Pasqal ($PSQL) just made its Nasdaq debut — and the attention is starting to explode. 🇫🇷 French quantum company 🇪🇺 One of Europe’s leading quantum players 💰 ~$360M cash after the merger ⚛️ 7 quantum systems already deployed 📈 PSQL surged as much as 73% on its first day, closing around $19.11. (Reuters) And now we’re seeing coverage from European and French media highlighting Pasqal’s Nasdaq debut, its European quantum position, and the capital it now has to scale. (EU Today) My take: I think PSQL has a legitimate shot at another ~70% upside tomorrow if the momentum, media attention and retail interest continue. That would put the stock around $32.50 from $19.11. Obviously, 70% is my prediction — NOT a guarantee. This thing is extremely volatile after a massive first-day move. But if you’re watching quantum stocks right now… PSQL is one I would NOT take my eyes off. 👀 #PSQL #Pasqal #QuantumComputing #Stocks #Investing #Nasdaq #QuantumStocks #StockMarketread more
Are you a new follower of Beskar Capital? Did you miss most of the first 91 KTS posts published since March 12, 2024? This is your second chance to learn it all. Or for those that have been following? A chance to study so it really sets in! 😉 As we approach the inflection point in the real estate/banking crisis cycle, we’ve decided to republish the legacy KTS series (#1–91). It is a golden toolset proven to fast-forward your financial acumen and help you realize absolutely amazing returns over TIME! We’re going to deliver this series — originally rolled out on Blossom — at a rate of 3 posts per week on our X account. This is your chance to discover the series if you’re a new follower, or revisit it and deepen your understanding if you’ve been following us for some TIME. So maybe you want to follow us on X? https://x.com/barnacle2whales?s=20 Some reposts will also include retrospective commentary, allowing us to bridge the gap between the original publication date and the repost date — and assess how our thesis or the application of the demonstrated concept ultimately played out. In typical Beskar fashion - rest assured - we won’t hesitate to flex the massive gains that have been realized – or that are yet to be realized. 😉 Of course, all subsequent KTS (#92 and onward) go much deeper and are fully aligned with what is happening in the markets RIGHT NOW. Those remain exclusive to our membership. Becoming a member right now – in the current volatile market – could be one of the most valuable investments that you could make in your financial education. Learning the TIMING of the real estate/banking crisis cycle before it moves into its next stage can have a significant and positive impact on your portfolio. The meltup phase occurs, on average, 4x in a lifeTIME. It’s a period where you have the opportunity to generate decades of average returns in less than 2 years... But you have to be able to know when to transition from BUY, BUY, BUY to BYE, BYE, BYE, as the end of this raging bull market will likely be abrupt. And the typical portfolios I see on this app are in danger of being wiped out. But there is still TIME for you to READ & LISTEN to the markets and position yourself to generate amazing double-digit annualized returns. Over the past 6 months, we’ve been accumulating in areas of the market that have barely been discussed on Blossom or in the legacy KTS series. 5 of our top 15 holdings have NEVER been mentioned here. Can you actually believe Beskar Capital has made several purchases in alternative securities since opening the website? The website also gives you access to our full TOOL SUITE: 📖 Weekly KTS posts 🏄 Weekly SECTOR SURFER 📝 All TRADES + RATIONALE 🐳 Beskar WHALE WATCHER 🐺 Beskar WOLF TRACKER 🐕 Beskar DIGGER DOG 🧑🧑🧒🧒 Beskar STEAD — Community Feed 💯 And much more So… What are you waiting for? It starts tomorrow on X. This is the Way!. 🏄🌊🏄🌊🏄🌊 read more
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position. Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. FCF: Free Cash Flow Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣read more
Some stream-of-consciousness note-taking from the research for my upcoming Equity Risk Premium video. ⠀ Thanks @icallbullshit for recommending this video. Really fascinating watch: ⠀ https://www.youtube.com/watch?v=YDDAKWtMeD0 ⠀ One thing that sent me down a rabbit hole was learning what Mehra and Prescott actually meant by “risk” in their original 1985 paper on the Equity Premium Puzzle. ⠀ Their model was specifically focused on consumption risk. Very roughly, the logic was something like: ⠀ Risk premium ≈ how badly returns covary with bad consumption states, scaled by how risk averse people are ⠀ In other words, an investment should be particularly painful if it performs badly at the same time that your consumption is already being squeezed and an extra dollar is especially valuable to you. ⠀ Then they actually looked at U.S. consumption data from 1889 to 1978, specifically real per-capita consumption of nondurable goods and services. ⠀ And this wasn't exactly a peaceful 90-year stretch. It included the Panic of 1907, World War I, the Great Depression, World War II and the 1970s oil shock. ⠀ Yet aggregate consumption was surprisingly smooth. Annual consumption growth had a standard deviation of only around 3.6%. ⠀ That was fascinating to me. Their model could explain some equity premium, which makes intuitive sense. Risky stocks should command a premium over safe assets. The problem was that measured consumption risk wasn't remotely large enough to explain the size of the historical premium without assuming people were implausibly risk averse. ⠀ And that's the actual puzzle. Not why an equity premium exists, but why it has historically been so large. ⠀ Of course, this was 1985. We have much more nuanced models now, and decades of research have proposed things like rare disasters, survivorship bias, myopic loss aversion and other explanations. There still doesn't seem to be one generally accepted answer. ⠀ Still learning, but I think it's useful to understand what the initial efforts were actually trying to explain before getting into all the models that came after them.read more
Tomorrow, it is Tim Cook’s last day as CEO of Apple. A new chapter for $AAPL begins. Some fun facts on $AAPL during the time Cook was CEO from 2011 to 2026: • Revenue: $108 billion in fiscal 2011, now over $466 billion trailing twelve months  • Q3 2026 revenue was $109.4 billion, meaning one quarter now equals all of 2011  • Services: $9.4 billion in 2011 up 1159% to $109 billion in fiscal 2025, with 1.5 billion subscriptions  • Gross profit up 410%  • Cook brought back the dividend in 2012  (first since 1995)  • About $877 billion of stock repurchased under Cook; share count down roughly 44%, from 26 billion to 14.6 billion  • More than $1 trillion returned to shareholders in total read more
In my work, I often deal with people who are on the edge of losing everything. This is why maintaining an emergency fund is so important. Most folks don’t realize it, but they are about six weeks away from objective poverty. I’m not saying that to scare anyone, but I see it all the time. Someone loses their employment, starts using credit cards to pay for necessities, misses a couple of rent or mortgage payments, then things get scary real fast. Honestly, I have grown kinda calloused to the whole thing. Because I have seen that scenario play out over and over again. When I tell people to save up 6 months of living expenses, I get rebuked or people want to reason why my thinking is archaic. Meanwhile, I see dozens of people going homeless each month… many of whom previously had the means to create an emergency fund. I see people here on Blossom with differing ideas. Like using credit during an emergency so they don’t have to withdraw from their investment portfolio. Or putting their emergency funds into an ETF or some other vehicle which may take a week before you can liquidate it. Caveat Emptor… or in this case, let the investor beware. Maybe I’m just a crusty cat with old ideas… or maybe people have to learn the hard way. Regardless, make sure you have some money put aside for an emergency and make sure those funds can be accessed immediately. =^.^=read more
I borrowed $35,000 to invest in XEQT using a Wealthsimple Portfolio Line of Credit (PLOC) — and after about one month, here's exactly how it's going. 📈💰 In this video, I share my real experience with borrowing to invest, including my current XEQT return of +1.85%, approximately $92 in accrued interest, and my plan to pay the accrued interest at the beginning of every month. I also break down what my estimated ~$120 monthly interest cost could look like if I keep the full $35,000 borrowed. But this isn't a video about saying that borrowing to invest is a good idea for everyone. Quite the opposite.🙂 I talk about the risks of using leverage, what happens when markets fall while your debt remains, how a Portfolio Line of Credit works, how borrowing limits are calculated, and why having a long time horizon, strong cash flow, and a high tolerance for risk is so important. I also discuss one potential advantage for Canadian investors: the possibility of deducting investment-loan interest for tax purposes when CRA requirements are met. Tax deductibility depends on how the borrowed funds are used and other CRA rules, so always consult a qualified tax professional about your own situation. My $35K PLOC investment is essentially an ongoing experiment that I'll be documenting on Moementum Finance. I'll share the good, the bad, the interest costs, the market downturns, and ultimately whether borrowing to invest was worth the risk. ⚠️ DISCLAIMER: This video is for educational and entertainment purposes only and is based on my personal experience. It is not financial, investment, tax, or legal advice. Borrowing to invest involves significant risk, including the possibility of losing money while still owing the borrowed amount. Do your own research and consult a qualified professional before making financial decisions. 💬 I'd love to hear from you: Would you ever borrow through a Portfolio Line of Credit or a Margin account to invest in the stock market — or is the risk simply not worth it for you? https://youtu.be/wYpIrbwtJ5kread more
week 34 of 2026 been a choppy market this week. our strategy is up 20.71% YTD with a dividend coming in this week from $SBUX$SCHD is up a monster 27.23% YTD 🤝 all the way around
I want to know, seriously? Is it the dividend (distribution)? The performance? The low fees? Or did you eventually see enough people on the internet say something like, “$SCHD is the best dividend ETF ever". And ,you figured, 400,000 Redditors and YouTubers couldn't possibly ALL be wrong? 😅 Either way, there's something about SCHD that I believe many investors don't fully appreciate. Recently, 22 stocks disappeared from the ETF.... big names like Cisco and AbbVie... bye bye 👋 And they weren't replaced with the same old names So us investors need to ask ourselves....If I'm buying SCHD for the long term... do I actually know what I'm buying for the long term? The reason is that SCHD is NOT a static portfolio of dividend growth stocks. And depending on WHY YOU OWN IT, some of what I found might matter more than you think. For example, here's something interesting about its performance. SCHD looked remarkably strong when the market was getting hammered.... Then the market environment changed... And so did the SCHD story. Why... why, WHY? You need that answered And then there's the dividend (distribution).... I've seen SCHD described as the perfect retirement ETF because you can supposedly live off the income and never sell a share... Sounds like the perfect solution to a difficult problem. However... is that actually the best way to think about retirement income? And if you're Canadian, there's another question you should probably ask before buying it... Which account is the best for a high yield ETF like SCHD? In my latest deep dive, I put SCHD under the microscope... No “SCHD is amazing, buy it now” nonsense that you see on tikytoktok from me as you know 😂 I just go into the methodology, the numbers, the risks, the tradeoffs and my honest verdict/opinion at the end... ALWAYS remember, even a beautiful, high quality shoe can still be a TERRIBLE FIT 👠 So why are YOU invested in SCHD or why are you thinking about it? https://youtu.be/B2kxkIyHjPkread more
What’s in Nancy Pelosi’s portfolio? 👀📊 From mega-cap tech to financials and energy, this portfolio spans 26 stocks across 9 sectors. $AMZN$NVDA$GOOGL$AAPL$MSFT lead the way, while Bloom Energy ($BE) stands out as a recently added position. Swipe through to see the full breakdown. 📈 #NancyPelosi #StockMarket #Investing #Portfolio #TheCuriousInvestor
Jeff Bezos's Amazon made a massive new $1.2 billion bet on XE, an outsized move that instantly became more than a quarter of the entire portfolio. Visit Bezos's profile to see his full portfolio and recent trades this last quarter from his 13F filing.
📊 Long-Term Investing: The Power of Thorough Analysis When it comes to long-term investing, understanding the fundamentals of a stock is crucial. It’s not just about jumping on trends; it’s about making informed decisions based on solid data. This chart breaks down the essential financial statements—Balance Sheet, Income Statement, and Cash Flow Statement—that every investor should analyze before committing to a stock. 🔍 Balance Sheet: This tells you about the company’s financial health, specifically its assets, liabilities, and equity. A healthy balance sheet is a sign of stability and resilience. 💸 Income Statement: This shows the company’s profitability by detailing revenue, expenses, and profits. A strong income statement indicates a company that’s generating profits, a key factor for long-term growth. 💰 Cash Flow Statement: This reveals how the company manages its cash, from operations to investments and financing. Positive cash flow is essential for sustaining operations and fueling future growth. By mastering these fundamentals, you can make smarter investment choices that stand the test of time. Remember, successful long-term investing isn’t about timing the market; it’s about time in the market, supported by thorough analysis. $VGT$TXN$QQQ$AAPL$META #InvestSmart #LongTermInvesting #FinancialLiteracy #StockMarketAnalysisread more
Tomorrow is Tim Cook's last day as the CEO of Apple $AAPL The man that took it from $350B —> $4.7T in his 15-year tenure. Truly an end of an era. At the end of the day.. Tim Cook cooked.
When people see how much margin debt I have they always ask me “Doesn’t that amount of debt stress you out”? What happens if the market crashed? For me I had to reframe my thought process. When I set out this year to match my employment income with distributions I came out swinging with the big hammer. My money, other people’s money doesn’t matter to me as long as the spread is high enough. The first thing I did is just simplify how much does it cost me to maintain this level of equity exposure. Currently it costs me $612 per month to cash flow $3950 in distributions, this is my whole income portfolio combined not just what’s rented. The debt does not stress me out in the slightest. It’s tied to an appreciating income producing asset that has the potential to self sustain itself over time. Yes I also know distributions are not the whole picture and I also know that yield alone is not the whole picture. TOTAL RETURNS is the whole picture. I structured my portfolio to be ROC heavy to defer taxes to whenever the end game is where I have allowed the portfolio to self sustain and payoff the loan on its own accord. My margin account is mixed use so writing off interest is off the table for now. I used in my opinion the best income products on the market. I also acknowledge that with a yield at 17-19% most of my returns will be via distributions and not much for capital appreciation. There are only 2 choices for income earned from my portfolio. Reinvest or Pay Loan. Taking anything out for personal spending is not to my benefit until the loan is paid off. When I decide to flip the switch to payoff mode this portfolio should pay itself off between 5-7 years if I just leave it be and divert all distributions to margin debt if everything remains stable. Which may or may not happen but I’m not going to let what ifs distract me. I understand completely that most of my portfolio is not my money. I may end up taking it on the chin at some point. It was a decision I made to invest my whole income from every income stream I have outside of investments and allow a larger equity base to compound over time. Most of these positions would not have existed if I hadn’t have made that decision. In the event of a downturn that pushes me close to the brink of a margin call the plan is to simply sell the bare minimum required, hold distributions in cash or pay loan and continue with the strategy of investing my pay every week. Just keeping the train on the tracks. I know this doesn’t make a whole lot of sense to a lot of people but it makes sense to me. read more
A 7% nominal return sounds great on paper until inflation and taxes slice off 3-4%. If your cash is sitting on the sidelines or your yield isn't beating CPI, your real purchasing power is going backward every single year. 🏃♂️💨 How are you shielding your portfolio from purchasing power decay over the long haul? 🏢 Pricing Power Equities – Companies with wide moats that force cost increases onto consumers. 🔁 DRIP Engine – Aggressive dividend growth and auto-reinvestment to out-compound CPI. 🛢️ Hard Assets & Energy – Real infrastructure, commodities, and energy pipelines. 🛡️ Short-Duration Yield – Rotating short-term debt and inflation-protected bonds as rates adjust.read more
$NVDA: The rally found rejection at the upper Bollinger band, and as mentioned in my daily note on Thursday, there was indecision in the afternoon that was worth watching. Once my anticipated daily level of 226 was breached on Friday the bearish warnings were confirmed. Gap fill ahead? Most likely.
📚 OPTIONS 101: The Foundations You NEED to Know Before Touching the Greeks 📈 You asked for the whiteboard version… here it is! 🧠✍️ We’ve officially wrapped up the foundations of options. Before we jump into the Greeks, let’s recap the basics in a way that actually makes sense. 👇 🔹 WHAT IS AN OPTION? An option is simply a contract between a buyer and a seller. Every contract has 3 key terms: 📌 Underlying — What stock or ETF is involved? 📌 Strike Price — The agreed-upon price where the deal was “struck.” 📌 Expiration Date — How long the contract remains valid. Then you have two types: 🟢 CALL = Right to BUY 🔴 PUT = Right to SELL 🟢 BUYER = OWNS THE RIGHT When you buy an option, you own the right to act on the contract. You are LONG the option and you pay a DEBIT. Your goal? 👉 You want the option to become more valuable. 🔴 SELLER = WRITES THE CONTRACT When you sell an option, you write the contract and take on an obligation. You are SHORT the option and receive a CREDIT. Your goal? 👉 You generally want the option to lose value or expire worthless. 💰 WHAT IS THE PREMIUM? The premium is simply the price of the option. It consists of: 🔹 Intrinsic Value — the option’s executable/in-the-money value 🔹 Extrinsic Value — value influenced by things like time and implied volatility And an option can be: ✅ Exercised ✅ Allowed to expire worthless ✅ Bought or sold in the market before expiration ⸻ 📈 THE 4 BASIC OPTIONS POSITIONS 🟢 LONG CALL You buy the right to BUY. You want the stock to 🚀 RISE significantly. Potential gain: Unlimited Maximum loss: Premium paid 🔴 LONG PUT You buy the right to SELL. You want the stock to 📉 FALL significantly. Potential gain: Substantial Maximum loss: Premium paid 🔴 SHORT CALL You sell the right to BUY. You want the stock to stay below the strike or decline, depending on the position. Potential gain: Limited to premium received Potential loss: Unlimited 🟢 SHORT PUT You sell the right to SELL. You generally want the stock to stay above the strike or rise. Potential gain: Limited to premium received Potential loss: Substantial ⸻ ⏳ HERE’S THE PART MANY BEGINNERS MISS… TIME MATTERS. ⏰ Time generally hurts long options because extrinsic value can decay as expiration approaches. ⏰ Time generally helps short options because the option can lose extrinsic value. And then there’s IMPLIED VOLATILITY (IV) 👀 📈 Higher IV → generally increases option premiums ➡️ Helps long options ➡️ Hurts short options Finally, direction matters. 🚀 A sharp move in the expected direction can dramatically increase the value of a long option. But for short options, that same sharp move can create significant risk. That’s why options aren’t simply about predicting whether a stock goes UP or DOWN. You also need to understand: ⏳ TIME 📊 VOLATILITY 🎯 STRIKE PRICE 📅 EXPIRATION 💰 PREMIUM And that brings us to the next chapter… 🔥 THE GREEKS. Delta. Gamma. Theta. Vega. If you understand these, you start understanding WHY an option’s price moves the way it does. 👇 SAVE THIS POST if you’re learning options, and follow along for the Greeks breakdown. ⚠️ Options involve substantial risk and are not suitable for everyone. This content is for informational and educational purposes only and is not financial advice. Do follow my account for more educative investment tips 🔥🔥🔥read more
@edsam asked me to review @piiverse latest video, and I also reached out to Perry about some of the things I thought could be expanded on. The thing is, income investing is not new, which is something he attempts to point out in the video. Covered-call ETFs themselves have a relatively short history, going back to around 2007, but covered-call strategies are much older than that. And while covered-call ETFs have really exploded in popularity over the past five years, income investing itself goes back much further than covered-call funds. The biggest issue I had with Perry’s video was the math and the assumptions being used to get to the numbers he displayed. His calculation/model does not appear to account for the total return already including distributions. That doesn’t change because the yield is 2% or 20%. The way an investment pays you cash is separate from how the investment actually earns its return. A distribution can come from dividends, interest, option premiums, realized gains from the sale of securities, return of capital or some combination of those things. The distribution rate itself does not tell you what the investment actually earned. That is why fund managers and investment companies tell investors to look at total return. Total return captures both the cash distributions received and the increase or decrease in the value of the investment. It gives you a much more complete picture of what the portfolio actually earned. If you consistently withdraw more than the portfolio generates in total return, you are consuming capital over time. It does not really matter whether that cash came from selling or from distributions. The mechanics are different, but economically the portfolio still has to generate enough return to support what is being taken out. There are DIY investors who argue that income investing allows you to sustainably spend more simply because you are not selling. But that is not supported by the underlying math, and it is not how the companies that create, manage and market these products explain them. A smaller portfolio could support the same withdrawals as a larger portfolio if it actually generated a sufficiently higher total return. But if you think a smaller portfolio can sustainably support a larger withdrawal simply by increasing the distribution rate, the math does not support it, and major fund providers themselves emphasize total return rather than treating distribution yield as return. In the video he dismissed those with formal education or experience in finance by saying they simply do not understand income investing. I find that argument strange when many of the professionals being criticized are the same people creating, managing the products he along with other income investors use. Income investing, portfolio withdrawals, options, dividends, bonds and total return are standard concepts covered in financial education and professional designation programs. To say these people do not understand income investing simply because they disagree with your view is a weak argument, especially when the math supports what they are saying. Perry’s own portfolio withdrawal rate is around 5.8%, based on the numbers he presented. He attempts to make it appear higher by looking only at the amount being withdrawn relative to the portion of the portfolio generating income, but that is not the same thing as the withdrawal rate of the overall portfolio. A portfolio withdrawal rate is normally calculated by comparing the amount being withdrawn with the value of the portfolio supporting those withdrawals. Quoting a higher percentage based on only one portion of the portfolio does not change the actual withdrawal rate of the total portfolio. It also does not become a different withdrawal rate simply because the cash arrived as a distribution instead of through the sale of securities. Income investing has a long history. It has advantages and disadvantages, and there are absolutely valid reasons someone might prefer receiving regular cash distributions. Cash-flow management is important especially for retirees, and different investment strategies can produce very different return and risk profiles. But none of that changes the underlying math. A higher distribution yield changes how much cash the investment distributes to you. It does not, by itself, create a higher total return or make the portfolio capable of supporting a higher level of spending. I’ve said this before: you don’t have to take my word for it, or anyone else’s on this platform. Listen to the portfolio managers running the very funds you are investing in. If you trust them with your money and trust them to make the investment decisions, it probably makes sense to also listen when they explain how those products actually work. There is a saying: “I can explain it to you, but I can’t understand it for you.” At some point, the math is the math.read more
Exiting my small $AVGO position, close to flat. I'm stepping aside ahead of earnings but it isn't a call on the company. Fundamentally nothing has cracked. Broadcom has guided AI semiconductor revenue to roughly $16B for the quarter, is carrying a backlog north of $30B, and the sell-side is still overwhelmingly positive with a mean target around $526. On fundamentals alone this is a HOLD or an ADD. The issue is the chart heading into a binary event. Price is below the 20 and 50-day MAs and testing the 200-day. It has trailed the S&P 500 over both the 20 and 50-day windows. MACD and the KST have crossed down, and the chart is flagging a bearish Megaphone Top with a measured objective well under my stop. One thing could override my decision and it's if AVGO gaps up Monday and reclaims the 50d MA (~$386) with the 200d holding.
WHAT A MONTH FOR SaaS COMPANIES!!📈 $ZETA +40% $CRM +43% $ADBE +17% $PANW +15% $PLTR +50% $NOW +31% $MSFT +31% Software fears seem to be slowly erasing… Was one of the easiest sectors to buy this year and it is paying off😁 What companies did you buy the dip on? read more
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will. When you are grieving the last thing you want to do is close an estate up. It’s even harder if nothing has been prepared in advance. After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.  I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life. I’ve personally been the executor of 2 estates now. This is my advice: 1. If your young get life insurance. If you’re retired it’s not worth it. 2. Make sure you have a will. 3. Make sure you have a personal directive. 4. Make sure you have a power of attorney set up. 5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation. 6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate. 7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death. 8. Buy a file folding system. I have a plastic one that has a clasp and handle. 9. Put EVERYTHING in this file folder that would be needed if you died tomorrow. a) all land titles B) information on house insurance so it can either be eventually canceled or name changed over. C) your will (or the location of your will),  power of attorney, and personal directive D) the information for your car, car insurance, and registration on vehicles. E) information on life insurance. F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information. G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them. H) their credit card information where to contact to cancel the cards I) birth certificate, SIN numbers, marriage, license, etc. J) information on all your investments accounts, bank accounts, etc. K) anything else you can think of for your situation If you’re married, I’d have one box per person. When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will. These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate. I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder. At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date. If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.  Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into. Good luck Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
Everyone talks about AI spending. I’m more interested in where every dollar actually ends up. $AMD gets paid for compute. $AMZN gets paid for cloud infrastructure. $NOW gets paid for enterprise AI deployment. $VST gets paid for the electricity. $BN gets paid for helping finance and build the infrastructure behind it all. That’s why I think the AI trade is much broader than just semiconductors. The biggest winners over the next decade could come from every layer of the buildout. read more
In this episode of Retail Rundown, we break down Meta's reported $10 billion Al data center in Alberta, why investors are selling META after its recent rally, and whether Meta and Amazon are still being underestimated in the Al race. $META$META Guests: @joyeeyang@brandon@devencreagh Then things get personal. We debate Toronto versus Vancouver, renting versus owning, the real cost of raising kids, $60,000 nannies, robot childcare and whether the cost of living is changing how people date. Finally, we put our personality types to the test to find out who would actually make the best trader. We also talk about what stocks we would buy if the market crashed 50%. Which stock would you buy if the market dropped 50%? Let us know in the comments. https://youtu.be/o0u8I1xul4Q?si=LmnTraQdcptw63KJread more
Are you finally seeing all of it? It's the late stages of the meltup phase of the real estate/banking crisis cycle and the signs are everywhere. Desperate Liquidity Measures by the Government ✔️ Race to build the Tallest Buildings ✔️ Obsession with Sports Teams Transactions for Future ✔️ Inflationary Environment ✔️ Explosion of Collectibles and Art Markets ✔️ Rising Crime Rates - especially around stealing ✔️ Hoarding Natural Resources ✔️ and of course...... Rapid Geopolitical Escalation ✔️ Maybe worth a re-read of KTS #38-#40 ...... and KTS #44 ? 🤔🏆😂 Here are the links: #38: https://www.blossomsocial.com/posts/Knowledge-Transfer-Series-38-TIME-the-Cycle-1of3__POST-1723382889333-b5Or0efj_qoQV3QbaHcPIAvML #39: https://www.blossomsocial.com/posts/Knowledge-Transfer-Series-39-TIME-the-Cycle-2of3__POST-1723383296719-piVb11tn_qoQV3QbaHcPIAvML #40: https://www.blossomsocial.com/posts/Knowledge-Transfer-Series-40-TIME-the-Cycle-3of3__POST-1723384405127-UmsZZDAi_qoQV3QbaHcPIAvML #44: https://www.blossomsocial.com/posts/Knowledge-Transfer-Series-44-Check-In-With-Cycle__POST-1724846626869-aFsAQmYb_qoQV3QbaHcPIAvML But are you starting to see the link between EVERYTHING TRUMP does is related to (for now, economic) war with China??? Rare earths, Strait of Hormuz closure, Tariffs, Venezuela, Onshoring....…the list goes on. All to react to attacks from China...... or inflict economic pain on China. War. Of course this tension has been going on for decades.....but you should be increasingly aware of its escalation. That's the cycle speaking to you loud and clear. 👍 China just fired yet another shot at the USA two days ago. The hacking platforms, known as “QScan” and “QTRouter,” were “used to target U.S. critical infrastructure and other sensitive networks,” the DOJ said in a statement. “Other targeted networks include those operated by hospitals, telecommunications providers, power companies, financial institutions, and defense contractors,” a court filing said. Hospitals, banks, and power companies??? 😐 A Chinese state-sponsored group known as “QTFY” created and operated the hacking platforms, according to court documents unsealed in U.S. District Court for the Southern District of California. QTFY was employed by Nanjing Xinjiuwei Network Technology Co., a China-based company, according to filings. QTFY’s paying customers include the People’s Republic of China’s Ministry of State Security and the People’s Liberation Army, the DOJ said. https://www.cnbc.com/2026/08/26/china-hacker-federal-reserve-doj-nasa.html Listen, Read, and FEEL the cycle yelling, showing, and reverberating the message to you. Did you read this week “Coming to a Service Station Near You!” post? Yet another sign that the real estate/banking crisis cycle escalates geopolitical conflicts over TIME... every TIME. Here’s the link: https://www.blossomsocial.com/posts/Coming-to-a-Service-Station-Near-You__POST-1787749995790-LJj52mPo_qoQV3QbaHcPIAvML These are the TIMES to generate amazing profits… decades of average returns in a relatively short period of TIME. 🤑🤑🤑 Learn how 👇 https://www.beskarcapitalkts.com/ This is the Way! 🏄♀️🌊🏄♂️🌊🏄🌊 read more
How much revenue do these popular companies make PER DAY?👇 $SPCX: $87 million $CRM: $126 million $AMD: $128 million $V: $129 million $NFLX: $140 million $UBER: $158 million $AVGO: $247 million $TSLA: $314 million $META: $676 million $MSFT: $1 billion $NVDA: $1.1 billion $AAPL: $1.2 billion $GOOGL: $1.3 billion $AMZN: $2.2 billion What stands out to you read more
🐝 Just broke down Nvidia's earnings in the Weekly Buzz and want to kick off a discussion post to hear your thoughts! 🚀 Overall, pretty wild results with a surprise 70% revenue growth projected for fiscal 2028 (well above the 45% expected), and that's the 'supply constrained' number. ✨ From a valuation standpoint, Nvidia is more attractive than it has been in years with a 28x PE ratio, and over 95% analysts tracking the stock have it rated as a strong buy. 😰 My one concern is what WSJ is calling the '$1.5T question Nvidia can't answer' which is basically that the massive AI spending needs $1.5T in revenue to justify the investments, with WSJ saying: “Ultimately, Nvidia and other AI chip makers are living on borrowed time. At some point, big spenders will reach a breaking point where their cash piles are smaller, and they’re unable or unwilling to raise more money from debt or equity investors. If AI turns out to be worth less than it costs, that is inevitable.” 🤔 Curious what everyone's thoughts are on that question, analysts don't seem too concerned but it's definitely something I've been thinking about a lot (both for Nvidia and Mag 7 in general). It's part of the reason I recently sold $META, as unlike some of the other Mag 7, I find the ROI on their AI spending much less clear. 🏆 In any case, Nvidia showed once again why it deserves it's spot as the most valuable company in the world and proved that AI demand is hotter than ever 🔥 👇 Will link my full breakdown in the comments read more
If I had to start over my investment journey from scratch , here is how I would allocate my portfolio fund. 1) - Open a taxable brokerage account with Vanguard 2) - Setup an automatic weekly/bi-weekly investment . 1. VOO : Vanguard S&P500 ETF = 25% 2. VGT : Vanguard Information Technology = 25% 3. VYM : Vanguard HDY ETF = 25% 4. VXUS = Vanguard International ETF = 25% 3) Set and forget it. read more
