Another tier ranking series. Every week I keep saying "this one will be the most popular" and it turns out to be true, so I'm saying it again. 😂 I rank 6 stocks, all of them have anywhere from 26-52 years of consecutive dividend growth. One per tier, S tier to E tier. And interestingly enough, the most popular company on this list is at the bottom of it. https://www.youtube.com/watch?v=K7uwdKLpGOE
🥳 Back in July, I promised our US community that we'd be opening up an opportunity for you to invest in Blossom in the coming months, and exciting news: we're on track to go live in the next few days! ✅ This round will be open to US accredited investors via a Reg D offering. You qualify as accredited if you have a net worth of over $1M or have an income of >$200K in the past 2 years. 🙋 If you're interested in investing, make sure you join the waitlist (https://forms.gle/UavDoLXwx71nfvue8), as I'll be sending out the link to the waitlist first (since there is limited allocation). If we have space, we may open up a bit of allocation to Canadian accredited investors as well, so feel free to join the waitlist as well if you're interested. 🥲 Unfortunately, raising from US non-accredited investors was too complex and costly for this time around, but we'll be revisiting this next year if we raise again. ✨ A few investment highlights: - ✨ Our total members have ~8x'ed in the past 2 years from ~100,000 to over 850,000 - 💰 Our annualized revenue has ~doubled in the past year from $2.4M in Q2 2025 to $4.7M USD in Q2 2026 - 🤝 Partnerships with some of the largest brands in finance, including Nasdaq, the New York Stock Exchange, Fidelity, State Street, Global X, WisdomTree, and many more. - 💰 Blossom's revenue covers all operating costs except marketing, so the purpose of this additional raise is growth capital. 🫡 Full investment details will be sent via email! 👏 P.S. Huge thanks to our now 2,000 shareholders in the community! Big things in store for Q4 and 2027 🚀read more
📊 Long-Term Investing: The Power of Thorough Analysis When it comes to long-term investing, understanding the fundamentals of a stock is crucial. It’s not just about jumping on trends; it’s about making informed decisions based on solid data. This chart breaks down the essential financial statements—Balance Sheet, Income Statement, and Cash Flow Statement—that every investor should analyze before committing to a stock. 🔍 Balance Sheet: This tells you about the company’s financial health, specifically its assets, liabilities, and equity. A healthy balance sheet is a sign of stability and resilience. 💸 Income Statement: This shows the company’s profitability by detailing revenue, expenses, and profits. A strong income statement indicates a company that’s generating profits, a key factor for long-term growth. 💰 Cash Flow Statement: This reveals how the company manages its cash, from operations to investments and financing. Positive cash flow is essential for sustaining operations and fueling future growth. By mastering these fundamentals, you can make smarter investment choices that stand the test of time. Remember, successful long-term investing isn’t about timing the market; it’s about time in the market, supported by thorough analysis. $VGT$TXN$QQQ$AAPL$META #InvestSmart #LongTermInvesting #FinancialLiteracy #StockMarketAnalysisread more
You could be … and not even realize it. After nearly 22 years as a DIY investor (I am OLD), I’ve noticed we spend WAY too much time worrying about things we CAN’T control. Which stock will outperform ($NVDA) . Which sector will take off next ($XLE) . What the market is going to do tomorrow ($VFV/$VOO ). What our return will be…. Meanwhile, we sometimes overlook the things we actually CAN control. And some of these mistakes can get REALLY expensive over time. Expensive enough that they cost you your retirement timeline! I see them constantly on Blossom and Youtube. One of them in particular makes me want to SCREAAAM “NOOOOO… THAT’S NOT HOW THIS WORKS!!!!!!” So I put together a video breaking down 5 common investing mistakes that could be quietly hurting your returns …… and what you CAN actually do about each one of them. Eliminating one of them could increase your returns by 71% over 30 years 😏 After all, investing isn't about making the perfect decision every time. Usually, it's just about making FEWER bad ones. https://youtu.be/gl4EWVamBUgread more
I’m not saying $INOD is the next NVIDIA. I’m saying that if AI keeps expanding for the next 20 years, I want some exposure to the companies supplying the data behind it
In my 20s, I spent 5 years pumped full of prednisone and methotrexate to fight off a rare disease, falling over $40,000 in debt, and even had to get a total hip replacement due to the prednisone destroying the bone in my left hip. Today, I am completely financially free, in the best shape of my life, and I get to spend every day with Soniya, who never left my side, and our three kids. If you are going through a dark time right now, please remember that it gets better. The suffering eventually ends. You just need to outlast it, and then slowly build yourself up. If I could overcome massive debt and a body trying to kill me, you can achieve your dreams too. Let's keep working towards the lives we deserve! I talk more about my experience in this video: https://youtu.be/PiifoiBYd04?si=pKPeVeTXJzmu7sS8
On top of Blooms, we also just rolled out a massive overhaul to the Blossom feed algorithm. Me and @kartik (Blossom’s CTO) went live this morning to talk about it - here’s the link to the recap!!! 🥳 In the video we covered: - what was wrong with the old feed - what’s new and why this is a massive improvement - how to tune and customize your feed - how to stand out as a creator - Q&A https://www.youtube.com/live/I1MvkrhwDQI?si=VnaB8e4jcRg01J3Zread more
Do you think we should be able to fully block Ambassador accounts? I recently realized there’s an Ambassador who posts very frequently whose content I personally don’t find valuable. Even though I’ve chosen not to follow them/block them, I still get notifications for their posts. To me it spams my feed/notifications and I miss out on valuable posts from others. I have reached out to blossom about this and have not gotten a clear answer. I don’t think being an Ambassador should override our ability to choose whose content we see.
@beskar_capital is the real deal. @beskarcapital is imposter #1 @beskar_capitar is imposter #2 @beskal_capitals is imposter #3 @beskals_capitar is imposter #4 and @beskar is probably imposter #5 😂 What can I say? 😂 This is the Way! 🏄♀️ 🌊 🏄♂️ 🌊 read more
What I like about $META muse is that it feels like a move beyond regular chatbots. Most chatbots are reactive. You ask something, get an answer, and then come back when you need something else. Muse is moving toward something different. It can keep track of tasks, follow up on things you’ve asked it to do, proactively check for updates and take actions on your behalf. That’s the part I find exciting. I don’t want an AI assistant that just gives me another list of things to do. I want one that actually helps get those things done. Of course, reliability and privacy will matter a lot when AI starts acting on our behalf. But this is the direction I’ve been waiting for. AI becoming less of a chatbot and more of a personal assistant that actually follows through.read more
Hey Everyone! My name is Austin and I am working at @blossom on the product team! Our team is constantly looking for ways to improve the platform and build features you care about. I am hosting a series of 45-minute user interviews every thursday to learn more about how you use blossom today. Anyone is welcome whether you are a new or longtime user of the platform! Interested in chatting? Click the link to find a time that works for you. https://calendly.com/austin-blossomsocial/45min
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position. Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. FCF: Free Cash Flow Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣read more
My wife and I rent right now, and I'm very happy with that decision currently. We get flexibility, we don't have to worry about replacing a roof or furnace, and we can move when life changes without selling a house first. Owning can be awesome when you want to stay put and make a place your own. I definitely want that eventually. But I don't see renting as throwing money away while we wait. We're paying for a place to live and for the flexibility that fits our life right now. For us, renting works financially because we pair that flexibility with discipline. If every dollar not going to a down payment or repair bill just gets spent somewhere else, you lose one of renting's advantages. We still need to save and invest on purpose. Has renting or owning given you more freedom at this stage of your life?
So the CPI index which is the most widely followed measure of consumer inflation is divided into Core (80%) and Non-core (20%) components both combined are referred to as “Headline” CPI. The Core CPI doesn’t include Food and Energy costs mostly because their prices are the most volatile and usually fluctuations are short-term. So far the impact of the war has mainly been concentrated in the headline CPI, while the core has been flat or actually improving for the most part. In the last print Core inflation was 2.4% while headline (including food & energy) was 3.4%, as you probably know and what drove that headline up was the 16.3% increase in energy costs due to the war. Now this changes drastically when we see extended periods of elevated diesel prices which usually has little direct impact on consumer purchasing, but a world of indirect impact on cost of food, goods and products. If Diesel prices stay elevated for Q4 that has a major impact on all forms of retail supply chains and the 3 T’s of the economy Trucks, trains and tractors…. Which leads to accelerated inflation on other lines of the CPI basket on top of energy. (Not as much of an issue when normal gasoline prices are up) So, why is diesel rising much faster all of a sudden even though oil prices are going down?! Because we now have a new emerging energy crisis on our hands creating a perfect storm… A global shortage of refined diesel due to four major drivers disrupting global refining capabilities worldwide: 1. Refinery outages due to conflicts in the Middle East and Russia putting refineries out of service. 2. China is prioritizing domestic demand and putting limitations on exports of diesel. 3. That limited supply and refining capacity from Middle East, Russia and China has left the rest of the world all bidding for US diesel and now US exports are draining domestic supply and that’s why Trump has been considering a diesel export ban. 4. Refiners are already maxed out with utilization rates hitting 98% in late August, the highest since 2018 so there is no spare capacity to close the gap. The crisis is so severe that crack spread which is the price difference between a barrel of crude oil and the petroleum products like gas and diesel refined from it moved +180% from $25 to $70 in one year. (Diesel actually has a much higher crack spread than the average… it’s more than $100+ for Diesel) Refineries are so stretched at the moment with demand so high that they are buying crude oil for $92/barrel and selling the produced diesel for roughly $202/barrel based on today’s prices and that’s exactly why diesel prices are going up while crude is going lower…. The fewer remaining operational refineries can’t meet demand nearly fast enough. The strait of hormuz is no longer the main choke point, the energy problem has evolved and is going to stick for quite some time in my opinion. Want to see how good of a year US refineries are having just check YTD performance of their stocks to see for yourself… $VLO$MPC Knowing this crisis is going to continue to evolve and forecasting the impacts on markets. De-leverage, de-risk and hedge is my ongoing strategy until further notice. (And maybe add some $CRAK 😅) Sorry for the doom and gloom post, but I think it’s important information to understand as we all navigate the volatility. DYOR! read more
I was listening to episode 426 of the Rational Reminder podcast and they started talking about something I really hadn’t thought much about before. We spend so much time figuring out what kind of investor we are. What’s my risk tolerance? How much risk should I take? How much do I need to save? But what about the other side of it — what kind of spender are you? At some point the money we’re saving and investing is actually supposed to be spent. They talked about three types of spenders: Tightwads → Unconflicted Consumers → Spendthrifts. There’s actually a test for this, so of course I had to take it. I scored 15 — Unconflicted Consumer. What am I actually saving all this money for? For me, I don’t think it’s material things anymore. When I was younger maybe it was. I’ve talked before about buying a motorcycle in my early 20s when I finally had a decent job and some money. At this point in my life, I think it’s experiences. My wife and I are celebrating our 15th wedding anniversary and we’re going away together for 10 days. We’re spending more on this trip than we normally would, and I’m completely okay with that. We’ve both worked hard, we’re busy raising our kids, and life seems to move faster every year. Ten days where we can get away together, slow things down and celebrate 15 years of marriage means something to me. That’s something I’m willing to spend money on. Someone else might look at what we’re spending and think that’s crazy. But maybe they’ve dreamed about owning a Mustang for 30 years and that’s what they want to spend their money on. I’d probably look at the Mustang and think… nope. But that’s the point. What do YOU want to spend your money on? I think we spend so much time learning how to save and invest that we don’t really think about what happens when it’s finally time to spend it. If you’re a natural saver or a “tightwad,” after 30 or 40 years of telling yourself NOT to spend money, can you suddenly flip that switch in retirement? Apparently I’m an Unconflicted Consumer, so maybe I’ve got a fighting chance. If you want to try the University of Michigan test, here it is: https://umich.qualtrics.com/jfe/form/SV_55xxAQrYK0WRlY2 Take it and post your score. I’m curious where everyone falls. read more
My best AI investment wasn’t an AI stock. It was an energy company. I bought $BE at an average price of $21.78. Today, I’m up over 1,200%, turning an initial ~$3,000 investment into over $40,000 🤯 But the funny thing is, I didn’t originally buy Bloom because of AI. I invested because I found Bloom Energy’s approach to power really interesting. Then the AI boom took off, and something became increasingly obvious: AI has a massive energy problem. Everyone talks about $NVDA and GPUs. But those GPUs have to sit inside data centres consuming enormous amounts of electricity. And getting enough power to those data centres is becoming a bottleneck. That’s where Bloom became really interesting. Bloom’s fuel cells can generate electricity onsite, giving data centres another way to secure power without relying entirely on waiting for additional grid capacity. As AI infrastructure spending exploded, Bloom increasingly became part of that buildout. And watching the thesis evolve taught me one of my favourite investing lessons: Don’t just ask who wins a trend. Ask what every winner needs. AI needs chips. Chips need data centres. Data centres need power. Sometimes the most interesting opportunity isn’t the company everyone is talking about. It’s the company one layer underneath it. Obviously, being up 1,200% doesn’t mean $BE will keep going up. Having a position appreciate this much creates a whole new set of decisions around valuation, concentration, and when to trim. But regardless of where $BE goes from here, this investment changed one of the biggest questions I ask when looking at a trend: What does every winner need?read more
A new milestone on @blossom for me. Thank you 7000 times for 7000 followers!! 🚀 I really appreciate everyone who follows along and reads my posts or distribution/dividend announcements since 3 years now If only 1 out of every 7 of you decided to follow me on my new YouTube channel, I’d honestly be so happy. 😊 It took me a while to finally decide to start this channel. My wife really doesn’t want me showing my real face on the internet, and I completely respect that because we both want to protect our privacy. So I decided to create an avatar that looks a lot like me without being exactly me… although he definitely dresses like me! 😂 That also means I have to create my characters, write my scripts, generate voices and video sequences with AI, and then edit everything together. It takes a LOT more time — and can sometimes be VERY frustrating 🤣 — compared with simply sitting in front of a laptop, turning on a camera and talking. But along the way, I discovered something I really enjoy. It allows me to develop my creative, cinematic and humorous side, while talking about investing and trying to share useful information without making finance boring. Hopefully, one day the channel can generate a few dollars — even if it’s just enough to cover the cost of the AI tools I currently pay for out of my own pocket to create these videos. I may be retired, but somehow I’ve managed to give myself a new unpaid job! 😂 It takes a lot of time and some money… but while I’m making videos, at least I’m not cleaning the house. Watch Episode 14 about Procter & Gamble and you’ll understand. 🤣 More seriously, I’d genuinely love to hear your feedback and comments about the channel. My goal is to keep entertaining you while sharing information about investing, new investment products, distributions and dividends. And if you enjoy what I’m creating, subscribing to the channel would probably be the nicest little way you could support what I’m building. ❤️ https://youtube.com/@andypiimedia https://youtu.be/TokPcifO3vo I was happy when I reached 5K, now 7000 wow! Thank you to read me almost each day. read more
