Blossom — Social Investing Community

T Cobber @tcobby

Personal Finance · 1m

Stocks now

Best stock today lmk?

0 views

Jordan Collier

@coveredcalletfinvesting

Passive Income · 🔥 Hot

Obliterate The 9-5 With This One High Dividend ETF

If you could only have one high income ETF in your portfolio what would it be? For me I reveal exactly what that ETF is and give some context to the reasons why I’d only go with that. This ETF has been my longest serving holding.

https://youtu.be/QFvlEWdMMAI?si=YAVwrdXBxoC1QUqe

160 views

LM @retiredyoung

Personal Finance · ⭐ Featured

Preparing for the inevitable.

I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will.
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.

I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.

I’ve personally been the executor of 2 estates now.

This is my advice:

1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will), power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation

If you’re married, I’d have one box per person.

When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.

I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.

At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.

If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.

Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.

Good luck

Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more

297K views

Dan Kent

@stocktrades

Market News · 8m

The Top Gold Stocks Ranked

Hey everyone. Big demand for this video, probably because gold and thus these gold stocks are taking a bit of a beating right now.

I ranked 4 gold producers and two streamers, S tier to E tier. Let me know your thoughts down below. I've also included a link in the comments for the combined written version of all these tier lists.

https://www.youtube.com/watch?v=QgGcbFPSWi0

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The Market Matrix

@themarketmatrix

Market News · 1d

Soooo…

Who to blame!?

$LITE? $MRVL? Midterm election tomorrow?

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Nate

@hoodnate

Analysis · 10m

I ADDED MORE $AMD. EARNINGS TONIGHT.

SO, I added more $AMD before tonight's report. It got crushed almost 11% Friday and I think the fear is overdone. Long-term buy & hold for me. Anyone else buying before the close?

+4.39%

0.3% held

56 views

Nate

@hoodnate

ETFs · 🔥 Hot

$VGT: NO APOLOGY FOR TECH

Everyone keeps telling me to diversify away from tech. I am done apologizing for not listening.

I hold $VGT , and the last 10 years made the case for me: about 23.8% a year vs about 15.5% for $VOO. That gap turned $10K into about $84.6K instead of about $42.2K. That is not a small difference.

It costs a little more to hold, 0.09% vs 0.03% for $VOO, and I still take that trade. Yeah, tech drops harder when it drops. 2022 proved that. I can live with that ride for the long-term upside, and I am not pretending the ride is smooth.

Are you team all-in on tech, or team diversify no matter what? Where do you stand?

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Graham Stephan

@grahamstephan

Market News · 🔥 Hot

Stock Market Returns

Fun fact: The S&P 500 has gone up in the 12 months after every midterm election since 1946. Can it happen again?!

39K views

The Market Matrix

@themarketmatrix

Community · 3d

Hope everyone had a good Halloween morning with the fam!

If you didn’t for whatever reason, that’s why I’m here! Consider myself as your family, everyone is family here.

Here’s my Halloween costume this year.. nothing scarier than this 😳

Sorry Intel-ers!

(NJP)

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Joe Money @thejoemoneyshow

Trading · 15m

Bought more $XEQT got to bring this average down my average is now $44.94 😩

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Alex G

@thatstonerdjz69y

Trading · 33m

Pay day 💰

After a long week of Halloween and recovering yesterday, I stayed away from social media completely and I was just looking for a good set up to take a trade on $XAU .

Woke up today in the morning for my 15 hour shift and my TP hit throughout the night, also I got paid today so that means tomorrow I’m dropping $1000 to $HHIS and im gonna get $200 into $TTWO so I can have one more share before GTA 6 comes out this month.

Have a great week everybody and happy investing! 🫶

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Perry's PIIverse

@piiverse

Passive Income · 🔥 Hot

I Had Cash! Why Did I Borrow??

This week we bought a new car (yes the one in the video title). But how I financed it and further optimized my PIIverse retirement portfolio is the big story !

https://youtu.be/46c9rUZJgSA

478 views

Twenty-five And Invested

@25andinvested

Community · 8d

SOME FISH

So ive been looking at cheap hobbies. For starters ive been going to the gym! best cheap hobby. Planet Fitness is 30$ for both my wife and I. You can bring a guess..... me, im the guess. so basically cut 30 in half. 15 a person, cheeeeeap.

I also picked up some fish. My friends didnt want them any more so I inherited a tank. got some Tetra, a few Guppies and a Barb also a Clown Plecko but I think my boy is dead (he isnt he just never moves)......

Not as cheap as I thought. I got a few filters. A 3 step water chemical program and a little flake food. All together $100 for at least a few months.

Having a few cheap hobbies is more fun for me then having 1 big one. One of these days I wanna have a big tank mabye breed some fish but untill then gotta prove to myself I wont kill everything I touch.....

134 views

Andy

@violetandy

Beginner Investors · 35m

Midterms and the Market

As a Canadian it’s both fascinating and confusing watching elections south of the border. As someone who has always manually marked an “x” on a piece of paper, rarely had to line up, or even formally register, it seems like a completely different world!

My spouse has suggested that post-election there maybe inquiries into AI and tech, others have suggested there will be an administrative gridlock. Interested in what folks expect for markets from the 3rd forward - vote or let me know what you think in the comments.

Post mid-term markets- what do you expect?

Business as usual

More certainty = less volatility

More volatility due to admin change

AI based hearings-run from sector!

Holding pattern until January

They’re finally over,everyone chill

2 votes · 5d left

26 views

Philippe

@flipflopfinance

ETFs · 🔥 Hot

Flip Flop Finance x Retail Rundown Podcast

Hey guys!!!

I had an amazing time chatting with @humbledtrader & @bdinvesting on the retail rundown podcast.

If you wanna hear us yap for an hour about the ups and downs of work, health, investing
& life tune in!

https://youtu.be/tNoNucq9Lsc

21K views

Moe

@moementumfinance

Beginner Investors · ⭐ Featured

Money, Investing & Self Development Books 📚

Here are my top 9 most favorite books on the topics of money, investing, and the psychology related to it. 🙂 I have also shared my short takeaways from each of these books:

✅ Reboot Your Portfolio (Dan Bortolotti): By simply "owning the market" through globally diversified index funds, you will almost certainly enjoy better performance than the vast majority of investors who buy actively managed funds or try to pick their own stocks. Over the long term, index funds offer the highest probability of achieving your investment goals.

✅ Atomic Habits (James Clear): If you can get 1% better each day for one year, you’ll end up thirty-seven times better by the time you’re done. Focus on making tiny adjustments to your behavior, as small changes lead to lasting improvements.

✅ Die with Zero (Bill Perkins): Maximize meaningful and memorable experiences in your lifetime when you are healthy and have the capacity to do so. Invest in experiences that yield long-lasting memories and pay you regular "memory dividends".

✅ The Simple Path to Wealth (JL Collins): Build a financial cushion (F-You Money) to give you a choice, and invest through low cost, broad-market, diversified index funds.

✅ Rich Dad, Poor Dad (Robert Kiyosaki): Use your money to acquire assets instead of liabilities.

✅ Choose FI (Chris Mamula, Brad Barrett, Jonathan Mendonsa): Achieving Financial Independence requires a plan, much like building a house, but it is not a one-size-fits-all approach and you can tailor it based on your own journey.

✅ Quit Like A Millionaire (Kristy Shen, Bryce Leung, JL Collins): Spend your money on experiences that last a lifetime that on material stuff and consumer debt.

✅ The Psychology of Money (Morgan Housel): Managing your emotional impulses and learning how to behave in face of challenging money decisions, play a crucial role in your financial success.

✅ I will teach you to be rich (Ramit Sethi): Develop a "Conscious Spending Plan" that aligns with your values and financial goals.

📚 Learn More: https://youtu.be/KIXOYvKgtnw

➡️ What are your favorite money/investing/self-development book recommendations?read more

187K views

Paul Santori

@paulsantori

🔥 Hot

Scam Alert!! ⚠️

Someone is sending emails posing as me.

Please be careful.

620 views

Twenty-five And Invested

@25andinvested

Beginner Investors · 8h

Unreasonably big emergency funds

Ill break down my plan for the emergency fund.

My wife and I spend $4000 a month. 4x6= 24.
We need $24,000 to cover 6 months of expenses.
Im going to school and my wife wants that covered beyond the usual emergency fund.

School is 2 months so anther $8000 now we are up to 32,000. But, we need a new car soon (next year).... add another $10000 to that.

Next year and the last of this year my wife and I will just be saving for savings sake.

THATS BORING!!!! But its the way its gotta be. I think I would be ok with less emergency, "I" am not "we". My wife and I have to do what is best for eachother too. Its not just my sleep. its my wifes too.

If she doesn't sleep well, I won't either.read more

1,136 views

Keval Shah

@keval718

Analysis · 53m

Wall Street changed its mind on four names today. Upgrades and fresh coverage are one of the fastest sentiment shifts you can track, and they landed across cloud, clean power, audio and robotaxis.

Here are 4 worth researching. 👇

📌 The Watchlist

1. Cloudflare | $NET: Runs a global cloud network that speeds up and protects websites and apps. JPMorgan upgraded it to Overweight from Neutral today, keeping a $350 price target, after a 26% drop in 30 days made the valuation more attractive.

2. Bloom Energy | $BE: Makes solid oxide fuel cells that generate power on site. Barclays upgraded it to Overweight from Equal Weight with a $289 target today, and Bloom announced a plan with California Resources to evaluate at least 1 GW of fuel cell power paired with carbon capture in California.

3. SiriusXM | $SIRI: Runs satellite radio plus streaming audio and podcasts. Goldman Sachs upgraded it to Buy from Neutral with a $37 target, citing its spectrum holdings and a growing YouTube advertising partnership.

4. Pony AI | $PONY: Builds robotaxi services in China and beyond. Morgan Stanley started coverage at Overweight today, pointing to robotaxi expansion as the growth driver.

📌 The Part Worth Saving

An analyst upgrade is a reason to research a stock. It is not a reason to buy blindly.

Look for:
- Whether the upgrade follows a real business change, not just a price drop
- Whether the target price still leaves room after today's move
- Whether revenue and cash flow support the thesis
- Whether the call is an outlier or part of a wider shift in coverage

The best question: Which of these four upgrades is backed by the strongest business change, and which is just a valuation call after a fall?

Education only, not financial advice.read more

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Rodrigo Teixeira

@rodrigoteixeira

Personal Finance · 1h

The Market’s Biggest Opportunity Might Be Boring

Everyone wants to find the next Nvidia.

But some of the most interesting investment opportunities might be hiding in businesses nobody talks about.

Power grids. Electricity infrastructure. Cooling systems. Industrial equipment.

AI isn’t just a software story. It requires enormous physical infrastructure to function.

And here’s the interesting part:

The companies building that infrastructure don’t necessarily need to create the best AI model to benefit from AI adoption.

Of course, expectations, valuation and competition still matter. A great industry doesn’t automatically make every stock a great investment.

Sometimes, the smartest way to invest in a revolution is to look beyond its most obvious winners.read more

8 views

Ashton Invests

@ashton_1nvests

Market News · 1h

AMD earnings

$AMD up over 4% heading into earnings…

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14 views

Chantelle

@by.chantelle

Girls Who Invest · 🔥 Hot

Sold

NOW @ $115.00

for a +13.86% gain

↓ position by 100%

3.06→0.00%

of total portfolio

Manually added

100% exit today

My thesis: back the companies turning AI spending into real revenue.

ServiceNow's AI sales are growing. But its outlook disappointed, and I think AI could hurt the core software business as much as it helps it.

When I'm less sure of the story, I'd rather free up the money than hope.

My own reasoning, not a recommendation. Capital at risk.

11K views

Luis

@luiyo

Beginner Investors · 4d

My three titans holding my portfolio above water today! 😎

$WMT $KO $SCHD

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Suryaprakash Selvaraj

@surya

Technology · 1h

Saw a new feature plan being shared on Threads where $NFLX Netflix’s AI Discover tab suggests movies and shows based on themes.

Instead of searching for a specific title, you could look for something like a lighthearted comedy, a mystery with unexpected twists, or a relaxing movie for the weekend.

I like this idea because sometimes I know what kind of movie I want to watch, but not which one.

If the recommendations are good, it could save a lot of time scrolling through Netflix trying to decide what to watch.

https://www.threads.com/share/_yID_Lew2

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Blossom

@blossom

Market News · 23h

🐝 Daily Buzz: November 2, 2026

📊 Tech melted down again to open November. The Nasdaq fell 1.07% to 25,164.32 and the S&P 500 shed 0.51%, both giving up solid morning gains. The Dow rose 0.41% on old economy names and Canada’s S&P/TSX Composite added 0.51%.

🔗 Marvell Technology ($MRVL) dropped 12.72% to $171.41 after agreeing to buy Lumentum ($LITE) for $115 billion. Lumentum fell 18% despite the deal, which gives its holders 4.5 Marvell shares each and about 33% of the combined company.

🗄️ Oracle ($ORCL) slid 8% after filing to sell $10 billion in common stock and $10 billion in senior notes to fund its AI buildout. Stephens upgraded the stock to overweight the same day with a $213 target.

🐕 IDEXX Laboratories ($IDXX) climbed 20% after beating on both lines, with revenue of $1.21 billion up 10% year over year on Companion Animal Group growth. The vet diagnostics company raised its 2026 revenue and earnings forecasts.

🍁 Canadian energy names sank with crude. Suncor ($SU) fell 5.05% and Canadian Natural ($CNQ) dropped 4.21%, though a gold rebound lifted materials enough to keep the index green. Canadian manufacturing contracted for the first time in 2026 as tariffs hit demand.

🛢️ Brent tumbled 7.63% to close at $104.77 and WTI fell 7.36% to $96.46 on hopes of renewed U.S.-Iran talks. Marco Rubio said Trump hasn’t decided on an attack and Washington would prefer a peaceful resolution, while Iran’s foreign minister said a deal is possible with goodwill.

👨🏻‍💻 Researched and written daily by @timemino read more

Oil just dropped 7% on U.S.-Iran peace talk hopes. Does Brent stay under $100 by year-end?

Yes, the conflict winds down

No, it spikes back up

151 votes · 5d left

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Ashton Invests

@ashton_1nvests

Market News · 1d

Brookfield

I’ve been buying a lot of $BN shares over the past couple of months, and today has been a great day so far!

Up over 6% on the day…

Still one of my favorite long-term compounders, and I plan on holding this one for years to come.

+5.92%

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456 views

Trevor Heslop

@trevorheslopinvests

Analysis · ⭐ Featured

Question For Individual Stock Pickers🧐

What’s the most important thing you look for when researching a stock and finding a winner?

What are the things that a stock must have in order for you to own it?

Let me know below, i’m super curious!

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Mr Financial

@mr.financial

ETFs · 2d

Is HYLD a Concentrated Growth Portfolio?

$HYLD holds 9 underlying ETFs ($SDAY $QDAY are the most recent additions) with 150 stocks in total. So why does it have the concentration of just 38?

That’s what caught my attention when I dug into ALL its holdings.

When I calculated HYLD’s effective number of stocks, I got just 38. In other words, despite holding 150 individual stocks, the weighting makes it behave more like a portfolio of 38 equally weighted stocks.

And the concentration gets less income like and more growth like....

The top 10 stocks make up 40.7% of HYLD. The top 20? 65.6%...

And the bottom 50 stocks? JUST 4% of the portfolio.

So yes, HYLD owns a lot of stocks. But the number of holdings doesn't tell you much without looking at how they're weighted in the portfolio.

Then theres the sector exposure......
Technology accounts for roughly 39% of the portfolio, with names like NVIDIA, AMD, Broadcom, Micron and Palantir among its major holdings.

There's nothing inherently wrong with owning these companies. However, it does raise an interesting question about how diversified HYLD really is.

Is it a diversified high income ETF...... or is it essentially a concentrated U.S. growth portfolio with leverage and a covered-call strategy layered on top?

I dug into all of this in my latest HYLD ETF deep dive, along with its 12.5% yield, distributions, performance, fees, leverage and risk and answered some of the questions you asked.

And I also built a custom benchmark to see how HYLD stacks up against a portfolio with similar characteristics AND leverage.
https://youtu.be/dgUcuQmB48k

If you were buying HYLD primarily for its monthly income, would this level of concentration change how much you'd be comfortable holding in your portfolio?read more

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Adriano Starinieri

@adrian_pii

Passive Income · 9d

PII Podcast #4: Overcoming Market Crash Fear

https://youtu.be/ctJWVFscTRQ

246 views

Moe

@moementumfinance

Community · 3d

TRICK OR TREAT?! 🎃💰

It's Halloween, and while everyone else is worried about ghosts, goblins, and things that go bump in the night, @karyungtom and I are more concerned about something REALLY scary... 👀

💀 BAD FINANCIAL DECISIONS! 💀

We're getting ready for Episode 27 of Financial KarMoe, and we're opening the floor to YOU!

Got a burning question about investing, ETFs, $xeqt / $CAGE, retirement planning, taxes, the Smith Manoeuvre, leveraged investing, personal finance, or anything money-related?

Maybe there's a financial myth haunting you, an investing strategy that sounds too good to be true, or a money question you've been too afraid to ask. Now's your chance!

🧛‍♂️ Drop your questions in the comments below, and Kar and I will pick some/all to tackle in our next episode.

No question is too scary, no topic is off-limits, and no financial skeletons need to stay in the closet! 😂

🎃 Your mission: Give us your best financial TRICK or TREAT!

Let's make Episode 27 a BOO-ming success! 👻😛read more

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Christopher J

@cjs033

Market News · 4d

Not my favourite colour. 😳

$VTI $VGT $XEQT

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Blossom

@blossom

Market News · 4d

🐝 Daily Buzz: October 30, 2026

📊 Investors dumped tech into month-end. The Nasdaq tumbled 2.86% to 25,437.00 for its worst day since June, the S&P 500 slid 1.82%, the Dow lost 1.09% and Canada’s S&P/TSX Composite fell 1.74%, also its worst since June.

💻 Intel ($INTC ) tanked almost 29% on a weak current quarter outlook pointing to a PC slowdown. Revenue in its client computing and physical AI group fell 5% year over year to $8.1 billion.

👽 Reddit ($RDDT) cratered about 30% for its worst day since going public, even after beating with $1.40 per share on $895 million in revenue. CEO Steve Huffman said search referral traffic dropped by more than a million visits a week in October as Google expands AI Overviews, and fourth quarter guidance of $1.00 to $1.03 billion came in light.

💾 Sandisk ($SNDK) dropped 13% even after beating on fiscal first quarter results. The data storage company also announced an eight-for-one forward stock split.

💉 Regeneron ($REGN) jumped 11% on a big beat, earning $20.07 per share on $5.12 billion in revenue against the $16.42 and $4.56 billion FactSet consensus. It also lifted full year gross margin guidance to about 86%.

☢️ Cameco ($CCO) was the TSX’s biggest loser, sliding 9.6% to $105.40 after missing third quarter revenue estimates. Gold stocks fell 5.3% as a group and materials dropped 4.8%, with Canadian GDP flat in August and advance data pointing to a 0.1% decline in September.

🥇 Gold futures hit $3,946, their lowest since November 2025, and silver fell to $49.66, a low going back to that same month. Energy went the other way, with Chevron ($CVX) and ExxonMobil both closing at records on soaring third quarter profits.

👨🏻‍💻 Researched and written daily by @timemino read more

Is the AI bubble bursting?

Yes

614 votes · 1d left

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Russ Knopf

@rustyram78

Community · 🔥 Hot

What’s that sound?

The “AI bubble” popping?

👉Fun fact: nobody knows, so check back in a decade and you’ll know for sure!

6,500 views

Kar Yung Tom

@karyungtom

Life Update

Outside of doing the podcast with Moe, I've just been chilling.

The house I bought for $680k in March 2024 is a townhouse. The unit on the other side just sold for $890k. As it turns out, I was NOT late to the party.

I'm looking forward to renewing my mortgage in March, hopefully bringing that monthly payment down. ;)

I've been nerding out with GPT and Claude on a variety of interests. They can do a lot more than just produce slop these days.

As for upcoming big expenses, I'm planning another cruise. Not sure where yet, but different members of my family have expressed interest in something centered around South America or South Africa. If you have suggestions, let's hear them!

1,092 views

Cole Delarosbil

@investingwithcole

Beginner Investors · ⭐ Featured

🚩 3 Red Flags to Watch for When Buying a Stock 🚩

Here are 🚩3 big flags🚩that signal a company might not be a good investment, and I'll walk you through how to check for each one.

(Free Stock Checklist at the end)

---

1️⃣ Declining Revenue or Earnings📉

🛑 Why it’s a red flag:A company with falling revenue or earnings may be losing market share, dealing rising costs, or the overall industry is shrinking.

✅ How to Check for This:

A) Look at the Income Statement📊
- Find the company’s total revenue and net income in its latest financial report. Top-line & bottom-line, respectively.
- Compare revenue and net income across multiple quarters/years. 3 years or 12 quarters is more than enough to indicate a trend
- If both are consistently declining, it’s a warning sign.

B) Check Earnings Reports🗂️
- Look at the company’s quarterly earnings reports to see if they’ve missed expectations multiple times.

C) Compare to Competitors🔍
- Is the entire industry struggling, or just this company?

📚Website for financial reports:

https://www.marketwatch.com/

---

2️⃣ High Debt Levels

🛑 Why it’s a red flag:Companies with a capital structure heavily debt-reliant are more vulnerable in economic downturns and might struggle to repay obligations.

✅ How to Check for This:

A) Find the Debt-to-Equity Ratio (D/E)📊
- Go to the company’s Balance Sheetin its latest report.
- Find Total Debt and Total Equityand calculate: Debt-to-Equity Ratio = Total Debt ÷ Total Equity**
- A D/E ratio above 2.0 (varies by industry) is usually risky.

B) Check Interest Coverage Ratio🔍
- Look at the Income Statement for EBIT (Earnings Before Interest & Taxes).
- Find Interest Expense and calculate:Interest Coverage Ratio = EBIT ÷ Interest Expense
- If this ratio is below 1.5, the company may struggle to pay interest.

📚 Resources:

https://www.investopedia.com/terms/d/debtratio.asp#:~:text=Key%20Takeaways&text=A%20company's%20debt%20ratio%20can,has%20more%20assets%20than%20debt

---

3️⃣ Poor Cash Flow

🛑 Why it’s a red flag:A company can be profitable on paper but still run out of cash to fund operations.

✅ How to Check for This:

A) Find the Cash Flow Statement📜
- Look at Operating Cash FlowOCF).
- If OCF is negative for multiple quarters, the company may be in trouble.

B) Check Free Cash Flow (FCF)💰
- Free Cash Flow = Operating Cash Flow - Capital Expenditures
- A company with negative FCF can’t reinvest in growth without taking on debt.

📚 Read more about Cash flow:

https://www.investopedia.com/articles/stocks/07/easycashflow.asp
___________________________________________

Thanks for reading, I am open to engage in friendly conversations so I encourage you to leave a comment!💬

Access my free stock checklist at the link below⬇️

https://investingwithcole.gumroad.com/l/stockchecklist

read more

111K views

Maxwell

@maxstocks

Community · 5d

⚠️ Scammer Warning! Plus new features coming soon

Quick flag that if you receive a dm or see a comment from 'Blossom support' it is a SCAM! Please report it and our customer support team will delete it and we're working on a fix to block these proactively which will be live tomorrow

Re. @trevorheslopinvests's post "weird dms sharing posts" - this is actually not a scam, but was the result of when you long press the share button it sends a post (a bug on our end). The fix for this is now live when you update Blossom on the app store (thanks everyone for flagging this)!

😎 In addition to these fixes, lots of other cool updates on the way that I can't wait to share with you all! As a sneak peak here's the mock-up for a community leaderboard we're working on to help showcase the top Blossom creators each week - https://blossom-mvps.netlify.app/

5,134 views

Brandon Beavis

@brandon

Community · 5d

Things are about to get a little hairy at Blossom!

This November, we’re putting our money (and moustaches) where our mouths are.

Team Blossom is officially joining the Movember movement, and inviting the entire community along for the ride!

Our goal? Raise $10,000 for men’s health, supporting mental health and suicide prevention, prostate cancer, and testicular cancer. But we’re not stopping at donations!

To make things a little more spicy, we’ve set up some fun fundraising challenges. From @maxstocks learning a KATSEYE dance, to mystery punishments, questionable moustaches, and a whole lot of chaos, every milestone unlocks something new.

The best part? EVERYONE can participate (women too!).

🥸 GROW A MO: Put down the razor and grow that glorious moustache.
🏃‍♀️ MOVE FOR A MO: Can’t grow a moustache? No problem! Walk, run, or get moving for men’s health. Track your activity through Movember and sync your progress to your Mo Space.
DONATE FOR A MO: Donate to a good cause and help us reach our $10,000 goal and unlock the next challenge!

📸 Post your progress photos throughout November and tag @meetblossomsocial on Instagram so we can share it along on our socials, bonus points if you're wearing Blossom merch!

JOIN THE BLOSSOM MOVEMBER TEAM OR DONATE:
https://movember.com/t/blossom-social-team?mc=1

Because investing in your future means investing in your health, too.

Let’s grow something good. Together!read more

3,600 views

Mr Financial

@mr.financial

ETFs · 5d

It's HYLD Question Time 🤓

Hamilton's $HYLD is a beast of a fund, just like $HDIV . After getting the communities questions to help form the structure of HDIV's deep dive, I thought ... I HAVE to do it with $HYLD too.

Since HYLD is a fund of funds and rather complex... here is what I am going to share (that way you don't ask what will be answered):
- Performance attribution of sorts
- Benchmarking w/ and w/o levereage
- volatility and drawdowns
- Fund history of changes
- Distributions
- ETF structure and total underlying holdings
- Concentrations
- Fund risks
- Total costs and long term affect on performance

What would you like to know about this fund? Is there something that's not obvious about the fund that you feel needs discussed?

As always, EVERYONE is more than welcome to pipe in with their personal questions. The more diverse group of investors with questions, the better and broader the deep dive will be😁 I'll be filming tomorrow after work, so if I miss your questions after then, my apologies.

As always, HAPPY investing everyone and let the questions FLY!!!!read more

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3,932 views

BD Investing

@bdinvesting

Beginner Investors · 9d

Is it time to sell tech stocks?

2026 has been an exhausting year for growth investors.

Look at the $QQQ drawdowns this year:

March: -13.29%
June: -8.28%
July/August: -11.72%
October: -8.13% so far

Notice a pattern?

Almost every selloff has been driven by the same concerns. Expensive valuations, massive AI CAPEX spending, iran war ,inflation, interest rates and financing costs.

Different headlines, same fears.

What's frustrating is that many companies continue to report strong earnings and growth, yet their stocks keep getting punished.

The fundamentals can improve while valuations compress. That's been the story of 2026.

As investors remember this is the long game. Theres always a smart reason to sell, but stocks tend to go higher even with bad news.

Buy the dip & HOLDread more

4,238 views

Zain @zains

Beginner Investors · ⭐ Featured

Beginner’s Guide to Stock Market Terms

One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences.

To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms.

Common Terms:

Dividend: A share of a company’s profits paid to shareholders, usually quarterly.

Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend.

ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock.

Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside).

Earnings Report: A company’s quarterly financial performance summary.

EPS (Earnings Per Share): A company’s profit divided by its number of shares.

Market Cap: A company’s total value (share price × number of shares).

ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions.

Book Value: The value of a company according to its financial statements (assets minus liabilities).

Yield: Annual dividend as a percentage of the stock/ETF price.

Liquidity: How easily an asset can be bought or sold without impacting its price.

Volatility: The degree of price fluctuations in a stock or market.

Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX).

Bull Market: A period of rising stock prices and optimism.

Bear Market: A period of declining stock prices and pessimism.

False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back.

P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation.

Blue Chip: Well-established, financially strong companies with a track record of stability.

Diversification: Spreading investments across assets to reduce risk.

Broker: A platform or firm that facilitates buying and selling investments.

Limit Order: An order to buy/sell a stock at a specific price or better.

Market Order: An order to buy/sell a stock immediately at the current market price.

Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept.

Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings.

Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price.

IPO: When a company first sells shares to the public.

Index Fund: A fund designed to mirror the performance of a market index.

Short Selling: Selling borrowed shares, hoping to buy them back cheaper.

Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses.

Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position.

Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level.

Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility.

Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math.

Long (Being Long): Buying a stock or asset because you expect the price to go up.

Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later.

TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees.

MER: The annual cost that a fund charges for management (includes any leverage costs if used).

Management Fee: A portion of the MER that goes directly to the fund managers for running the fund.

Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts).

Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions.

CAGR: The average yearly growth of an investment over time.

NAV: The price of one share of a fund (stock or etf)

NAV Depreciation: When the fund’s share price goes down over time.

Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets.

Bond: A loan you give to a company or government, and they pay you back with interest.

Asset: Anything valuable you own that can generate money.

Portfolio: Your collection of investments.

Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price.

Future: A contract to buy or sell something at a set price on a future date.

REIT: A company that owns real estate and pays investors income from rent.

Alpha: A measure of how much better (or worse) an investment did compared to the market.

Beta: A measure of how much an investment moves compared to the market.

Sharpe Ratio: A way to see if returns are worth the risk taken.

Hedging: Protecting your investments from risk.

Rebalancing: Adjusting your portfolio back to your target mix of assets.

FCF: Free Cash Flow

Understanding these terms makes investing far less intimidating.

If anyone feels other terms should be included, please share in the comments.

I’ll update this post so we can build a complete beginner-friendly resource together!

*Sorry tagged a few etfs for reach 🫣read more

7.0% held

8.0% held