Blossom — Social Investing Community: Real Portfolios, Trades & Market Insights
They Can't Stop Trying to Be Me! 😂
@beskar_capital is the real deal.
@beskarcapital is imposter #1
@beskar_capitar is imposter #2
@beskal_capitals is imposter #3
@beskals_capitar is imposter #4
and @beskar is probably imposter #5 😂
What can I say? 😂
This is the Way! 🏄♀️ 🌊 🏄♂️ 🌊
read more
@beskarcapital is imposter #1
@beskar_capitar is imposter #2
@beskal_capitals is imposter #3
@beskals_capitar is imposter #4
and @beskar is probably imposter #5 😂
What can I say? 😂
This is the Way! 🏄♀️ 🌊 🏄♂️ 🌊
read more
1,226 views
Preparing for the inevitable.
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will.
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.
I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.
I’ve personally been the executor of 2 estates now.
This is my advice:
1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will), power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation
If you’re married, I’d have one box per person.
When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.
I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.
At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.
If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.
Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.
Good luck
Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.
I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.
I’ve personally been the executor of 2 estates now.
This is my advice:
1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will), power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation
If you’re married, I’d have one box per person.
When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.
I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.
At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.
If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.
Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.
Good luck
Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
296K views
If you were forced to buy two stocks that would UNDERPERFORM for the next 4 years, which two names are you choosing from the 16?
1. $META
2. $SOFI
3. $MU
4. $AMZN
5. $ASTS
6. $RKLB
7. $PLTR
8. $VRT
9. $CRDO
10. $MSFT
11. $HOOD
12. $NBIS
13. $ENB
14. $ZETA
15. $AMD
16. $SNDK
This is a tough one.. read more
1. $META
2. $SOFI
3. $MU
4. $AMZN
5. $ASTS
6. $RKLB
7. $PLTR
8. $VRT
9. $CRDO
10. $MSFT
11. $HOOD
12. $NBIS
13. $ENB
14. $ZETA
15. $AMD
16. $SNDK
This is a tough one.. read more
1,282 views
AMD PLEASE DROP
I wish I could add to my $AMD position, but it is so inflated right now, I'm not buying over $500/share no way.
22 views
From $40k in Debt and a Hospital Bed to Freedom
In my 20s, I spent 5 years pumped full of prednisone and methotrexate to fight off a rare disease, falling over $40,000 in debt, and even had to get a total hip replacement due to the prednisone destroying the bone in my left hip.
Today, I am completely financially free, in the best shape of my life, and I get to spend every day with Soniya, who never left my side, and our three kids.
If you are going through a dark time right now, please remember that it gets better. The suffering eventually ends. You just need to outlast it, and then slowly build yourself up. If I could overcome massive debt and a body trying to kill me, you can achieve your dreams too.
Let's keep working towards the lives we deserve!
I talk more about my experience in this video: https://youtu.be/PiifoiBYd04?si=pKPeVeTXJzmu7sS8
Today, I am completely financially free, in the best shape of my life, and I get to spend every day with Soniya, who never left my side, and our three kids.
If you are going through a dark time right now, please remember that it gets better. The suffering eventually ends. You just need to outlast it, and then slowly build yourself up. If I could overcome massive debt and a body trying to kill me, you can achieve your dreams too.
Let's keep working towards the lives we deserve!
I talk more about my experience in this video: https://youtu.be/PiifoiBYd04?si=pKPeVeTXJzmu7sS8
1,696 views
Are You Sabotaging Your Own Returns? 😏
You could be … and not even realize it.
After nearly 22 years as a DIY investor (I am OLD), I’ve noticed we spend WAY too much time worrying about things we CAN’T control.
Which stock will outperform ($NVDA) . Which sector will take off next ($XLE) . What the market is going to do tomorrow ($VFV/$VOO ). What our return will be….
Meanwhile, we sometimes overlook the things we actually CAN control.
And some of these mistakes can get REALLY expensive over time. Expensive enough that they cost you your retirement timeline!
I see them constantly on Blossom and Youtube. One of them in particular makes me want to SCREAAAM “NOOOOO… THAT’S NOT HOW THIS WORKS!!!!!!”
So I put together a video breaking down 5 common investing mistakes that could be quietly hurting your returns …… and what you CAN actually do about each one of them. Eliminating one of them could increase your returns by 71% over 30 years 😏
After all, investing isn't about making the perfect decision every time. Usually, it's just about making FEWER bad ones.
https://youtu.be/gl4EWVamBUgread more
After nearly 22 years as a DIY investor (I am OLD), I’ve noticed we spend WAY too much time worrying about things we CAN’T control.
Which stock will outperform ($NVDA) . Which sector will take off next ($XLE) . What the market is going to do tomorrow ($VFV/$VOO ). What our return will be….
Meanwhile, we sometimes overlook the things we actually CAN control.
And some of these mistakes can get REALLY expensive over time. Expensive enough that they cost you your retirement timeline!
I see them constantly on Blossom and Youtube. One of them in particular makes me want to SCREAAAM “NOOOOO… THAT’S NOT HOW THIS WORKS!!!!!!”
So I put together a video breaking down 5 common investing mistakes that could be quietly hurting your returns …… and what you CAN actually do about each one of them. Eliminating one of them could increase your returns by 71% over 30 years 😏
After all, investing isn't about making the perfect decision every time. Usually, it's just about making FEWER bad ones.
https://youtu.be/gl4EWVamBUgread more
3,062 views
Canadian banks
52 views
Why I’m Happy Renting Right Now
My wife and I rent right now, and I'm very happy with that decision currently. We get flexibility, we don't have to worry about replacing a roof or furnace, and we can move when life changes without selling a house first.
Owning can be awesome when you want to stay put and make a place your own. I definitely want that eventually. But I don't see renting as throwing money away while we wait. We're paying for a place to live and for the flexibility that fits our life right now.
For us, renting works financially because we pair that flexibility with discipline. If every dollar not going to a down payment or repair bill just gets spent somewhere else, you lose one of renting's advantages. We still need to save and invest on purpose.
Has renting or owning given you more freedom at this stage of your life?
Owning can be awesome when you want to stay put and make a place your own. I definitely want that eventually. But I don't see renting as throwing money away while we wait. We're paying for a place to live and for the flexibility that fits our life right now.
For us, renting works financially because we pair that flexibility with discipline. If every dollar not going to a down payment or repair bill just gets spent somewhere else, you lose one of renting's advantages. We still need to save and invest on purpose.
Has renting or owning given you more freedom at this stage of your life?
1,796 views
🔥 The Blossom Product Team Grows!!
Very excited to welcome @austinxmoney as Blossom’s first Product Manager!!
Up until now, I’ve been leading product but it’s challenging giving it my full focus while jugging other CEO priorities, so I am so pumped to have someone fully dedicated to support me in improving the app for this amazing community 💕
Austin brings 6 years experience as a PM from eBay and other startups and has also been a Blossom member and shareholder for over a year 🔥 He’ll be working closely with our amazing designer @sophii.svg to ideate and design new features and will be active in the community to make sure we are always listening to all of your incredible feedback
🥳 Lot’s of exciting things in store for this week (big update coming on Wednesday) and for the rest of the year!
👏 Help me give a warm welcome to @austinxmoney in the comments!
Up until now, I’ve been leading product but it’s challenging giving it my full focus while jugging other CEO priorities, so I am so pumped to have someone fully dedicated to support me in improving the app for this amazing community 💕
Austin brings 6 years experience as a PM from eBay and other startups and has also been a Blossom member and shareholder for over a year 🔥 He’ll be working closely with our amazing designer @sophii.svg to ideate and design new features and will be active in the community to make sure we are always listening to all of your incredible feedback
🥳 Lot’s of exciting things in store for this week (big update coming on Wednesday) and for the rest of the year!
👏 Help me give a warm welcome to @austinxmoney in the comments!
5,432 views
A New Season of Higher Starting Yields
All else being equal, I find it easier to reach my immediate passive income goals when I’m buying quality assets at 4-6% yields (net new capital and reinvestment) vs. 2-4% yields. (Disc: Not investment advice.)
64 views
Beginner’s Guide to Stock Market Terms
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences.
To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms.
Common Terms:
Dividend: A share of a company’s profits paid to shareholders, usually quarterly.
Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend.
ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock.
Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside).
Earnings Report: A company’s quarterly financial performance summary.
EPS (Earnings Per Share): A company’s profit divided by its number of shares.
Market Cap: A company’s total value (share price × number of shares).
ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions.
Book Value: The value of a company according to its financial statements (assets minus liabilities).
Yield: Annual dividend as a percentage of the stock/ETF price.
Liquidity: How easily an asset can be bought or sold without impacting its price.
Volatility: The degree of price fluctuations in a stock or market.
Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX).
Bull Market: A period of rising stock prices and optimism.
Bear Market: A period of declining stock prices and pessimism.
False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back.
P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation.
Blue Chip: Well-established, financially strong companies with a track record of stability.
Diversification: Spreading investments across assets to reduce risk.
Broker: A platform or firm that facilitates buying and selling investments.
Limit Order: An order to buy/sell a stock at a specific price or better.
Market Order: An order to buy/sell a stock immediately at the current market price.
Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept.
Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings.
Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price.
IPO: When a company first sells shares to the public.
Index Fund: A fund designed to mirror the performance of a market index.
Short Selling: Selling borrowed shares, hoping to buy them back cheaper.
Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses.
Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position.
Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level.
Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility.
Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math.
Long (Being Long): Buying a stock or asset because you expect the price to go up.
Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later.
TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees.
MER: The annual cost that a fund charges for management (includes any leverage costs if used).
Management Fee: A portion of the MER that goes directly to the fund managers for running the fund.
Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts).
Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions.
CAGR: The average yearly growth of an investment over time.
NAV: The price of one share of a fund (stock or etf)
NAV Depreciation: When the fund’s share price goes down over time.
Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets.
Bond: A loan you give to a company or government, and they pay you back with interest.
Asset: Anything valuable you own that can generate money.
Portfolio: Your collection of investments.
Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price.
Future: A contract to buy or sell something at a set price on a future date.
REIT: A company that owns real estate and pays investors income from rent.
Alpha: A measure of how much better (or worse) an investment did compared to the market.
Beta: A measure of how much an investment moves compared to the market.
Sharpe Ratio: A way to see if returns are worth the risk taken.
Hedging: Protecting your investments from risk.
Rebalancing: Adjusting your portfolio back to your target mix of assets.
FCF: Free Cash Flow
Understanding these terms makes investing far less intimidating.
If anyone feels other terms should be included, please share in the comments.
I’ll update this post so we can build a complete beginner-friendly resource together!
*Sorry tagged a few etfs for reach 🫣read more
To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms.
Common Terms:
Dividend: A share of a company’s profits paid to shareholders, usually quarterly.
Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend.
ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock.
Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside).
Earnings Report: A company’s quarterly financial performance summary.
EPS (Earnings Per Share): A company’s profit divided by its number of shares.
Market Cap: A company’s total value (share price × number of shares).
ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions.
Book Value: The value of a company according to its financial statements (assets minus liabilities).
Yield: Annual dividend as a percentage of the stock/ETF price.
Liquidity: How easily an asset can be bought or sold without impacting its price.
Volatility: The degree of price fluctuations in a stock or market.
Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX).
Bull Market: A period of rising stock prices and optimism.
Bear Market: A period of declining stock prices and pessimism.
False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back.
P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation.
Blue Chip: Well-established, financially strong companies with a track record of stability.
Diversification: Spreading investments across assets to reduce risk.
Broker: A platform or firm that facilitates buying and selling investments.
Limit Order: An order to buy/sell a stock at a specific price or better.
Market Order: An order to buy/sell a stock immediately at the current market price.
Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept.
Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings.
Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price.
IPO: When a company first sells shares to the public.
Index Fund: A fund designed to mirror the performance of a market index.
Short Selling: Selling borrowed shares, hoping to buy them back cheaper.
Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses.
Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position.
Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level.
Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility.
Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math.
Long (Being Long): Buying a stock or asset because you expect the price to go up.
Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later.
TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees.
MER: The annual cost that a fund charges for management (includes any leverage costs if used).
Management Fee: A portion of the MER that goes directly to the fund managers for running the fund.
Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts).
Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions.
CAGR: The average yearly growth of an investment over time.
NAV: The price of one share of a fund (stock or etf)
NAV Depreciation: When the fund’s share price goes down over time.
Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets.
Bond: A loan you give to a company or government, and they pay you back with interest.
Asset: Anything valuable you own that can generate money.
Portfolio: Your collection of investments.
Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price.
Future: A contract to buy or sell something at a set price on a future date.
REIT: A company that owns real estate and pays investors income from rent.
Alpha: A measure of how much better (or worse) an investment did compared to the market.
Beta: A measure of how much an investment moves compared to the market.
Sharpe Ratio: A way to see if returns are worth the risk taken.
Hedging: Protecting your investments from risk.
Rebalancing: Adjusting your portfolio back to your target mix of assets.
FCF: Free Cash Flow
Understanding these terms makes investing far less intimidating.
If anyone feels other terms should be included, please share in the comments.
I’ll update this post so we can build a complete beginner-friendly resource together!
*Sorry tagged a few etfs for reach 🫣read more
346K views
Trump is set to make an announcement at 2PM ET tomorrow..
It could be about anything, I mean it follows Trump’s private dinner tonight with Anthropic CEO Dario Amodei, or something with Xi from their meetings last week.
He also said he will end the Iran conflict "very soon"
Any predictions haha?!
It could be about anything, I mean it follows Trump’s private dinner tonight with Anthropic CEO Dario Amodei, or something with Xi from their meetings last week.
He also said he will end the Iran conflict "very soon"
Any predictions haha?!
1,306 views
📉 Analyst Says Market Will Crash 30% in 2027
🐝 In today's Weekly Buzz I dove into the arguments published in Fortune and Yahoo Finance by Capital Economics analyst James Reilly who calls the AI trade a “late-stage bubble” and is projecting a 30% drop in the S&P 500 from its highs by 2027.
💡 His arguments include:
- 📈 S&P 500 earnings growth concentrated almost entirely in tech and chips, now matching dot-com era peaks
- 💸 Combined free cash flow of the four largest AI hyperscalers projected to turn negative in 2027 due to AI CapEx
- 🏦 Big Tech bond issuance more than doubling year-over-year to fund the cash flow gap
- 🚀 A fresh wave of AI IPOs, which Reilly calls the clearest late-bubble signal (most notably Anthropic’s IPO, which he called an ‘IPO of doom’ and compared to Pets.com, whose IPO was seen as the beginning of the end for the dot-com bubble)
💥 Obviously calls for a crash are nothing new, but I thought the argument was worth covering, so wanted to open up a discussion thread to hear everyone's thoughts on Blossom!
💬 One quote I liked in this context from Peter Lynch: ""Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves." Take last weekend for example when everyone thought the market was going to crash Monday due to the open letter from Anthropic 🤣
💡 That said, I think the risks are real and the '30% drop' prediction is a good thought experiment for us all to make sure your portfolio matches your goals and risk tolerence... if your investing for the long-term, statistically you WILL experience a crash eventually, the test is whether you can ride it out without panic selling 👀
🫡 My full write-up should be in your inbox! read more
💡 His arguments include:
- 📈 S&P 500 earnings growth concentrated almost entirely in tech and chips, now matching dot-com era peaks
- 💸 Combined free cash flow of the four largest AI hyperscalers projected to turn negative in 2027 due to AI CapEx
- 🏦 Big Tech bond issuance more than doubling year-over-year to fund the cash flow gap
- 🚀 A fresh wave of AI IPOs, which Reilly calls the clearest late-bubble signal (most notably Anthropic’s IPO, which he called an ‘IPO of doom’ and compared to Pets.com, whose IPO was seen as the beginning of the end for the dot-com bubble)
💥 Obviously calls for a crash are nothing new, but I thought the argument was worth covering, so wanted to open up a discussion thread to hear everyone's thoughts on Blossom!
💬 One quote I liked in this context from Peter Lynch: ""Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves." Take last weekend for example when everyone thought the market was going to crash Monday due to the open letter from Anthropic 🤣
💡 That said, I think the risks are real and the '30% drop' prediction is a good thought experiment for us all to make sure your portfolio matches your goals and risk tolerence... if your investing for the long-term, statistically you WILL experience a crash eventually, the test is whether you can ride it out without panic selling 👀
🫡 My full write-up should be in your inbox! read more
5,296 views
Actually, this week has been a great week for me in the stock market.
The short-term sell trade I took the day before yesterday on $AAPL worked out really well. I sold around $341.72 and closed the position around $331.96, banking a profit of €3,146.97 while risking only €840 on the trade.
Now, I’m currently in another sell position on $NVDA. I entered around $229.68 on TradingView, with a full TP target at $207.25.
Let’s see how this $NVDA setup plays out. I’ll drop an update here as the trade develops. 📉
The short-term sell trade I took the day before yesterday on $AAPL worked out really well. I sold around $341.72 and closed the position around $331.96, banking a profit of €3,146.97 while risking only €840 on the trade.
Now, I’m currently in another sell position on $NVDA. I entered around $229.68 on TradingView, with a full TP target at $207.25.
Let’s see how this $NVDA setup plays out. I’ll drop an update here as the trade develops. 📉
38 views
How I made 1200%+ on Bloom Energy 🤯
My best AI investment wasn’t an AI stock.
It was an energy company.
I bought $BE at an average price of $21.78. Today, I’m up over 1,200%, turning an initial ~$3,000 investment into over $40,000 🤯
But the funny thing is, I didn’t originally buy Bloom because of AI.
I invested because I found Bloom Energy’s approach to power really interesting.
Then the AI boom took off, and something became increasingly obvious:
AI has a massive energy problem.
Everyone talks about $NVDA and GPUs. But those GPUs have to sit inside data centres consuming enormous amounts of electricity.
And getting enough power to those data centres is becoming a bottleneck.
That’s where Bloom became really interesting.
Bloom’s fuel cells can generate electricity onsite, giving data centres another way to secure power without relying entirely on waiting for additional grid capacity.
As AI infrastructure spending exploded, Bloom increasingly became part of that buildout.
And watching the thesis evolve taught me one of my favourite investing lessons:
Don’t just ask who wins a trend. Ask what every winner needs.
AI needs chips.
Chips need data centres.
Data centres need power.
Sometimes the most interesting opportunity isn’t the company everyone is talking about. It’s the company one layer underneath it.
Obviously, being up 1,200% doesn’t mean $BE will keep going up. Having a position appreciate this much creates a whole new set of decisions around valuation, concentration, and when to trim.
But regardless of where $BE goes from here, this investment changed one of the biggest questions I ask when looking at a trend:
What does every winner need?read more
It was an energy company.
I bought $BE at an average price of $21.78. Today, I’m up over 1,200%, turning an initial ~$3,000 investment into over $40,000 🤯
But the funny thing is, I didn’t originally buy Bloom because of AI.
I invested because I found Bloom Energy’s approach to power really interesting.
Then the AI boom took off, and something became increasingly obvious:
AI has a massive energy problem.
Everyone talks about $NVDA and GPUs. But those GPUs have to sit inside data centres consuming enormous amounts of electricity.
And getting enough power to those data centres is becoming a bottleneck.
That’s where Bloom became really interesting.
Bloom’s fuel cells can generate electricity onsite, giving data centres another way to secure power without relying entirely on waiting for additional grid capacity.
As AI infrastructure spending exploded, Bloom increasingly became part of that buildout.
And watching the thesis evolve taught me one of my favourite investing lessons:
Don’t just ask who wins a trend. Ask what every winner needs.
AI needs chips.
Chips need data centres.
Data centres need power.
Sometimes the most interesting opportunity isn’t the company everyone is talking about. It’s the company one layer underneath it.
Obviously, being up 1,200% doesn’t mean $BE will keep going up. Having a position appreciate this much creates a whole new set of decisions around valuation, concentration, and when to trim.
But regardless of where $BE goes from here, this investment changed one of the biggest questions I ask when looking at a trend:
What does every winner need?read more
5,128 views
Portfolio
So I have 21 stock minus grab, the 21 stocks are all dividend stocks. I was thinking I have to many. But I like them all.
I’m 100% not adding anymore. But if I was to remove 2-3 stocks.
Which ones would you pick to remove?
I’m 100% not adding anymore. But if I was to remove 2-3 stocks.
Which ones would you pick to remove?
18 views
💰 DIVIDENDS VS GROWTH: PICK YOUR TEAM
One camp wants cash NOW. 💰
The other wants compounding FOREVER. 📈$SCHD pays you to wait. Quarterly cash, sleep easy.
$QQQM & $VOO bet the winners keep eating.
I'm split, honestly. A little of both. Long-term buy & hold for me.
Dividends hit different in a choppy market. Growth hits different in a ripper.
Not financial advice, just what keeps me invested.
Which team are YOU? Cash flow or compounding? 👀read more
The other wants compounding FOREVER. 📈$SCHD pays you to wait. Quarterly cash, sleep easy.
$QQQM & $VOO bet the winners keep eating.
I'm split, honestly. A little of both. Long-term buy & hold for me.
Dividends hit different in a choppy market. Growth hits different in a ripper.
Not financial advice, just what keeps me invested.
Which team are YOU? Cash flow or compounding? 👀read more
850 views
Yahoooo! Thanks thanks thanks!
A new milestone on @blossom for me. Thank you 7000 times for 7000 followers!! 🚀
I really appreciate everyone who follows along and reads my posts or distribution/dividend announcements since 3 years now
If only 1 out of every 7 of you decided to follow me on my new YouTube channel, I’d honestly be so happy. 😊
It took me a while to finally decide to start this channel. My wife really doesn’t want me showing my real face on the internet, and I completely respect that because we both want to protect our privacy. So I decided to create an avatar that looks a lot like me without being exactly me… although he definitely dresses like me! 😂
That also means I have to create my characters, write my scripts, generate voices and video sequences with AI, and then edit everything together. It takes a LOT more time — and can sometimes be VERY frustrating 🤣 — compared with simply sitting in front of a laptop, turning on a camera and talking.
But along the way, I discovered something I really enjoy. It allows me to develop my creative, cinematic and humorous side, while talking about investing and trying to share useful information without making finance boring.
Hopefully, one day the channel can generate a few dollars — even if it’s just enough to cover the cost of the AI tools I currently pay for out of my own pocket to create these videos.
I may be retired, but somehow I’ve managed to give myself a new unpaid job! 😂 It takes a lot of time and some money… but while I’m making videos, at least I’m not cleaning the house. Watch Episode 14 about Procter & Gamble and you’ll understand. 🤣
More seriously, I’d genuinely love to hear your feedback and comments about the channel. My goal is to keep entertaining you while sharing information about investing, new investment products, distributions and dividends.
And if you enjoy what I’m creating, subscribing to the channel would probably be the nicest little way you could support what I’m building. ❤️
https://youtube.com/@andypiimedia
https://youtu.be/TokPcifO3vo
I was happy when I reached 5K, now 7000 wow! Thank you to read me almost each day. read more
I really appreciate everyone who follows along and reads my posts or distribution/dividend announcements since 3 years now
If only 1 out of every 7 of you decided to follow me on my new YouTube channel, I’d honestly be so happy. 😊
It took me a while to finally decide to start this channel. My wife really doesn’t want me showing my real face on the internet, and I completely respect that because we both want to protect our privacy. So I decided to create an avatar that looks a lot like me without being exactly me… although he definitely dresses like me! 😂
That also means I have to create my characters, write my scripts, generate voices and video sequences with AI, and then edit everything together. It takes a LOT more time — and can sometimes be VERY frustrating 🤣 — compared with simply sitting in front of a laptop, turning on a camera and talking.
But along the way, I discovered something I really enjoy. It allows me to develop my creative, cinematic and humorous side, while talking about investing and trying to share useful information without making finance boring.
Hopefully, one day the channel can generate a few dollars — even if it’s just enough to cover the cost of the AI tools I currently pay for out of my own pocket to create these videos.
I may be retired, but somehow I’ve managed to give myself a new unpaid job! 😂 It takes a lot of time and some money… but while I’m making videos, at least I’m not cleaning the house. Watch Episode 14 about Procter & Gamble and you’ll understand. 🤣
More seriously, I’d genuinely love to hear your feedback and comments about the channel. My goal is to keep entertaining you while sharing information about investing, new investment products, distributions and dividends.
And if you enjoy what I’m creating, subscribing to the channel would probably be the nicest little way you could support what I’m building. ❤️
https://youtube.com/@andypiimedia
https://youtu.be/TokPcifO3vo
I was happy when I reached 5K, now 7000 wow! Thank you to read me almost each day. read more
2,462 views
