciation but also sustainable distributions that do not erode the fund. The best overall performers were HDIV HMAX HYLD and BANK As far as I can tell it looks like almost half of the most popular covered call ETF's on Blossom are sending your own money back to you..... with fees and sometimes taxes..... And I can't find a single ETF in this list where the covered call version has outperformed the same asset without covered calls. I love the idea of income, especially if it is needed for monthly expenses but it just makes me think that what we really need is for Wealthsimple and Questrade to launch an Automated Withdraws feature in a way that would give investors a similar result without the fees and upside limits of Covered Call ETFs. What are your thoughts? If you could setup automated withdraws in a way that worked similar to receiving a distribution from a covered call ETF would that be an appealing option to covered call investors? What am I missing? PS. If someone (including me) is wrong about something, kindly point out the mistake and the correct information. Dont be a prick. **Updated to correct for QDAY read more
first post, first month investing... I have a lot to learn yet I found it very stimulating! My goal is to create value over time, and maybe but a house if I can get good at that! I have a small budget per week, but will try to make it worth it every time! feel free to give advices, or challenges haha!
Congratulations to Jared on achieving the rising star award. We finally met in person today and he definitely made my experience super enjoyable! Thanks Jared you deserve it!!
$SPX still stuck at the same battle zone. The market has spent most of July going nowhere a lot of headlines, a lot of intraday moves, but no real follow-through. It feels like everyone is waiting for the same thing: confirmation. And that confirmation point remains 7500. This level has been acting like a magnet for weeks. Every selloff finds buyers around it, but every rally seems to run into resistance nearby. Here’s how I’m looking at it: a clean reclaim and hold above 7500 keeps the bullish path alive and puts new highs back in focus. But if SPX fails again around the 7478–7523 zone, I wouldn’t ignore the risk of another leg lower. No need to overtrade a sideways market. Sometimes the best move is simply waiting until the chart makes the decision for you. Enjoy the weekend. Stay patient and protect your capital. Checking in. Any stock you're avoiding? Let's see how it closes. read more
Every single trade I took this week $SPY 744 CALLS (-40%) LOSS 🔴 $SPY 739 CALLS (250%) WIN ✅ $SPY 736 CALLS (110%) WIN ✅ $SPY 734 PUTS (55%) WIN ✅ $SPY 742 CALLS (180%) WIN ✅ We absolutely printed this week. read more
Since so many people ask how to invest in this sector, or this country, or this asset, I’ve decided to make a comprehensive guide on how you can invest in specific areas. This is NOT portfolio advice, simply information about tickers that you can research yourself. Save this for later so you have a list of ETFs to come back to! Canada: $XIU$XIC$ZCN All expose you to the TSX in Canada. These ETFs consist of all top Canadian companies and access to our national stock exchange. $VCB$VGV$VLB$VAB$VSB$VSC$XBB$XCB Expose you to Canadian bonds; whether it be long-term, short-term, corporate, government, etc. $VDY$XEI$CDZ Expose you to Canadian dividend companies $XRE$ZRE$VRE Give access to Canadian REITs $ZEB$XFN$RBNK Lets you buy the Canadian banks USA: $VFV$ZSP$XSP$XUS$HXS Lets you buy the S&P 500 (learn about hedged vs. unhedged in my other post) $XQQ$HXQ$ZQQ All give you access to the NASDAQ 100 $IWR$VO$VOE$VOT$IJH$SCHM Lets you buy US Midcaps $IJR$IWM$VB$VBR$VBK$SCHA Lets you buy US Smallcaps $DIV$SPYD$RDIV$DHS$VIG$SCHD$VYM$DGRO$SDY Give access from small to high dividend US companies $VTI$ITOT Lets you buy the whole US market $TLT$IEF$VGIT$GOVT$SHY$VGLT Give access to US bonds $XLC$XLY$XLP$XLE$XLF$XLV$XLI$XLB$XLRE$XLK$XLU All give you access to each sector in the S&P such as financials, energy, healthcare, etc. International: $XEQT$FEQT$VEQT$ZEQT Give you an all-in-one exposure to Canada, US, emerging and global markets. $VEA$IEFA$SCHF$SPDW$EFV$EFA Give access to general international exposure $EWJ$EWU$EWC Gives direct access to developed international countries $INDA$MCHI$EWT$EWY$EWZ$EWW$EIDO$EWM Gives direct access to emerging international countries Assets: $KILO$PHYS$CGL Let’s you buy gold directly through ETFs $SVR$HUZ Let you buy silver through ETFs Savings/Interest: $CASH$HISA$PSA$HSAV Access to Canadian savings and interest payments $HSUV-U $PSU-U $HISU-U Access to US savings and interest payments There’s so many ETFs I didn’t go into with dozens of categories, but this should give you some basic starting point to look into your ETF investments. This is simply the starting point, when choosing your investments always research the ETFs, what they provide to you, their fees, your goals, your risk, and what you’re looking to get out of investing. As always do your research and happy investing! Subscribe to the newsletter: relatablefinance.substack.com read more
As cloud giants rally intraday, $AMZN jumped alongside$GOOGL CapEx hikes! Markets reward high cloud growth: GCP +82%, Azure +43%, AWS +37%. Expanding margins with rising CapEx proves scaling efficiency a CapEx cut would actually be bearish! AI CapEx surge: High efficiency moat or bubble?
Wheel 🛞 Strategy Here’s an update of my options trading on Wealthsimple and how I’m using the wheel strategy with $DRAM I Tried the Wheel Strategy for the First Time… I Got Paid! https://youtu.be/3S0vohrcUN4
Amazon just proved something the market keeps questioning… Massive AI capex isn’t destroying profitability. It’s creating it. AWS accelerated. Margins remained incredibly strong. AI demand keeps growing. That’s bullish for more than just $AMZN. It reinforces my long-term conviction in names like $AMD, $NOW, and the broader AI infrastructure buildout. The AI investment cycle is still in its early innings. read more
$MU is still making me stay patient. I know a lot of eyes are on Micron right now, especially with AI and memory names swinging around every headline. But when I look at the chart, I still don't see enough to get aggressive. If the current support fails, I think there's a real chance we revisit the recent lows before the chart starts looking healthier again. The long-term AI demand story hasn't changed, but short-term price action and long-term fundamentals don't always move together. I've learned the hard way that buying simply because a stock is down usually isn't a great strategy. I'd rather wait for the trend to turn than guess where the bottom is. MU is still one of the names I want to own over time, but right now I'm focused on letting the market prove that buyers are back in control before adding exposure. Appreciate the support. Scalping or swinging today? Hope you catch a great move. read more
$GOOGL continues to catch my attention. The AI hyperscalers are leading again, and Google has quietly been one of the stronger names on my screen. The next technical level I'm watching is 358.3, which lines up with prior resistance. If buyers can clear that area with solid volume, I think 374-375 becomes a realistic target rather than just a number on the chart. The options tape was interesting too. A sizeable Aug. 28 $385 call position hit the tape this morning. One trade doesn't predict the future, but I always pay attention when unusual options activity lines up with improving momentum. I'm still avoiding the temptation to chase. Strong trends are great, but the best entries usually come when risk and reward are back in balance. For now, Google remains near the top of my watchlist. Quick question. What's your best setup so far? Stay flexible. read more
I believe $PSX is the largest gain from what I still own, which is 24.58% But in July, my largest realized gains higher than PSX are from a trades that are no longer recorded by Blossom once they are sold. $MU with exactly a 100% gain sold on 7/15 $SNDK with a 97% gain sold on 7/8 $STX with a 65% gain sold on 7/8 $WDC with a 61% gain sold on 7/8 $MU again with a 36% gain sold on 7/15 also $ASX with a 35% gain sold on 7/20 $QBR-B with a 27% gain sold on 7/24read more
$QQQ Nasdaq hitting some resistance Not every breakout is meant to follow through. $QQQ pushed into the 28,700-28,750 zone today and sellers stepped in quickly. The rejection was pretty sharp, with Nasdaq giving back around 300 points from the highs. The market is still trying to balance strong AI/tech momentum with a few new risks coming back into focus. Oil keeps moving higher, and geopolitical headlines around the Strait are adding another reason for traders to stay cautious. I’m not reading too much into one move, but this is the type of area where price action tells the story. If buyers can’t reclaim those highs, a little more cooling off wouldn’t surprise me. Keeping an eye on the close and how different sectors react. Which stocks would you avoid today? See you after the market closes. read more
