One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position. Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. FCF: Free Cash Flow Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣
Doing my research.. $NU seems like a fundamentally higher-performing long-term investment stock and a good stock to trade as well.. I might create a long term position.. LFG!! Definitely adding it to my list of stocks to trade and will start trading it when the market open.
My microwave starting acting up. The cook times were off, the clock was frozen, and sometimes it wouldn’t stop running. I found the manual and the first step was simple… unplug the unit, wait about 30 seconds, and reconnect to power. I did exactly that and just like Dr. Frankenstein, I brought my microwave back to life! That small fix got me thinking. Sometimes we all just need a break to reset. So I decided to do the same thing for myself. I’ve been feeling a lot of anxiety lately from constantly checking the news, watching my investments, and scrolling through social media. It was draining. So I followed the microwave manual’s advice and unplugged for two weeks. No news, no investment accounts, no social media. Just me focusing on my mental health. The first few days were hard, but slowly I felt the anxiety wash away. I found myself not caring about algae in the Reflection Pool. I didn’t feel the need to track every candlestick of 60 different ticker symbols. I actually spent real time with my family and friends without being distracted. And I realized my portfolio would be just fine without me hovering over it every day. So now, I’m back… mentally refreshed and I have a new goal: keep my finances in perspective instead of letting them consume all my energy. Sometimes the best investment you can make is in your own peace of mind. =^.^=
Tomorrow at 1 pm EST, I’ll be live with @maxstocks and Global X for a conversation on: • SpaceX • Satellite communications • Defence and space technology • Public vs. private space companies • The evolving space economy • Opportunities and risks investors should be watching And more! https://m.youtube.com/live/nkNkEU4Jmrs
Since common inception, Ninepoint NVIDIA HighShares ETF (NVHI) leads the peer group with a 6.53% total return. Harvest NVIDIA Enhanced High Income Shares ETF (NVHE) follows closely at 6.07%, while Purpose NVIDIA Yield Shares ETF (YNVD) has returned 3.05%. Over the same period, NVIDIA Corp. (NVDA) has gained 1.66%. Overall, NVHI has delivered the strongest cumulative return since common inception, narrowly outperforming Harvest NVHE. Both covered-call strategies have generated stronger returns than Purpose YNVD and direct ownership of NVIDIA (NVDA) over the comparison period, highlighting the benefit of the enhanced income approach in the fund's early trading history.
Since common inception, Ninepoint Tesla HighShares ETF (TSHI) leads the peer group with a 3.18% total return. Harvest Tesla Enhanced High Income Shares ETF (TSLY) follows at 1.54%, while Purpose Tesla Yield Shares ETF (YTSL) is nearly flat at -0.10%. Over the same period, Tesla Inc. (TSLA) has declined 2.07%. Overall, TSHI has delivered the strongest cumulative return since common inception, outperforming both competing Tesla income ETFs as well as direct ownership of Tesla (TSLA). Harvest TSLY has also generated a positive return, while Purpose YTSL has roughly broken even. Direct exposure to TSLA has been the weakest performer over the comparison period.
Since so many people ask how to invest in this sector, or this country, or this asset, I’ve decided to make a comprehensive guide on how you can invest in specific areas. This is NOT portfolio advice, simply information about tickers that you can research yourself. Save this for later so you have a list of ETFs to come back to! Canada: $XIU$XIC$ZCN All expose you to the TSX in Canada. These ETFs consist of all top Canadian companies and access to our national stock exchange. $VCB$VGV$VLB$VAB$VSB$VSC$XBB$XCB Expose you to Canadian bonds; whether it be long-term, short-term, corporate, government, etc. $VDY$XEI$CDZ Expose you to Canadian dividend companies $XRE$ZRE$VRE Give access to Canadian REITs $ZEB$XFN$RBNK Lets you buy the Canadian banks USA: $VFV$ZSP$XSP$XUS$HXS Lets you buy the S&P 500 (learn about hedged vs. unhedged in my other post) $XQQ$HXQ$ZQQ All give you access to the NASDAQ 100 $IWR$VO$VOE$VOT$IJH$SCHM Lets you buy US Midcaps $IJR$IWM$VB$VBR$VBK$SCHA Lets you buy US Smallcaps $DIV$SPYD$RDIV$DHS$VIG$SCHD$VYM$DGRO$SDY Give access from small to high dividend US companies $VTI$ITOT Lets you buy the whole US market $TLT$IEF$VGIT$GOVT$SHY$VGLT Give access to US bonds $XLC$XLY$XLP$XLE$XLF$XLV$XLI$XLB$XLRE$XLK$XLU All give you access to each sector in the S&P such as financials, energy, healthcare, etc. International: $XEQT$FEQT$VEQT$ZEQT Give you an all-in-one exposure to Canada, US, emerging and global markets. $VEA$IEFA$SCHF$SPDW$EFV$EFA Give access to general international exposure $EWJ$EWU$EWC Gives direct access to developed international countries $INDA$MCHI$EWT$EWY$EWZ$EWW$EIDO$EWM Gives direct access to emerging international countries Assets: $KILO$PHYS$CGL Let’s you buy gold directly through ETFs $SVR$HUZ Let you buy silver through ETFs Savings/Interest: $CASH$HISA$PSA$HSAV Access to Canadian savings and interest payments $HSUV-U $PSU-U $HISU-U Access to US savings and interest payments There’s so many ETFs I didn’t go into with dozens of categories, but this should give you some basic starting point to look into your ETF investments. This is simply the starting point, when choosing your investments always research the ETFs, what they provide to you, their fees, your goals, your risk, and what you’re looking to get out of investing. As always do your research and happy investing! Subscribe to the newsletter: relatablefinance.substack.com
$GOOGLis a $450 stock trading at $346 $TSM is a $560 stock trading at $400 $MU is a $1,255 stock trading at $855 (was literally there this year) $RKLBis a $150 stock trading at $67 $NBISis a $300 stock trading at $167 (was there in June) $CELH is a $55 stock trading at $29 $CRDO is a $280 stock trading at $201 Funny how everyone loved $MU at $1,255 and $NBIS at $299… but nobody wants them 30-45% off 🤔 Same companies. Same story. Different price tag. Buy the fear, not the hype
Ishares just released a crazy ETF that tracks the Nasdaq 100 with half the expense ratio of $QQQ and 30% less expense ratio than $QQQM. It’s called $IQQ. Long term investors this is for you!
Say thank you where do you want to go? This week’s distribution wants to go and buy high conviction assets that either grow or pay 💰 $AVGO$BLOX$TSLA$HOOD$META$MU$PLTR$BTC$SOL
Thanks again @perryf for leading this event ! and @paulsantori it was nice for you to visit Winnipeg! We will now expect you to come visit at least once a year lol 😃😜 Met lovely folks yesterday, so nice to hear their own journey and continue to learn from each other! ❤️ Taisa @montai we started with a lunch for Perry's retirement in 2023 and now we're both so happily retired as well! Love our journey and thank you Blossom 🌸
$MU and $SNDK tell a compelling story when you compare revenue growth and gross margins against their stock prices. Micron ($MU ) just reported Q2 FY2026 earnings with revenue surging 345% year over year. SanDisk ($SNDK ) is set to report earnings on August 5, 2026, and expectations remain high for another strong quarter. So why are these stocks still trading lower? Has the Iran conflict materially changed their long-term revenue trajectory? No. Are hyperscalers suddenly slashing AI infrastructure capex? No. Has the AI infrastructure buildout already peaked? Absolutely not. The disconnect between business fundamentals and stock price action appears to be driven more by market sentiment than by deteriorating operating performance. If the underlying growth story remains intact, short-term volatility may simply be creating opportunities for long-term investors.
$QQQ: The narrowing price action in tech set bearish resolution. The 20DMA is set to cross below the 50DMA, a clear trend shift that seemed unimaginable less than a month ago since semiconductors were going to the moon. The damage could be worse but some mag7 have mitigated it.
