Blossom — Social Investing Community: Real Portfolios, Trades & Market Insights
How I Use AI on Blossom
As I'm sure many of you know, Blossom added a new AI detector. I wanted to share some of my thoughts on AI and how I use it to help me create my Blossom posts and other content. If you haven't noticed already, the vast majority of my posts are written using AI. If that bothers you, no worries, you don't need to read my content.
Here's how I use AI to help me create my posts:
When I find a topic in my QAFP studies or have an idea I think is worth sharing, I talk through it into Wispr Flow for a few minutes. It always starts with an idea or an opinion that I have, and then I talk through that opinion or the new concept that I just learned. After that, I usually get an LLM to make my thoughts more understandable and clear while still trying to preserve all of the ideas and opinions that I have.
I have no issue using AI this way because the topic, perspective and responsibility are still mine. It helps me turn a few minutes of rambling into something easier to read.
I do see an issue with a large number of AI posts on Blossom and other social media platforms. For example, whenever I see em dashes and glaring AI-isms, I automatically discount the content that I read in those posts. The posts I discount are the ones where it feels like the person contributed almost nothing. The repeated phrases and perfectly balanced sentences are easy to spot, but the bigger problem is that the person did not bring a point of view of their own. AI can make a weak idea sound polished without making it worth reading.
I am responsible for every claim I publish, whether AI helped arrange the words or not, and that responsibility matters far more to me than a detector score.
How do you feel about AI-assisted posts?read more
Here's how I use AI to help me create my posts:
When I find a topic in my QAFP studies or have an idea I think is worth sharing, I talk through it into Wispr Flow for a few minutes. It always starts with an idea or an opinion that I have, and then I talk through that opinion or the new concept that I just learned. After that, I usually get an LLM to make my thoughts more understandable and clear while still trying to preserve all of the ideas and opinions that I have.
I have no issue using AI this way because the topic, perspective and responsibility are still mine. It helps me turn a few minutes of rambling into something easier to read.
I do see an issue with a large number of AI posts on Blossom and other social media platforms. For example, whenever I see em dashes and glaring AI-isms, I automatically discount the content that I read in those posts. The posts I discount are the ones where it feels like the person contributed almost nothing. The repeated phrases and perfectly balanced sentences are easy to spot, but the bigger problem is that the person did not bring a point of view of their own. AI can make a weak idea sound polished without making it worth reading.
I am responsible for every claim I publish, whether AI helped arrange the words or not, and that responsibility matters far more to me than a detector score.
How do you feel about AI-assisted posts?read more
1,046 views
Preparing for the inevitable.
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will.
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.
I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.
I’ve personally been the executor of 2 estates now.
This is my advice:
1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will), power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation
If you’re married, I’d have one box per person.
When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.
I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.
At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.
If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.
Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.
Good luck
Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.
I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.
I’ve personally been the executor of 2 estates now.
This is my advice:
1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will), power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation
If you’re married, I’d have one box per person.
When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.
I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.
At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.
If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.
Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.
Good luck
Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
296K views
Market Recap
Second straight down day: the S&P 500 dropped about 0.7%, the Nasdaq lost roughly 1.3%, and the TSX slipped as energy's gains couldn't offset weakness in banks and tech.
Brent crude topped $105 on escalating US-Iran tensions, and the 10-year yield held near a 24-year high at 5.35%. A Financial Times report on OpenAI's revenue miss sparked an AI-stock selloff: Oracle ($ORCL) fell about 5% and Nebius ($NBIS) plunged roughly 7% to $219.71.
Watch tomorrow: whether oil and bond yields keep climbing or start to cool. Next up: September CPI on Wednesday, October 14. Not financial advice.
Brent crude topped $105 on escalating US-Iran tensions, and the 10-year yield held near a 24-year high at 5.35%. A Financial Times report on OpenAI's revenue miss sparked an AI-stock selloff: Oracle ($ORCL) fell about 5% and Nebius ($NBIS) plunged roughly 7% to $219.71.
Watch tomorrow: whether oil and bond yields keep climbing or start to cool. Next up: September CPI on Wednesday, October 14. Not financial advice.
8 views
Options Trading Unpacked #1 - The Contract
I have been thinking about how to make this easy and actionable for anyone interested to learn about options trading and I thought there is no better way to start than by demonstrating what an option would look like if written out like a real contract between two people.
In the following posts of this series I’ll cover the more technical stuff in detail, but for now I’ll keep this post fun, simple and without too much jargon… Strip it down and an option is basically a deal between a buyer (buying a right) and a seller (selling an obligation).
So let's write a hypothetical options contract out. Take your time to read it, because all the terms you’ll need are sitting inside the contract. (strike, premium, expiration, underlying)
————
Draft CALL Contract Theoretical (this is just for illustrative purposes to help you understand the concept):
I, Moe the buyer of this call option contract, reserve the right, but not the obligation to buy 100 shares of ABCD (underlying) for $50 per share (Strike Price) valid until 21st January 2027. In exchange for this right I agree to pay a premium of $1.50 per share.
I, Mr. Market the seller of this option contract am obligated to sell 100 shares of ABCD for a set price of $50 until 21st January 2027 if the buyer chooses to execute the terms of this contract. For this I will receive $1.50 per share in premium.
End of contract.
————
Now some quick context and basics to help land this for you guys:
1. We have two types of options contracts CALLS (option to buy when price goes up) and PUTS (option to sell when a price goes down)
2. All options contracts for stocks and ETFs are for 100 shares (you don’t pay price of share you only pay for the premium per share in the example above that would be 100*$1.5 to own the right to purchase the stock at $50)
3. Every contract has a strike price at which the buyer can exercise the contract to buy or sell the shares
4. Every contract has an expiration date after which if the holder doesn’t exercise it expires worthless and the seller keeps the premium.
This is post one in a six post series, feel free to drop questions or feedback in the comments below and I’ll answer everything.
Hope this was easy to follow for anyone looking to explore options and there is a real option contract example in the image attached.read more
In the following posts of this series I’ll cover the more technical stuff in detail, but for now I’ll keep this post fun, simple and without too much jargon… Strip it down and an option is basically a deal between a buyer (buying a right) and a seller (selling an obligation).
So let's write a hypothetical options contract out. Take your time to read it, because all the terms you’ll need are sitting inside the contract. (strike, premium, expiration, underlying)
————
Draft CALL Contract Theoretical (this is just for illustrative purposes to help you understand the concept):
I, Moe the buyer of this call option contract, reserve the right, but not the obligation to buy 100 shares of ABCD (underlying) for $50 per share (Strike Price) valid until 21st January 2027. In exchange for this right I agree to pay a premium of $1.50 per share.
I, Mr. Market the seller of this option contract am obligated to sell 100 shares of ABCD for a set price of $50 until 21st January 2027 if the buyer chooses to execute the terms of this contract. For this I will receive $1.50 per share in premium.
End of contract.
————
Now some quick context and basics to help land this for you guys:
1. We have two types of options contracts CALLS (option to buy when price goes up) and PUTS (option to sell when a price goes down)
2. All options contracts for stocks and ETFs are for 100 shares (you don’t pay price of share you only pay for the premium per share in the example above that would be 100*$1.5 to own the right to purchase the stock at $50)
3. Every contract has a strike price at which the buyer can exercise the contract to buy or sell the shares
4. Every contract has an expiration date after which if the holder doesn’t exercise it expires worthless and the seller keeps the premium.
This is post one in a six post series, feel free to drop questions or feedback in the comments below and I’ll answer everything.
Hope this was easy to follow for anyone looking to explore options and there is a real option contract example in the image attached.read more
2,094 views
My $1.6M Nvidia Position! Is Nvidia UNDERVALUED?
As many of you know I am a big $NVDA fan. It is currently my largest position, and it has likely been one of my best performing investments (if not the absolute best) over the last few years.
I last made a post about $NVDA in May of this year. I called Nvidia the gift that keeps on giving!🎁. And this is so true….
https://link.blossomsocial.com/7uYa/hhuj224k
I first started purchasing $NVDA shares in Dec 2023, shortly after I opened up my new self-directed Questrade account, which is the account that is linked to Blossom.
My first purchase of $NVDA was on Dec 4, 2023. I purchased 70 shares of $NVDA at $455.45. This is pre-split. This works out to a post split purchase of 700 shares at $45.55 per share. In retrospect that seems like a bargain, and I wish I would have purchased more shares of $NVDA at that price back then!😂😂
Anyways, right around that time, $NVDA shares started to pump up significantly. Within a few weeks the price of $NVDA shares went up to over $500, and then $600 and then over $700 per share (all pre-split) by mid Feb 2024. All this time, I was purchasing a significant number of $NVDA shares.👍
Around that time, one of my close friends told me that I should be careful ‼️⛔️☢️, and that at $700 per share (pre-split), that $NVDA was TOO expensive, and that I should NOT buy any more! Luckily, I did NOT listen to my friend, and I continued to INCREASE my position in $NVDA.👍😂
Between Dec 4, 2023 and July 30, 2024, I purchased Nvida shares 32 different times! I sold Nvdia shares on 3 occasions over this same time frame.
$NVDA was doing so well around that time, that they did a 10 for 1 stock split on June 20, 2024.📈. My total $NVDA shares by July 30, 2024 sat at 5,595 shares!💰🚀🌖 $NVDA was trading for around $177 at that time, post split.
$NVDA recently hit an all-time intra-day high just yesterday (Oct 5, 2026) of $243.37.🔥
I took this screenshot on Blossom today, when $NVDA was sitting at $241.48
(Pic 1).🧨
My $NVDA position is sitting at $1,614,457 CAD (Pic 2).👍
Gains of $1,101,302 or 214.61%. Dividends of $3,731 or 0.73%. Total unrealized return of $1,105,033 or 215.34% (Pic 3). A three bagger!👍💰🚀
I have also sold shares of $NVDA in the past, and my realized gains on $NVDA shares sold are $248,652 according to Snowball Analytics (Pic 4).💰💵
So, the total of unrealized and realized gains for my $NVDA investment is: $1,105,033 + $248,652 = $1,353,685.
My total position in $NVDA including current position plus the realized gains on Nvidia shares sold in the past are $1,614,457 + $248,625 = $1,863,109. Close to $2M CAD in one stock!👍😂
$NVDA currently trades at a forward PE of around 22.88 to 24.88 according to Yahoo Finance. This is actually near the LOWER END of Nvidia’s range over the last several years. Nvida’s forward PE ratio sat at 30.12 in 2024 and 32.25 in 2025.
And one could compare Nvidia’s forward PE ratio to the forward PE ratio of $AMD for example, which sits at between 39.5 to 58.9. In otherwards, $AMD trades at about 2x the forward PE of $NVDA. One could argue that $NVDA is cheap (or that $AMD is expensive)!🤷♂️😂
Besides the lower forward PE, some of the other factors that $NVDA has going for it are its massive earnings power, based on massive growth outlook, revenue expansion and very high gross margins.
Plus, huge corporate stock buybacks. $NVDA has recently announced an additional $150 billion buyback program, which is added to the previously announced buybacks of $80 billion. The total buyback program size currently sits at $235 billion. The buyback program runs through Jan 2028. This massive stock buyback program should be a significant tailwind for $NVDA.
So, getting back to my initial question. Is $NVDA still currently undervalued? Is $NVDA over valued? Or is $NVDA fairly valued? What do you think?
It will be interesting to see what happens with $NVDA over the next few months and next few years!
I know that I will be very interested. Plus, I have a vested interest!🤔😂😂 read more
I last made a post about $NVDA in May of this year. I called Nvidia the gift that keeps on giving!🎁. And this is so true….
https://link.blossomsocial.com/7uYa/hhuj224k
I first started purchasing $NVDA shares in Dec 2023, shortly after I opened up my new self-directed Questrade account, which is the account that is linked to Blossom.
My first purchase of $NVDA was on Dec 4, 2023. I purchased 70 shares of $NVDA at $455.45. This is pre-split. This works out to a post split purchase of 700 shares at $45.55 per share. In retrospect that seems like a bargain, and I wish I would have purchased more shares of $NVDA at that price back then!😂😂
Anyways, right around that time, $NVDA shares started to pump up significantly. Within a few weeks the price of $NVDA shares went up to over $500, and then $600 and then over $700 per share (all pre-split) by mid Feb 2024. All this time, I was purchasing a significant number of $NVDA shares.👍
Around that time, one of my close friends told me that I should be careful ‼️⛔️☢️, and that at $700 per share (pre-split), that $NVDA was TOO expensive, and that I should NOT buy any more! Luckily, I did NOT listen to my friend, and I continued to INCREASE my position in $NVDA.👍😂
Between Dec 4, 2023 and July 30, 2024, I purchased Nvida shares 32 different times! I sold Nvdia shares on 3 occasions over this same time frame.
$NVDA was doing so well around that time, that they did a 10 for 1 stock split on June 20, 2024.📈. My total $NVDA shares by July 30, 2024 sat at 5,595 shares!💰🚀🌖 $NVDA was trading for around $177 at that time, post split.
$NVDA recently hit an all-time intra-day high just yesterday (Oct 5, 2026) of $243.37.🔥
I took this screenshot on Blossom today, when $NVDA was sitting at $241.48
(Pic 1).🧨
My $NVDA position is sitting at $1,614,457 CAD (Pic 2).👍
Gains of $1,101,302 or 214.61%. Dividends of $3,731 or 0.73%. Total unrealized return of $1,105,033 or 215.34% (Pic 3). A three bagger!👍💰🚀
I have also sold shares of $NVDA in the past, and my realized gains on $NVDA shares sold are $248,652 according to Snowball Analytics (Pic 4).💰💵
So, the total of unrealized and realized gains for my $NVDA investment is: $1,105,033 + $248,652 = $1,353,685.
My total position in $NVDA including current position plus the realized gains on Nvidia shares sold in the past are $1,614,457 + $248,625 = $1,863,109. Close to $2M CAD in one stock!👍😂
$NVDA currently trades at a forward PE of around 22.88 to 24.88 according to Yahoo Finance. This is actually near the LOWER END of Nvidia’s range over the last several years. Nvida’s forward PE ratio sat at 30.12 in 2024 and 32.25 in 2025.
And one could compare Nvidia’s forward PE ratio to the forward PE ratio of $AMD for example, which sits at between 39.5 to 58.9. In otherwards, $AMD trades at about 2x the forward PE of $NVDA. One could argue that $NVDA is cheap (or that $AMD is expensive)!🤷♂️😂
Besides the lower forward PE, some of the other factors that $NVDA has going for it are its massive earnings power, based on massive growth outlook, revenue expansion and very high gross margins.
Plus, huge corporate stock buybacks. $NVDA has recently announced an additional $150 billion buyback program, which is added to the previously announced buybacks of $80 billion. The total buyback program size currently sits at $235 billion. The buyback program runs through Jan 2028. This massive stock buyback program should be a significant tailwind for $NVDA.
So, getting back to my initial question. Is $NVDA still currently undervalued? Is $NVDA over valued? Or is $NVDA fairly valued? What do you think?
It will be interesting to see what happens with $NVDA over the next few months and next few years!
I know that I will be very interested. Plus, I have a vested interest!🤔😂😂 read more
5,300 views
FRANKLYPROFIT VIP RECAP
🚀 $PLTR 197.5C — nearly +300%
🚀 $NFLX 71C FREE — +100%
🔥 $IBM 250C — $4.45 → $5.25
🟢 $SPY 776C — multiple trims
🟢 $AAPL 340C FREE — +30% trim
🟢 $XOM 175C — profits taken
🟢 $SPCX 162.5P FREE — multiple trims
🎯 $PLTU 70C — lotto swing added
💎 Locked profits, managed risk, and let the strongest setups run. 📈🔥read more
🚀 $PLTR 197.5C — nearly +300%
🚀 $NFLX 71C FREE — +100%
🔥 $IBM 250C — $4.45 → $5.25
🟢 $SPY 776C — multiple trims
🟢 $AAPL 340C FREE — +30% trim
🟢 $XOM 175C — profits taken
🟢 $SPCX 162.5P FREE — multiple trims
🎯 $PLTU 70C — lotto swing added
💎 Locked profits, managed risk, and let the strongest setups run. 📈🔥read more
2 views
Big Catalyst Coming for Canadian Clean Energy
The Government of Canada just announced a massive $2 billion National Heat Pump Rebate program kicking off in early 2027.
This isn't just another minor green subsidy, it aims to completely transition 1 million homes over the next eight years, expanding the addressable market from strict oil-only replacements to natural gas, propane, and electric baseboards.
By removing mandatory pre-installation energy audits and launching a 24-hour rapid approval portal, they are unblocking the massive "emergency breakdown" market (which makes up 80% of annual HVAC replacements).
How to play this trend on the TSX:
💵 My Grid Demand Winner: $BEP.UN (Brookfield Renewable Partners)
Moving up to one million homes off fossil fuels and onto electric cold-climate heat pumps means a massive, structural load migration to clean electric grids. As a premier global pure-play renewable operator with an extensive Canadian hydro infrastructure footprint, $BEP.UN stands as a prime multi-year beneficiary of this long-term electrification wave, all while paying a solid >5% distribution that is completely tax-free if you hold it in a TFSA.
Other industry players to watch that could ride this tailwind:
• $AQC (AlcoGas / Algoma Central or relevant local micro-caps / utilities like $ACO.X ATCO Ltd. / $FTS Fortis Inc.) — Regulated electric transmission utilities will benefit from building out the physical infrastructure required to handle increased residential grid demand.
• $CARR (Carrier Global) & $TT (Trane Technologies) — Major global HVAC manufacturers dominating the Canadian residential space that will see immediate transaction velocity from the friction-free 5-day federal reimbursement portal.
With the stock currently trading around the $41–$42 range, I'm eyeing an accumulation zone at $39.00, and also starting my weekly DCA buy in to capture both the upcoming 2027 launch catalyst and secular AI data center power demand.
What are your thoughts? Are you looking to position your portfolio ahead of this 2027 green energy rollout, or sticking to pure-play tech? 👇
#Investing #TSX #GreenEnergy #TFSA #Macroread more
This isn't just another minor green subsidy, it aims to completely transition 1 million homes over the next eight years, expanding the addressable market from strict oil-only replacements to natural gas, propane, and electric baseboards.
By removing mandatory pre-installation energy audits and launching a 24-hour rapid approval portal, they are unblocking the massive "emergency breakdown" market (which makes up 80% of annual HVAC replacements).
How to play this trend on the TSX:
💵 My Grid Demand Winner: $BEP.UN (Brookfield Renewable Partners)
Moving up to one million homes off fossil fuels and onto electric cold-climate heat pumps means a massive, structural load migration to clean electric grids. As a premier global pure-play renewable operator with an extensive Canadian hydro infrastructure footprint, $BEP.UN stands as a prime multi-year beneficiary of this long-term electrification wave, all while paying a solid >5% distribution that is completely tax-free if you hold it in a TFSA.
Other industry players to watch that could ride this tailwind:
• $AQC (AlcoGas / Algoma Central or relevant local micro-caps / utilities like $ACO.X ATCO Ltd. / $FTS Fortis Inc.) — Regulated electric transmission utilities will benefit from building out the physical infrastructure required to handle increased residential grid demand.
• $CARR (Carrier Global) & $TT (Trane Technologies) — Major global HVAC manufacturers dominating the Canadian residential space that will see immediate transaction velocity from the friction-free 5-day federal reimbursement portal.
With the stock currently trading around the $41–$42 range, I'm eyeing an accumulation zone at $39.00, and also starting my weekly DCA buy in to capture both the upcoming 2027 launch catalyst and secular AI data center power demand.
What are your thoughts? Are you looking to position your portfolio ahead of this 2027 green energy rollout, or sticking to pure-play tech? 👇
#Investing #TSX #GreenEnergy #TFSA #Macroread more
2 views
From TappAlpha
𝗪𝗲 𝗿𝗲𝗺𝗼𝘃𝗲𝗱 𝘁𝗵𝗲 𝗳𝘂𝗻𝗱 𝗶𝗻𝘀𝗶𝗱𝗲 𝘁𝗵𝗲 𝗳𝘂𝗻𝗱.
Until this week, $TDAQ held its stocks through another ETF, and that fund's expenses sat on top of ours.
Now TDAQ holds its stocks directly.
𝗧𝗗𝗔𝗤'𝘀 𝘁𝗼𝘁𝗮𝗹 𝗮𝗻𝗻𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗻𝗴 𝗲𝘅𝗽𝗲𝗻𝘀𝗲𝘀: 𝟬.𝟴𝟯% → 𝟬.𝟲𝟴%
Our 0.68% management fee is unchanged.
The 0.15% in acquired fund fees is gone.
𝗪𝗵𝗮𝘁 𝘀𝘁𝗮𝘆𝘀 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲:
✓ Same ticker
✓ Same daily covered-call strategy
✓ Same distribution schedule
Shareholders don't need to do anything.
See TDAQ's updated fee table and holdings → tappalphafunds.com/etfs/tdaq read more
Until this week, $TDAQ held its stocks through another ETF, and that fund's expenses sat on top of ours.
Now TDAQ holds its stocks directly.
𝗧𝗗𝗔𝗤'𝘀 𝘁𝗼𝘁𝗮𝗹 𝗮𝗻𝗻𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗻𝗴 𝗲𝘅𝗽𝗲𝗻𝘀𝗲𝘀: 𝟬.𝟴𝟯% → 𝟬.𝟲𝟴%
Our 0.68% management fee is unchanged.
The 0.15% in acquired fund fees is gone.
𝗪𝗵𝗮𝘁 𝘀𝘁𝗮𝘆𝘀 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲:
✓ Same ticker
✓ Same daily covered-call strategy
✓ Same distribution schedule
Shareholders don't need to do anything.
See TDAQ's updated fee table and holdings → tappalphafunds.com/etfs/tdaq read more
944 views
EVERYONE IS ACTING LIKE…
there is some secret to getting wealthy. You can literally just:
1. Buy ETFs or index funds
2. Avoid credit card debt
3. Spend less than you make
4. Build a 3-6 month emergency fund
5. Repeat for years
And become insanely rich.read more
1. Buy ETFs or index funds
2. Avoid credit card debt
3. Spend less than you make
4. Build a 3-6 month emergency fund
5. Repeat for years
And become insanely rich.read more
656 views
SpaceX announced an agreement to acquire a nationwide low-band spectrum license portfolio of up to 14 megahertz of paired spectrum in the 800 MHz band.
This prime low-band spectrum addresses one of the key remaining technical gaps that will pave the way for Starlink Mobile to become a major mobile carrier in the US. $SPCX
This prime low-band spectrum addresses one of the key remaining technical gaps that will pave the way for Starlink Mobile to become a major mobile carrier in the US. $SPCX
12 views
BD Investing event in Toronto in 2 weeks
📈 THE BD INVESTING ANNUAL SUMMIT — OCTOBER 24 ( IN 2 WEEKS)
We’re bringing the BD Investing community together LIVE in Toronto for 5 hours of investing education, market discussion, networking, food & more!
📍 Toronto
🗓️ Saturday, October 24
⏰ 4–9 PM EST | Doors open 3:40 PM
🅿️ FREE Parking
🎤 SPEAKER LINEUP - Panels (fireside chats)
Bilaal Dhalech — BD Investing
AI Infrastructure • Is AI a Bubble? • BD Portfolio deepdive • 2027 Market Outlook & Predictions • Hot Sector Themes • The Road from $0 → $1M
Azia Mery @aziamery & BD
Financial Wellness for Beginners • Building Your First Portfolio • ETFs • Investing Do’s & Don’ts
Shraddha Shah & Nathalie Valenzula
Investing 101 • Dividends • Long-Term Wealth Building • Options trading 101 • Market Psychology & Controlling Emotions
Adrian Bar — Canadian in a T-Shirt x BD @canadiantshirt
Fireside Chat with BD • Current Investing Landscape • Taxes 🇨🇦 • Market Trends • Personal Investing Journeys • LIVE Q&A
🎟️ YOUR TICKET INCLUDES
🍽️ Free food & beverages
👕 BD Investing T-Shirt
🎁 Exclusive swag (Blossom , BMO , Wealthsimple)
🤝 Networking with investors & the BD community
🔥 FEW TICKETS LEFT — grab yours before we sell out!
GET YOUR TICKETS — https://www.eventbrite.ca/e/bd-investing-annual-summit-tickets-1998125442988 read more
We’re bringing the BD Investing community together LIVE in Toronto for 5 hours of investing education, market discussion, networking, food & more!
📍 Toronto
🗓️ Saturday, October 24
⏰ 4–9 PM EST | Doors open 3:40 PM
🅿️ FREE Parking
🎤 SPEAKER LINEUP - Panels (fireside chats)
Bilaal Dhalech — BD Investing
AI Infrastructure • Is AI a Bubble? • BD Portfolio deepdive • 2027 Market Outlook & Predictions • Hot Sector Themes • The Road from $0 → $1M
Azia Mery @aziamery & BD
Financial Wellness for Beginners • Building Your First Portfolio • ETFs • Investing Do’s & Don’ts
Shraddha Shah & Nathalie Valenzula
Investing 101 • Dividends • Long-Term Wealth Building • Options trading 101 • Market Psychology & Controlling Emotions
Adrian Bar — Canadian in a T-Shirt x BD @canadiantshirt
Fireside Chat with BD • Current Investing Landscape • Taxes 🇨🇦 • Market Trends • Personal Investing Journeys • LIVE Q&A
🎟️ YOUR TICKET INCLUDES
🍽️ Free food & beverages
👕 BD Investing T-Shirt
🎁 Exclusive swag (Blossom , BMO , Wealthsimple)
🤝 Networking with investors & the BD community
🔥 FEW TICKETS LEFT — grab yours before we sell out!
GET YOUR TICKETS — https://www.eventbrite.ca/e/bd-investing-annual-summit-tickets-1998125442988 read more
4,622 views
Money, Investing & Self Development Books 📚
Here are my top 9 most favorite books on the topics of money, investing, and the psychology related to it. 🙂 I have also shared my short takeaways from each of these books:
✅ Reboot Your Portfolio (Dan Bortolotti): By simply "owning the market" through globally diversified index funds, you will almost certainly enjoy better performance than the vast majority of investors who buy actively managed funds or try to pick their own stocks. Over the long term, index funds offer the highest probability of achieving your investment goals.
✅ Atomic Habits (James Clear): If you can get 1% better each day for one year, you’ll end up thirty-seven times better by the time you’re done. Focus on making tiny adjustments to your behavior, as small changes lead to lasting improvements.
✅ Die with Zero (Bill Perkins): Maximize meaningful and memorable experiences in your lifetime when you are healthy and have the capacity to do so. Invest in experiences that yield long-lasting memories and pay you regular "memory dividends".
✅ The Simple Path to Wealth (JL Collins): Build a financial cushion (F-You Money) to give you a choice, and invest through low cost, broad-market, diversified index funds.
✅ Rich Dad, Poor Dad (Robert Kiyosaki): Use your money to acquire assets instead of liabilities.
✅ Choose FI (Chris Mamula, Brad Barrett, Jonathan Mendonsa): Achieving Financial Independence requires a plan, much like building a house, but it is not a one-size-fits-all approach and you can tailor it based on your own journey.
✅ Quit Like A Millionaire (Kristy Shen, Bryce Leung, JL Collins): Spend your money on experiences that last a lifetime that on material stuff and consumer debt.
✅ The Psychology of Money (Morgan Housel): Managing your emotional impulses and learning how to behave in face of challenging money decisions, play a crucial role in your financial success.
✅ I will teach you to be rich (Ramit Sethi): Develop a "Conscious Spending Plan" that aligns with your values and financial goals.
📚 Learn More: https://youtu.be/KIXOYvKgtnw
➡️ What are your favorite money/investing/self-development book recommendations?read more
✅ Reboot Your Portfolio (Dan Bortolotti): By simply "owning the market" through globally diversified index funds, you will almost certainly enjoy better performance than the vast majority of investors who buy actively managed funds or try to pick their own stocks. Over the long term, index funds offer the highest probability of achieving your investment goals.
✅ Atomic Habits (James Clear): If you can get 1% better each day for one year, you’ll end up thirty-seven times better by the time you’re done. Focus on making tiny adjustments to your behavior, as small changes lead to lasting improvements.
✅ Die with Zero (Bill Perkins): Maximize meaningful and memorable experiences in your lifetime when you are healthy and have the capacity to do so. Invest in experiences that yield long-lasting memories and pay you regular "memory dividends".
✅ The Simple Path to Wealth (JL Collins): Build a financial cushion (F-You Money) to give you a choice, and invest through low cost, broad-market, diversified index funds.
✅ Rich Dad, Poor Dad (Robert Kiyosaki): Use your money to acquire assets instead of liabilities.
✅ Choose FI (Chris Mamula, Brad Barrett, Jonathan Mendonsa): Achieving Financial Independence requires a plan, much like building a house, but it is not a one-size-fits-all approach and you can tailor it based on your own journey.
✅ Quit Like A Millionaire (Kristy Shen, Bryce Leung, JL Collins): Spend your money on experiences that last a lifetime that on material stuff and consumer debt.
✅ The Psychology of Money (Morgan Housel): Managing your emotional impulses and learning how to behave in face of challenging money decisions, play a crucial role in your financial success.
✅ I will teach you to be rich (Ramit Sethi): Develop a "Conscious Spending Plan" that aligns with your values and financial goals.
📚 Learn More: https://youtu.be/KIXOYvKgtnw
➡️ What are your favorite money/investing/self-development book recommendations?read more
186K views
🚨 A DECADE of dividend investing 👨💼
My portfolio is now worth ~$2M 💰
And it pays me roughly $10,500 in dividends EVERY MONTH 💵
8 HIGH INCOME ETFs with ZERO PRICE DECAY that I own or plan on buying!📈🔥
$SCHD 🏆
Schwab U.S. Dividend Equity ETF
~3.0% yield
~531% total return
Pays quarterly
Launched Oct 2011
$QDVO 🏆
Amplify CWP Growth & Income ETF
~11.2% yield
~52% total return
Pays monthly
Launched Aug 2024
$OVL 🏆
Overlay Shares Large Cap Equity ETF
~10.5% yield
~208% total return
Pays monthly
Launched Sep 2019
$SEPI 🏆
Shelton Equity Premium Income ETF
~7.9% yield
~27% total return
Pays monthly
Launched Sep 2025
$IDVO 🏆
Amplify CWP International Enhanced Dividend Income ETF
~6.1% yield
~114% total return
Pays monthly
Launched Sep 2022
$GPIQ🏆
Goldman Sachs Nasdaq-100 Premium Income ETF
~9.9% yield
~105% total return
Pays monthly
Launched Oct 2023
$XQQI 🏆
NEOS Boosted Nasdaq-100 High Income ETF
~20.2% yield
~21% total return
Pays monthly
Launched Jan 2026
$HAKY 🏆
Amplify HACK Cybersecurity Covered Call ETF
~15.0% yield
~48% total return
Pays monthly
Launched Jan 2026
*Bookmark this one* 🔖👇 read more
My portfolio is now worth ~$2M 💰
And it pays me roughly $10,500 in dividends EVERY MONTH 💵
8 HIGH INCOME ETFs with ZERO PRICE DECAY that I own or plan on buying!📈🔥
$SCHD 🏆
Schwab U.S. Dividend Equity ETF
~3.0% yield
~531% total return
Pays quarterly
Launched Oct 2011
$QDVO 🏆
Amplify CWP Growth & Income ETF
~11.2% yield
~52% total return
Pays monthly
Launched Aug 2024
$OVL 🏆
Overlay Shares Large Cap Equity ETF
~10.5% yield
~208% total return
Pays monthly
Launched Sep 2019
$SEPI 🏆
Shelton Equity Premium Income ETF
~7.9% yield
~27% total return
Pays monthly
Launched Sep 2025
$IDVO 🏆
Amplify CWP International Enhanced Dividend Income ETF
~6.1% yield
~114% total return
Pays monthly
Launched Sep 2022
$GPIQ🏆
Goldman Sachs Nasdaq-100 Premium Income ETF
~9.9% yield
~105% total return
Pays monthly
Launched Oct 2023
$XQQI 🏆
NEOS Boosted Nasdaq-100 High Income ETF
~20.2% yield
~21% total return
Pays monthly
Launched Jan 2026
$HAKY 🏆
Amplify HACK Cybersecurity Covered Call ETF
~15.0% yield
~48% total return
Pays monthly
Launched Jan 2026
*Bookmark this one* 🔖👇 read more
4,220 views
Zeta Global - My Full Deep Dive Drops Tomorrow 🔥
For context: $ZETA represents 17% of my portfolio at a $16.56 cost basis, up ~100%, and I haven't sold a single share.
Tomorrow I'm publishing my complete $ZETA investment case, and here's a preview of what's inside:
- Why ROAS sits at the center of the entire pitch
- The data moat no competitor can replicate
- Athena plus the OpenAI, Palantir, Snowflake, and AWS partnerships
- My DCF and bear/base/bull scenarios running to 2031
I think $ZETA emains undervalued at $32.63, and this is a 3-5 year compounder rather than a 3-5 week trade, so stay tuned.
It drops on my Substack tomorrow, subscribe so you don't miss it 👇
https://substack.com/@summitcapitalcoread more
Tomorrow I'm publishing my complete $ZETA investment case, and here's a preview of what's inside:
- Why ROAS sits at the center of the entire pitch
- The data moat no competitor can replicate
- Athena plus the OpenAI, Palantir, Snowflake, and AWS partnerships
- My DCF and bear/base/bull scenarios running to 2031
I think $ZETA emains undervalued at $32.63, and this is a 3-5 year compounder rather than a 3-5 week trade, so stay tuned.
It drops on my Substack tomorrow, subscribe so you don't miss it 👇
https://substack.com/@summitcapitalcoread more
842 views
JUST IN: 🇺🇸 Elon Musk's SpaceX $SPCX announces plans to turn Starlink into major US mobile carrier, offering high-speed internet nationwide.
16 views
12 solid Dividend Stocks for Beginners 📈💰
$MSFT - Microsoft 💻☁️
$COST - Costco 🛒🌭
$LOW - Lowe's 🔧🏡
$TGT - Target 🎯🛍️
$SBUX - Starbucks ☕🥐
$CL- Colgate-Palmolive 🪥😁
$MRK - Merck 💉🔬
$CAT- Caterpillar 🚜🏗️
$TXN - Texas Instruments 🔌🧮
$NEE - NextEra Energy ⚡🌞
$ADP - ADP 💼🧾
$HSY - Hershey 🍫🍬
Which of these dividend stocks do you own? 👇 read more
$MSFT - Microsoft 💻☁️
$COST - Costco 🛒🌭
$LOW - Lowe's 🔧🏡
$TGT - Target 🎯🛍️
$SBUX - Starbucks ☕🥐
$CL- Colgate-Palmolive 🪥😁
$MRK - Merck 💉🔬
$CAT- Caterpillar 🚜🏗️
$TXN - Texas Instruments 🔌🧮
$NEE - NextEra Energy ⚡🌞
$ADP - ADP 💼🧾
$HSY - Hershey 🍫🍬
Which of these dividend stocks do you own? 👇 read more
1,334 views
The Subtle Art of Not Giving a Fck
⚠️ Warning: This post was vetted through AI. You may want to look away now. 😂
After experiencing the uninformed and unwelcome opinions of people shaming the use of AI, and, even more frustratingly, misrepresenting my financial situation, I decided to reread The Subtle Art of Not Giving a Fck*.
It reminded me of something I already knew:
Not every opinion deserves my attention.
Fundamentally, I don’t participate in negativity, harassment or hate. I don’t need to convince everyone that my choices are right, and I certainly don’t need the approval of people who have decided they know my financial situation better than I do.
But I did feel that the developing culture of AI shaming deserved my attention, not because I want to argue with the naysayers, but because I think there’s an opportunity to have a more positive, productive and inclusive conversation about it.
I genuinely enjoy sharing my financial growth, milestones, lessons and journey here on Blossom. It’s one of the fun parts of this app for me. I’m excited about what I’m building, and I enjoy sharing the process with people who are interested in learning, growing and having conversations about money.
And just to be clear:
I don’t use AI because I’m illiterate, incapable or unintelligent.
I was a professor in a dental department at a post-secondary institution. I know how to think, research, question information and form my own conclusions.
Using AI doesn’t equal incompetence.
It’s a tool.
A tool that helps me organize my thoughts, be more productive, communicate ideas and accomplish my goals. And I actually think there’s something beautiful about that.
Technology can make participation more accessible. It can help someone find the words they struggle to find, organize thoughts that feel overwhelming, communicate in a language they’re still learning, or simply make it possible to participate when life is busy.
That feels more inclusive to me, not less.
Of course, AI isn’t perfect. It can be wrong. It can misunderstand context. It can produce information that needs to be checked.
That’s why I believe in using it responsibly: question it, fact-check it, protect your privacy and ultimately take responsibility for what you choose to publish.
That isn’t giving up your intelligence.
That’s using your intelligence to use a tool well.
AI is here. It’s ubiquitous. And honestly, it has barely begun.
We don’t shame calculators because people used to do long division. We don’t shame spreadsheets because people once balanced books by hand.
So why are we suddenly treating the use of a new tool as a character flaw?
Telling someone to stop using AI because it’s “not real” is about as logical as trading your laptop for a pen and paper, your smartphone for a corded home phone, and your GPS for a paper map.
Technology changes. We adapt.
And perhaps the most important part of all of this:
The people who have reached out privately, with thoughtful messages, encouragement, curiosity and kindness, far outweigh the toxic noise.
Those are the people I choose to give my energy to.
AI isn’t going away. Neither am I.
And I’m not going to spend my time arguing with people who are determined to misunderstand me.
I’d rather keep learning, keep questioning, keep investing and keep moving forward.
You don’t have to use AI.
You don’t have to like AI.
But you also don’t get to decide what tools someone else is allowed to use to build their life.
And yes…AI helped me write this. 😉 I’m okay with that.read more
After experiencing the uninformed and unwelcome opinions of people shaming the use of AI, and, even more frustratingly, misrepresenting my financial situation, I decided to reread The Subtle Art of Not Giving a Fck*.
It reminded me of something I already knew:
Not every opinion deserves my attention.
Fundamentally, I don’t participate in negativity, harassment or hate. I don’t need to convince everyone that my choices are right, and I certainly don’t need the approval of people who have decided they know my financial situation better than I do.
But I did feel that the developing culture of AI shaming deserved my attention, not because I want to argue with the naysayers, but because I think there’s an opportunity to have a more positive, productive and inclusive conversation about it.
I genuinely enjoy sharing my financial growth, milestones, lessons and journey here on Blossom. It’s one of the fun parts of this app for me. I’m excited about what I’m building, and I enjoy sharing the process with people who are interested in learning, growing and having conversations about money.
And just to be clear:
I don’t use AI because I’m illiterate, incapable or unintelligent.
I was a professor in a dental department at a post-secondary institution. I know how to think, research, question information and form my own conclusions.
Using AI doesn’t equal incompetence.
It’s a tool.
A tool that helps me organize my thoughts, be more productive, communicate ideas and accomplish my goals. And I actually think there’s something beautiful about that.
Technology can make participation more accessible. It can help someone find the words they struggle to find, organize thoughts that feel overwhelming, communicate in a language they’re still learning, or simply make it possible to participate when life is busy.
That feels more inclusive to me, not less.
Of course, AI isn’t perfect. It can be wrong. It can misunderstand context. It can produce information that needs to be checked.
That’s why I believe in using it responsibly: question it, fact-check it, protect your privacy and ultimately take responsibility for what you choose to publish.
That isn’t giving up your intelligence.
That’s using your intelligence to use a tool well.
AI is here. It’s ubiquitous. And honestly, it has barely begun.
We don’t shame calculators because people used to do long division. We don’t shame spreadsheets because people once balanced books by hand.
So why are we suddenly treating the use of a new tool as a character flaw?
Telling someone to stop using AI because it’s “not real” is about as logical as trading your laptop for a pen and paper, your smartphone for a corded home phone, and your GPS for a paper map.
Technology changes. We adapt.
And perhaps the most important part of all of this:
The people who have reached out privately, with thoughtful messages, encouragement, curiosity and kindness, far outweigh the toxic noise.
Those are the people I choose to give my energy to.
AI isn’t going away. Neither am I.
And I’m not going to spend my time arguing with people who are determined to misunderstand me.
I’d rather keep learning, keep questioning, keep investing and keep moving forward.
You don’t have to use AI.
You don’t have to like AI.
But you also don’t get to decide what tools someone else is allowed to use to build their life.
And yes…AI helped me write this. 😉 I’m okay with that.read more
2,188 views
Uber
$UBER and Pony ai announced plans to begin testing Gen-7 robotaxis in London in the coming weeks.
Uber ALREADY has partnerships with 30+ autonomous vehicle companies…
As robotaxis become more mainstream, I think Uber has a real opportunity to become the platform connecting riders to these fleets.
Uber ALREADY has partnerships with 30+ autonomous vehicle companies…
As robotaxis become more mainstream, I think Uber has a real opportunity to become the platform connecting riders to these fleets.
16 views
Question For Individual Stock Pickers🧐
What’s the most important thing you look for when researching a stock and finding a winner?
What are the things that a stock must have in order for you to own it?
Let me know below, i’m super curious!
What are the things that a stock must have in order for you to own it?
Let me know below, i’m super curious!
215K views
SPAM ACCOUNTS 🚨
Has anyone else been getting flooded with these spam accounts? It’s been getting really bad lately. 😩
1,308 views
