Hey Blossomers, currently on a long due vacation in the Cannes area of the French Riviera to get together with family and friends - so don't be surprised if I post/comment less often or at odd hours. And of course, I sport my Blossom t-shirt all around! 😊😎 PS. The geek in me couldn't help noticing all those Starlink antennas! 🤪
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position. Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. FCF: Free Cash Flow Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣read more
$V quietly keeps shrinking the pie. Diluted shares have fallen from roughly 2.18B to 1.90B since 2021. About a 13% reduction in five years. The business grows, cash piles up, and Visa keeps buying back stock.
In the past 3 years I have received over $550,000 in income but without sacrificing an eroding NAV. I am still up 35% or $393,000 on NAV appreciation or growth. I added my top 14 NAV appreciating assets in the screenshots below! They range from holding over the past 3/2/1 years! Retirement is a beautiful thing!! Always do your own research 🧐 and analysis 📊 read more
As I'm sure many of you know, Blossom added a new AI detector. I wanted to share some of my thoughts on AI and how I use it to help me create my Blossom posts and other content. If you haven't noticed already, the vast majority of my posts are written using AI. If that bothers you, no worries, you don't need to read my content. Here's how I use AI to help me create my posts: When I find a topic in my QAFP studies or have an idea I think is worth sharing, I talk through it into Wispr Flow for a few minutes. It always starts with an idea or an opinion that I have, and then I talk through that opinion or the new concept that I just learned. After that, I usually get an LLM to make my thoughts more understandable and clear while still trying to preserve all of the ideas and opinions that I have. I have no issue using AI this way because the topic, perspective and responsibility are still mine. It helps me turn a few minutes of rambling into something easier to read. I do see an issue with a large number of AI posts on Blossom and other social media platforms. For example, whenever I see em dashes and glaring AI-isms, I automatically discount the content that I read in those posts. The posts I discount are the ones where it feels like the person contributed almost nothing. The repeated phrases and perfectly balanced sentences are easy to spot, but the bigger problem is that the person did not bring a point of view of their own. AI can make a weak idea sound polished without making it worth reading. I am responsible for every claim I publish, whether AI helped arrange the words or not, and that responsibility matters far more to me than a detector score. How do you feel about AI-assisted posts?read more
Just came back from a day hike in Kananaskis County, Alberta.. beautiful views. Here’s a couple headlines throughout the day: - Trump says the US government might take ownership stakes in OpenAI, Anthropic and other AI companies. - $MU went from -4% —> +3% by close, what is deserved of course. - $FICO was up +12% today, -7% at close.. insane volatility. - $ON and $SYNA amended their merger to a $5.7B all cash deal at $123 per share read more
$MTCH considers launching the European version of Tinder for Canadians as Carney looks to make Canada an EU member. Perfect match as we can align our carbon regulations with Brussels. $VDY$SPY$jk
well.. just waking up now after yesterday's amazing Saskatoon Blossom meetup hosted and organized by @williamwang23 and @jesswang ... considering horrible family tragedy their family are dealing with they still pulled off an amazingly successful blossom meetup. The crowd showed up! about 55 people! room was full. attached was the agenda. the venue was perfect as was the hotel staff. @crazycanuckinvestor was the host moderator for all three panels that included Will @maxstocks@canadiantshirt on the first panel. and @paulsantori and myself on the second panel about income investing. then after pizza group photos and mingling... the last panel was all of us to a swer audience questions. i added a photo of me meeting a couole thar freaked me out!! this man @hildy1946 had been watching my videos came from winnipeg to the event... and as soon as i saw him i was like We worked together 40 years ago at my first career job and were vere very good friends back then... like family! he didnt recognize me watching my videos haha then... the organizing gang ended the night for drinks and great talks before ending a great day. and in a couple hours i fly back home. great evwnt Will Jess!! you did yourself and the saskatchewan crowd proud. thanks for having me.read more
What’s the most important thing you look for when researching a stock and finding a winner? What are the things that a stock must have in order for you to own it? Let me know below, i’m super curious!
🥳 Back in July, I promised our US community that we'd be opening up an opportunity for you to invest in Blossom in the coming months, and exciting news: we're on track to go live in the next few days! ✅ This round will be open to US accredited investors via a Reg D offering. You qualify as accredited if you have a net worth of over $1M or have an income of >$200K in the past 2 years. 🙋 If you're interested in investing, make sure you join the waitlist (https://forms.gle/UavDoLXwx71nfvue8), as I'll be sending out the link to the waitlist first (since there is limited allocation). If we have space, we may open up a bit of allocation to Canadian accredited investors as well, so feel free to join the waitlist as well if you're interested. 🥲 Unfortunately, raising from US non-accredited investors was too complex and costly for this time around, but we'll be revisiting this next year if we raise again. ✨ A few investment highlights: - ✨ Our total members have ~8x'ed in the past 2 years from ~100,000 to over 850,000 - 💰 Our annualized revenue has ~doubled in the past year from $2.4M in Q2 2025 to $4.7M USD in Q2 2026 - 🤝 Partnerships with some of the largest brands in finance, including Nasdaq, the New York Stock Exchange, Fidelity, State Street, Global X, WisdomTree, and many more. - 💰 Blossom's revenue covers all operating costs except marketing, so the purpose of this additional raise is growth capital. 🫡 Full investment details will be sent via email! 👏 P.S. Huge thanks to our now 2,000 shareholders in the community! Big things in store for Q4 and 2027 🚀read more
Friday BMNR finished the week at $26.26 ETH was trading around $2663 and heading into the night market open ETH is trading around $2700 BMNR rocks is showing there is still a discount to mNAV tomorrow BMNR will post their ETH purchases as the close in on the 5% target and we are still waiting to hear what the plan will be once they hit that target. Speculation they might increase the target to 10% or perhaps they branch out and start buying other assets. The only indication Tom Lee has given is that an announcement will be made soon ....
In my 20s, I spent 5 years pumped full of prednisone and methotrexate to fight off a rare disease, falling over $40,000 in debt, and even had to get a total hip replacement due to the prednisone destroying the bone in my left hip. Today, I am completely financially free, in the best shape of my life, and I get to spend every day with Soniya, who never left my side, and our three kids. If you are going through a dark time right now, please remember that it gets better. The suffering eventually ends. You just need to outlast it, and then slowly build yourself up. If I could overcome massive debt and a body trying to kill me, you can achieve your dreams too. Let's keep working towards the lives we deserve! I talk more about my experience in this video: https://youtu.be/PiifoiBYd04?si=pKPeVeTXJzmu7sS8
On top of Blooms, we also just rolled out a massive overhaul to the Blossom feed algorithm. Me and @kartik (Blossom’s CTO) went live this morning to talk about it - here’s the link to the recap!!! 🥳 In the video we covered: - what was wrong with the old feed - what’s new and why this is a massive improvement - how to tune and customize your feed - how to stand out as a creator - Q&A https://www.youtube.com/live/I1MvkrhwDQI?si=VnaB8e4jcRg01J3Zread more
I've been focusing so much lately on my "sexy holdings" (for lack of a better term). I've been throwing so much money at $AMD, $NVDA, $CBRS, and $PLTR, but I haven't added to names like $SOFI or $SCHD in so long. In my opinion, Sofi is a super safe holding and has strong financials. One of the things that strengthened my conviction was when a fellow traveler here in Colombia showed me his Sofi card and started talking about how much he liked it. He didn't even know I was an investor, and to me it was a sign. It's definitely undervalued. I also would like to add to $MU if there is a small dip (yes, even at a stock price of over $1,000). The P/E ratio is very tempting, and I believe they might announce a stock split in the next year. Right now, I have the opportunity to average down on $SOFI, and I'm thinking about buying more shares while I can. It has a lot of upside ahead of it. I'm not too sure about my quantum names right now, but I would like to add to $RGTI and $QBTS. They are very speculative and are not a huge priority right now.
I watched a shareholder meeting from 2024 of Elon musk speaking about the future of his company. I remember hearing headlines in 2024 where people joked about his claim of over 1Billion Ai Robots by the year 2029. Seems like two years later the laughs are getting quieter.. 🤨👀 $TSLA$SPCX I’m already invested in Tesla as a robotics company. But looking to expand my portfolio into other companies, considering Elon also said he only plans to yield 10% of the entire 1Billion robot demand. That leaves room for many other players in the market. 🧐🧐 thoughts? ⬇️🤩
$QQQ: Indecisive candle combined with open gap at 744.5 indicates that consolidation is needed for healthy continuation. But, the open gap below at 720.9 says that a proper pullback is required; otherwise, any immediate bullish push risks trapping late-entry bulls.
We set goals that most of us never actually pursue and hardly ever accomplish. We dream big, but rarely gain the confidence to pursue them. We want more and think we can do less. What no one really ever talks about is the why the world is full of what ifs, maybes and one days. The reality? Everyone is focused on the end result when they should be focused on just the next right step and the repeatable action that can turn into a habit. At the end of the day your future is shaped by the habits you repeat, not the goals you set. Personally, when it comes to building wealth and achieving financial freedom, that is the BIG secret. A handful of years ago, I decided to pursue financial freedom. There were many sacrifices and it was not an easy journey, but dollar by dollar, investment by investment, today I am coast FIRE🔥 This means if I decide today to stop investing, I will inevitably still become a multimillionaire. This feeling is beyond freeing at 31 years old and taught me that nothing is impossible with the right habits and action steps one step at a time. What I did isn’t crazy and you can achieve it too. I promise, but you have to get started. Follow me (https://www.instagram.com/ari.gutman?stkn=MTZlYW1ldjNqaHM2bA%3D%3D&utm_source=qr) to plug in and change who you’re interacting with, the energy that surrounds you and you’ll find yourself more motivated than ever before. I also post all my investments in my stories and open up my DMs to you as well. My next goal is to be 100% work optional by 35. Whose in? Whose ready? It’s time to lock in!read more
$NVDA just hit an all-time high. $5.7 TRILLION market cap. Most valuable company on the planet. 🌍 Morgan Stanley just named it their top pick. $300 price target. Says every AI trend plays to Nvidia's strengths. Then Michael Burry crashed the party. The Big Short guy says the chip math doesn't add up. Says Big Tech is hiding real costs with long depreciation schedules. Nvidia clapped back. Pointed out $META & $GOOGL now assume 6-year chip life. Says even old chips are renting for MORE, not less. And $AMZN is moving $8B of Nvidia chips off its balance sheet into a side vehicle. Smart financing or a quiet red flag? 👀 I'm long $NVDA & I'm not selling. Long-term buy & hold for me. 🚀 But Burry called 2008 & never let anyone forget it. 😂 Pick a side. Team $NVDA to $300, or team Burry calling the top? Where do you stand? 👀read more
$NKE earnings Nike reported fiscal Q1 revenue of $11.21B, down 4% year over year, and EPS of $0.48 versus $0.49 a year ago. Gross margin improved to 42.8%, but Greater China sales fell 22%. Yet there is still people telling you it’s undervalued. Don’t buy the falling knife
