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Blossom โ€” Social Investing Community: Real Portfolios, Trades & Market Insights

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Daniel Walker@danwalker
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Market News ยท 8m

$NBIS Keeps Testing My Conviction
$NBIS is really testing my conviction.

When it was trading below 150, I seriously considered going all-in on $NBIS and calling it a month.

Looking back, Iโ€™d probably be in a much better position today.

Donโ€™t get me wrong..my other holdings have done well too. But watching $NBIS keeps making me wonder what could have been.

The idea of going full portfolio on $NBIS and riding off into the sunset is becoming more tempting by the day.
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+14.24%

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Le Corb@lecorb
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Dividends ยท ๐Ÿ”ฅ Hot

Diversification, Strategy and Defense
The last month has been one of the most volatile in a very long time. The Nasdaq had one of the worst losses since the Dotcom days.

Iโ€™ve learned my lesson from the โ€œlost decadeโ€ and 4 major stock market crashes and 2 real estate crashes, a global financial crisis and global pandemic and 3 American lead wars and can say without question we are living through a major secular bull market and this is going to be a rough ride.

We hear that diversification is so important to wealth CREATION and PRESERVATION. Yes, concentration builds accelerated growth but youโ€™re also competing with the smartest, richest and most equipped hedge funds that move the market at their discretion. But understanding what and how diversification works to grow and PROTECT your wealth is even more critical to STAYING IN THE GAME, and being able to jump at the next opportunity.

Iโ€™ve been told by enough senior executives and CEOโ€™s that Iโ€™m one of the most STRATEGIC people they have worked with. I always found their impression odd, given that strategy should be the basis of every intention.

Strategy begins with answering all of the following questions:

- What is your end game?
- What is the playing field?
- What are the obstacles?
- What are your resources, tools, techniques, knowledge and information available?
- What is the opportunity?
- What are the risks?
- What are all the options?
- What are the factored % probabilities of success and failure?

Now go figure out a comprehensive plan that incorporates all of the above that has the highest probability of achieving the end game.

But have a complete PLAN. Move forward with your OFFENSIVE moves, but have a DEFENSIVE plan.

What if your plan doesnโ€™t work? And you might lose 10, 20, 30% or more of your entire portfolio?

Donโ€™t tell me, well Iโ€™m in it for the long term. It can literally take decades to make it back. It took 20 years for me to recover my losses on Celestica and Bombardier.

Today, our plan includes for capturing (1) growth of the global, US and Canadian economies and therefore stocks. Our plan includes for (2) currency fluctuations especially USD and CAD and the swings between them and growing a USD cash pile. Most Canadian investors donโ€™t realize how much of their recent wealth is actually a loss due to the erosion of the value of the Canadian dollar vs USD.

Our plan includes for (3) yield, both directly through individually selected dividend stocks, and indirectly from broad market ETFs. Yield of course is income and cash flow and as much as possible sustainable, reliable, and GROWING income and cash flow regardless of market volatility. My annual yield is now 2.5x my core expenses (not including discretionary โ€œlifestyleโ€ expenses). Almost approaching my target of 3 times safety. (Tip: you canโ€™t get there with covered call ETFs over the long term)

Our plan has (4) a cash management strategy and four sources of income streams, diversifying and not be reliant on any single one to cover core living expenses, and continually build a cash pile of โ€œdry powderโ€ including trimming growth stocks on the way up to buy quality for growth, dividends and diversification on the way down. Currently we are at 20% cash and growing.

A Plan, a Strategy, Diversified, and a Defensive one for the reversal of the market at any given time. Nothing wrong with being a โ€œprepperโ€ and being able to โ€œplayโ€ both sides of the market swings (no I donโ€™t mean shorting!). This โ€œprojectโ€ has been a work in progress since 1997 and โ€œfloatedโ€ since retiring in 2022, tested for success with financial planning and modeling software that suggests 100% success rate via Monte Carlo simulations and other tests to fund our life, but I donโ€™t take that as something for granted. I stay vigilant to changes in the global economy, politics and how the market reacts. Interesting enough, in the last 6 months we have made virtually no trades. Just sitting tight and watchingโ€ฆ

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Brad Brunton@bradbrunton
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Beginner Investors ยท โญ Featured

Summaries of some of my favorite investing Books ๐Ÿ’ฏ
For those who donโ€™t have the time
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Vikas
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@passiveincomagnet
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Passive Income ยท 10m

๐Ÿ’ฐHHIS Margin: 3 Strategies That Change Everything
What happens when you borrow $112,400 on margin
and let HHIS do the heavy lifting? ๐Ÿคฏย 
I tested 3 real strategies over 46 months,
and the income + equity difference is shocking. ๐Ÿ“Š
Watch the breakdown โ€” the math will surprise you. ๐Ÿ”ฅ
https://youtu.be/kjxz3H_mf-Q
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Johann Dizon
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@johanndizon
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Passive Income ยท 1d

When I need money in a down market! Iโ€™m still getting paid every week!! Every single cent gets reinvested back into assets! $BLOX $HOOW the investment flywheel in full speed ๐Ÿ’จ
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-3.12%

28.0% held

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4.3% held

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Trend Stalker@trendstalker1
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ETFs ยท 11m

Memory Stocks Have Entered a Major Reset Phase
The memory trade has experienced a dramatic shift in just a few weeks.

The Memory ETF $DRAM is now down nearly 40% from its June highs after delivering an explosive +182% rally since its April launch.

Top holdings including Samsung, SK Hynix, and Micron $MU have all been impacted as investors lock in gains and reassess the sector outlook.

Meanwhile, the leveraged Memory ETF $RAM has seen an even sharper pullback, falling around 68% from its June 24 peak after launching on the same day.

From extreme optimism to aggressive selling, the memory cycle is going through a major volatility phase.
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The Market Matrix
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Market News ยท ๐Ÿ”ฅ Hot

$NBIS +12%
$AAOI +12%
$HIMS +10%
$ONDS +10%
$ASTS +8%
$SOFI +7%
$RKLB +7%
$META +6%
$AMZN +5%
$ZETA +4%

July is August and August is July!?
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Jenny
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@penjen
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Milestones ยท 1d

MasterCard
I finally have my first 1000%... Except I sold 150 shares of $MA in April around the low 500s to buy $MU. Good trade or not?
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-0.74%

7.1% held

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2.4% held

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Lamar
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@aleitheia712
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Beginner Investors ยท 11m

Palantir Purchase
I bought a little $PLTR before earnings, I'm a little under 41 shares going into earnings. Fingers crossed, but whether it goes up or down. I'm still buying.

Let's see what these earnings have to bring!
PLTR logo

+2.02%

24.0% held

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German
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@germanstocks
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ETFs ยท 12m

Amazon to the ๐ŸŒ•๐Ÿš€
If youโ€™re an $AMZN holder, know that I felt your pain last year. Q2 Earnings lately have turned it around after that $200+ CapEx from earlier in the year that had completely killed the numbers for a while.

The only thing Iโ€™m hoping for is decreased volatility that the stock sometimes suffers from time to time ๐Ÿคž. Maybe after solid sales from Trainium Chips and a good outlook on forward P/E, things can turn for the better?

Regardless, my hopes are in Amazon. Even though theyโ€™re the largest online retailer in the world, AWS is their most profitable business.

Anyone else agree/disagree? Looking forward to discussion!
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Lisa
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@retired
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Personal Finance ยท ๐Ÿ”ฅ Hot

7000 of You! Iโ€™m still in awe ๐Ÿซถ๐Ÿ™๐Ÿป
This morning I realized that there are 7,000 of you following my financial journey. Iโ€™m so humbled, thank you. ๐Ÿ™๐Ÿป

I remember what financially crippled felt like, stomach dropping before I even opened my banking app. Doing math at the grocery store, putting things back. That 3am anxiety where every โ€œwhat ifโ€ feels like a countdown.

Today looks different. Not checking my portfolio for days because I donโ€™t need to. Booking a flight without the mental gymnastics. Standing in front of Trevi Fountain on a random Tuesday, mid-week, mid-year, simply because I can.

I got here the boring way. No windfall, no hot picks, no timing the market. Just the same unglamorous decisions, repeated for years, until one day the weight was gone.

Iโ€™m retired now, and my portfolio carries us further than my paycheque ever did. I donโ€™t say that to impress anyone, I say it because I remember not having anyone show me this was possible. If this account helps even one of you get a little closer to your own โ€œfree,โ€ Iโ€™ll consider it worth every post.

Truly, thank you for being here. For reading, for asking questions, for trusting me with a small piece of your journey. This community means more to me than a follower count ever could.

๐Ÿฅ‚ Hereโ€™s to learning and growing together.
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The Market Matrix
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Market News ยท 1d

Trump says he has CANCELLED๏ฟผ the US attack on Iran and that the โ€œperimeters of a dealโ€ have been agreed to.

includes the "complete" and "total opening" of the Strait of Hormuz.

Filet Mignon for dinner.. or should I say tacos!?

Weekend tech $QQQ nearly +1%
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Josh P@josh5410
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Community ยท 12m

Kamikaze Cash
Mikey got it right when he made fun of Yieldmax and the cult like following for Yieldmax or its Canadian subsidiary Harvest is spot on with his analysis. Itโ€™s too bad Mikey isnโ€™t on this app maybe he saw something I should have and thatโ€™s why he never joined it.

There are some very smart people on here and those who I have chatted with in comments itโ€™s been a pleasure. There are others that absolutely cult like in their following of Harvest and those who are feel free to block me or let me know I am happy to add my blocked list!!
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Maxwell
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Community ยท ๐Ÿ”ฅ Hot

๐Ÿคฏ BlossomCon 2026 Was Insane!!!
๐Ÿ”ฅ On Saturday over 2,000 Blossomers came out from all across Canada for an incredible day of learning and connection! I was shocked to see close to 1/3 of folks travelled from outside of Toronto to join us, huge thanks to everyone who made the trip!

โšก๏ธ The energy during the day was absolutely buzzing and it was so awesome to meet so many members of the Blossom community! Special shout out to Blossom's Creator of the Year @jacobb and Blossom's Rising Star @nettspend who won our community-nominated Blossom awards ๐Ÿ‘

๐ŸŒฑ Blossom has grown from an idea, to an app, to a movement and BlossomCon is the biggest testament to that. To see 2,000 folks from all different walks of life take time out of their weekend to connect, learn, and build financial literacy together is exactly what Blossom is all about and I am so fired up to keep building for this amazing community ๐Ÿ’•

๐Ÿ˜ Can't wait for BlossomCon Vancouver and New York!!! (https://www.blossomsocial.com/blossomcon2026)

๐Ÿ‘ Special shout out to the Harvest ETFs team for being our Headline sponsor for the 3rd year in a row and to all our amazing sponsors for making this event possible ๐Ÿ™
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Zain @zains
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Beginner Investors ยท โญ Featured

Beginnerโ€™s Guide to Stock Market Terms
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences.

To make things easier for anyone just starting their investing journey, hereโ€™s a simple glossary to help understand and simplify various terms.

Common Terms:

Dividend: A share of a companyโ€™s profits paid to shareholders, usually quarterly.

Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend.

ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock.

Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside).

Earnings Report: A companyโ€™s quarterly financial performance summary.

EPS (Earnings Per Share): A companyโ€™s profit divided by its number of shares.

Market Cap: A companyโ€™s total value (share price ร— number of shares).

ACB: The total amount youโ€™ve paid for an investment, including the purchase price plus any fees or commissions.

Book Value: The value of a company according to its financial statements (assets minus liabilities).

Yield: Annual dividend as a percentage of the stock/ETF price.

Liquidity: How easily an asset can be bought or sold without impacting its price.

Volatility: The degree of price fluctuations in a stock or market.

Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX).

Bull Market: A period of rising stock prices and optimism.

Bear Market: A period of declining stock prices and pessimism.

False Breakout: When a stockโ€™s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back.

P/E Ratio: Price-to-earnings ratio (stock price รท EPS), used to assess valuation.

Blue Chip: Well-established, financially strong companies with a track record of stability.

Diversification: Spreading investments across assets to reduce risk.

Broker: A platform or firm that facilitates buying and selling investments.

Limit Order: An order to buy/sell a stock at a specific price or better.

Market Order: An order to buy/sell a stock immediately at the current market price.

Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept.

Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings.

Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price.

IPO: When a company first sells shares to the public.

Index Fund: A fund designed to mirror the performance of a market index.

Short Selling: Selling borrowed shares, hoping to buy them back cheaper.

Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses.

Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position.

Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level.

Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility.

Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesnโ€™t change just the math.

Long (Being Long): Buying a stock or asset because you expect the price to go up.

Short (Being Short): Selling a stock you donโ€™t own because you expect the price to go down, so you can buy it back cheaper later.

TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees.

MER: The annual cost that a fund charges for management (includes any leverage costs if used).

Management Fee: A portion of the MER that goes directly to the fund managers for running the fund.

Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts).

Total Returns: The full picture of an investmentโ€™s performance, including both price gains and dividends/distributions.

CAGR: The average yearly growth of an investment over time.

NAV: The price of one share of a fund (stock or etf)

NAV Depreciation: When the fundโ€™s share price goes down over time.

Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets.

Bond: A loan you give to a company or government, and they pay you back with interest.

Asset: Anything valuable you own that can generate money.

Portfolio: Your collection of investments.

Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price.

Future: A contract to buy or sell something at a set price on a future date.

REIT: A company that owns real estate and pays investors income from rent.

Alpha: A measure of how much better (or worse) an investment did compared to the market.

Beta: A measure of how much an investment moves compared to the market.

Sharpe Ratio: A way to see if returns are worth the risk taken.

Hedging: Protecting your investments from risk.

Rebalancing: Adjusting your portfolio back to your target mix of assets.

FCF: Free Cash Flow

Understanding these terms makes investing far less intimidating.

If anyone feels other terms should be included, please share in the comments.

Iโ€™ll update this post so we can build a complete beginner-friendly resource together!


*Sorry tagged a few etfs for reach ๐Ÿซฃ
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7.9% held

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0.0% held

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A I S
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Passive Income ยท ๐Ÿ”ฅ Hot

Hey MSTR/MSTE Bears listen up, this is for you.
https://youtu.be/xA7aQpGELa4?si=RhoiRfnKDoq7K2Nz
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-1.78%

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MissG
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@let_it_ride
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Beginner Investors ยท 1d

Most People Think They Need to Grind Harder . . .
It took me 15 years to hit 100k.

Subsequently, it took me 4 years to hit 500k.

Iโ€™d love to know what first popped into your head when you read that.

For me, I would automatically think that this personโ€™s earnings power must have increased significantly.

That would be the obvious answer.

But it couldnโ€™t be further from the truth for me.

I actually didnโ€™t even earn an income for 2 out of those 4 years.

So, aside from compound interest (๐Ÿ™Œ๐Ÿผ), what made the difference?

Awareness. Comprehension. Determination.

But mostly TIME.

For those first 15 years I worked hard. I worked all the overtime. Sometimes working illegal amounts of hours. I made stupid amounts of money and when I finally got a day off (sometimes after 3 months straight), I spent it ALL.

Something changed when I took my first maternity leave in 2019. It was the first time in my adult life, that I had an opportunity to slow down. To get away from the grind. To be able to think about something (anything) other than progressing my career.

I used that opportunity to teach myself something new. Arguably the most important life skill Iโ€™d ever learn. Money management.

I invested in myself. I learned how to budget. I learned about the stock market. I started making educated and conscious decisions about money.

So, the biggest difference between those two periods of my life was, TIME. Not earnings power. But having the time to learn important life skills that I never previously had the time for when all I did was grind.

I know a lot of people will say they donโ€™t have time to learn about investing and honestly, I GET IT, because I was that person!

But my advice to those people now would be this:

Make time. Step away from the grind and take the time to understand your finances. Itโ€™s arguably the most important life skill you will ever learn. Step away from work now (even if it means using a week of vacation), so that you can step away from work later. Itโ€™s the best gift you will ever give yourself.

Most people think they need to grind harder, but maybe what they really need is to press pause for a second.

Other factors that contributed to my portfolio growth:
- Bull market
- High risk tolerance
- Growth stocks
- Market timing
- Employer match program
- Stock Based Compensation program
- Increased savings rate
- Reinvested dividends
- Luck ๐Ÿ€
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Nate Spratt
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@spratt23
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Technology ยท 16m

๐Ÿ“ก 5 Photonics Stocks I'm Watching
Lumentum (LITE)
Revenue: $1.6B/year | P/E: N/A
Lumentum makes lasers and optical parts used in AI data centers. As AI spending keeps growing, I think this company has a good chance to benefit.
Coherent (COHR)
Revenue: $5.7B/year | Forward P/E: ~30
Coherent is one of the biggest names in photonics. It sells products used in AI, telecom, and chip manufacturing, giving it several ways to grow.
Applied Optoelectronics (AAOI)
Revenue:$650-700M expected this year | P/E: N/A
AAOI makes the parts that connect AI servers together. It's a smaller company, so the stock can be more volatile, but I think it has some of the highest upside.
Corning (GLW)
Revenue:$14B/year | Forward P/E: ~21
Corning is best known for Gorilla Glass, but it also has a large optical communications business,Corning makes the fiber-optic cables used in AI data centers. It's a more established company, making it one of the safer ways to invest in this space.
AXT (AXTI)
Revenue: $110M/year | P/E: N/A
AXT manufactures indium phosphide and gallium arsenide wafers, which are key materials used to make lasers and optical chips, It's a small company, but if demand for photonics keeps growing, it could benefit over the long term.
These are all companies I'll be watching as AI infrastructure spending continues to grow and if money starts to flow to photonics through the second half as it seems to be starting.

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+15.67%

4.7% held

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0.0% held

AAOI logo

+17.30%

5.6% held

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+10.14%

1.2% held

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Money Compass@moneycompass
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Market News ยท 18m

$PLTR Earnings Watch: AI Growth Story Continues
$PLTR heads into todayโ€™s earnings report with expectations calling for revenue around $1.8B, representing approximately 92% year-over-year growth.

The market is watching closely to see whether Palantir can continue delivering exceptional AI-driven growth.

I believe the company has a strong chance to outperform expectations, especially as enterprise AI adoption continues accelerating.

A strong report could further reinforce $PLTRโ€™s position as one of the leading AI software companies
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+2.04%

0.0% held

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Sam Bah
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@therealunclesam
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Beginner Investors ยท 19m

๐Ÿ”ฆ IPO Spotlight #7
โš ๏ธ Educational purposes only. I'm not a financial advisor.

Braveheart Bio (Nasdaq: BRVE)

Healthcare innovation is returning to the IPO market.

Braveheart Bio is preparing to go public with a mission to develop treatments for hypertrophic cardiomyopathy (HCM), a disease that causes the heart muscle to thicken and makes it harder for the heart to pump blood efficiently.

๐Ÿ“Š IPO Snapshot

๐Ÿท๏ธ Ticker: BRVE

๐Ÿ›๏ธ Exchange: Nasdaq

๐Ÿ“… Expected listing: August 6, 2026

๐Ÿ’ต Expected price range: $15โ€“$17 per share

๐Ÿ’ฐ Expected capital raised: Approximately $319 million

๐Ÿฅ Sector: Biotechnology and cardiovascular medicine

โค๏ธ Why Does It Matter?

Braveheart Bio's lead drug candidate, BHB-1893, is designed to treat both obstructive and non-obstructive forms of hypertrophic cardiomyopathy.

The company plans to use the IPO proceeds to fund clinical trials and continue developing new therapies for cardiovascular diseases.

โš ๏ธ Risks Investors Should Understand

Biotech companies can offer tremendous growth potential, but they also face significant risks:

โœ… Clinical trials may fail.

โœ… Regulatory approvals can take years.

โœ… Many biotech companies generate little or no revenue before commercialization.

โœ… Additional funding may be needed in the future.

๐ŸŽ“ Investor Lesson

A breakthrough medical treatment does not automatically make a great investment.

Before investing in a biotech IPO, ask yourself:

- How advanced are the clinical trials?
- Does the company generate revenue?
- How large is the market opportunity?
- What happens if the lead drug fails?

Understanding the risks is just as important as understanding the opportunity.

๐Ÿ’ฌ Would you consider investing in healthcare innovation, or do you prefer technology and AI companies?

The Real Uncle Sam
Making Financial Education Simple.
Learn. Invest. Build Wealth.
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-0.25%

1.1% held

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0.4% held

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+1.55%

0.3% held

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Anthony Holstein
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Analysis ยท ๐Ÿ”ฅ Hot

My theory: SpaceX to surprise us with positive EPS
SpaceX raised a historic $85 billion in its IPO when it went public in June.

$SPCX reported $24.7 billion in cash and cash equivalents at year-end 2025, which fell to $15.9 billion at the end of Q1 2026 in its initial S-1 filing. That figure later surged to $100.8 billion following IPO and notes offering in June.

$SPCX is also now receiving a couple billion dollars per month from Anthropic and $GOOGL through 2029 to lease its AI compute capabilities.

With the first share lockup expiration coming next week, selling pressure is expected to be quite significantโ€ฆ But what about the case $SPCX actually reports surprisingly great earnings?

The connectivity business through Starlink is highly profitable, and with $100.8 billion in cash now, SpaceX has more cash than enough to cover CapEx costs to continue to expand their AI infrastructure.

I wouldnโ€™t rule out a profitable quarter, but Iโ€™m still not buying at this valuation. My personal entry price is at $55.
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Nadia
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BlossomCon ยท ๐Ÿ”ฅ Hot

CONGRATS JARED
Congratulations to Jared on achieving the rising star award. We finally met in person today and he definitely made my experience super enjoyable! Thanks Jared you deserve it!!
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Canadian Investor@canadianinvestor
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Passive Income ยท 1d

Paycheque to Portfolio: Did Wealth Grow?
I have been watching a few videos about the paycheque-to-portfolio model. Instead of getting paid, covering expenses, and investing whatever is left over, the strategy attempts to front-load the investing. The entire paycheque is deposited into investment assets, and margin is then used to cover the bills.

I wanted to take a closer look at one of these accounts from October 2025 through the end of July 2026. One of the best parts about many of these creators is the level of transparency they provide. They are sharing deposits, withdrawals, margin balances, income, and account values in a way that is rarely seen in traditional finance. That gives us the opportunity to evaluate the strategy as it unfolds in real time.

The gross portfolio value increased from $107,483.53 to $267,674.35, an increase of $160,190.82, or approximately 149%.

Growing an account from roughly $107,000 to almost $268,000 in less than a year looks tremendous.
However, the margin balance also increased from $5,188.85 to $125,351.66. That is an increase of more than $120,000, or approximately 2,315%.

This means roughly 75% of the increase in the gross portfolio value came from additional margin debt. The investor currently owns approximately $267,674 of investments, but only $142,323 represents their own equity. The remaining $125,352 is borrowed money.

Another way to look at it is that for every $1 of personal equity, there is now approximately $0.88 of margin debt invested alongside it. Between the end of October and the end of July, the person deposited approximately $154,557 into the account and withdrew approximately $114,697 to cover living expenses.

That leaves net external contributions of approximately:
$154,557 โˆ’ $114,697 = $39,860 During the same period, the net account value increased from $102,294.68 to $142,322.69, an increase of approximately $40,028.

That means the growth above the personโ€™s net contributions was only around: $40,028 โˆ’ $39,860 = $168.

Based on the spreadsheet, the investorโ€™s equity has essentially grown by the amount of money they contributed. The investments themselves appear to have produced almost no net total return over this period after accounting for margin interest and changes in the value of the holdings.

From November through July, the account generated approximately:


$4,976 in option income
$18,561 in dividends
$23,537 in total portfolio income
$2,759 in margin interest
$20,777 in net income after interest
That sounds like strong income generation.

However, the account only grew by approximately $168 beyond the personโ€™s net contributions.
This suggests that roughly $20,600 of capital depreciation or other investment losses offset the dividends and option income being generated.

The cash flow is real, but it does not necessarily represent new wealth. In this case, the portfolio paid out more than $20,000 after interest, while declining investment values appear to have absorbed almost all of that income.

The strategy has successfully created a much larger portfolio, but the increase in account size can be misleading. Most of the growth came from additional deposits and rising margin debt rather than investment returns.

The portfolio is getting bigger, but based on these numbers, the investorโ€™s actual wealth is not growing at nearly the same rate.

I am not sure how successful a strategy like this would be over a much longer period, especially through a prolonged bear market or a stretch of rising borrowing costs. But it does provide an interesting glimpse into a fully functioning paycheque-to-portfolio strategy and gives us the opportunity to watch the benefits, risks, and trade-offs play out in real time.
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Equity Research @equityresearch6
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Passive Income ยท 24m

Morgan Stanley: โ€œ60%+ of enterprises use open-weight models as part of their stack.โ€

The key takeaway is that open models are not replacing the AI ecosystem โ€” they are expanding it.

Many enterprises are adopting open-weight models for specific use cases where speed, security, customization, and frequent deployment matter.

The AI race is becoming more diversified:

$NVDA โ€” powering the compute layer
$MSFT โ€” enterprise AI adoption
$GOOGL โ€” models, cloud, and AI infrastructure
$AMZN โ€” scalable cloud AI services
$META โ€” open-source AI ecosystem

The future likely wonโ€™t belong to only closed or open models. The winners may be the companies enabling businesses to build, deploy, and scale AI efficiently.

As enterprise AI adoption accelerates, demand for compute, cloud capacity, and infrastructure should continue growing.

The AI story is evolving โ€” not slowing down.
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NVDA logo

+3.48%

0.0% held

MSFT logo

+5.57%

0.0% held

GOOGL logo

+5.09%

0.0% held

AMZN logo

+4.20%

0.0% held

186 views
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Oscar
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@zaxpt
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ETFs ยท 1h

๐Ÿ“Š What Your ETF Says About You
$VOO โ€“ The responsible adult. Just keeps buying and doesnโ€™t overthink it.

$QQQ/ $QQQM โ€“ The one whoโ€™s always talking about AI and tech.

$SCHD โ€“ The one who reminds everyone to save money. They love seeing their dividend income grow year after year.

$SCHG โ€“ The person whoโ€™s trying to beat the market.

$JEPI โ€“ Wants a paycheck every month and is just waiting for that first week every month.

Donโ€™t take this seriously at all I just thought this was funny but let me know if u think this is accurate.
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VOO logo

+1.25%

41.2% held

QQQ logo

+1.49%

18.2% held

QQQM logo

+1.48%

0.0% held

SCHD logo

-0.09%

1.5% held

418 views
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Alex @alexsltcg
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Beginner Investors ยท 1d

Portfolio???
what are your guy's opinions on this portfolio

1.$VOO - 60%
2.$QQQM - 25%
3.$SCHD - 15%

Let me know in the comments below!!
VOO logo

+0.71%

9.0% held

QQQM logo

+0.69%

0.0% held

SCHD logo

+0.18%

6.6% held

2,536 views
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Ronan
@ronan
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ETFs ยท โญ Featured

Complete ETF/Sector/Asset Investment List
Since so many people ask how to invest in this sector, or this country, or this asset, Iโ€™ve decided to make a comprehensive guide on how you can invest in specific areas. This is NOT portfolio advice, simply information about tickers that you can research yourself. Save this for later so you have a list of ETFs to come back to!

Canada:

$XIU $XIC $ZCN All expose you to the TSX in Canada. These ETFs consist of all top Canadian companies and access to our national stock exchange.

$VCB $VGV $VLB $VAB $VSB $VSC $XBB $XCB Expose you to Canadian bonds; whether it be long-term, short-term, corporate, government, etc.

$VDY $XEI $CDZ Expose you to Canadian dividend companies

$XRE $ZRE $VRE Give access to Canadian REITs

$ZEB $XFN $RBNK Lets you buy the Canadian banks


USA:

$VFV $ZSP $XSP $XUS $HXS Lets you buy the S&P 500 (learn about hedged vs. unhedged in my other post)

$XQQ $HXQ $ZQQ All give you access to the NASDAQ 100

$IWR $VO $VOE $VOT $IJH $SCHM Lets you buy US Midcaps

$IJR $IWM $VB $VBR $VBK $SCHA Lets you buy US Smallcaps

$DIV $SPYD $RDIV $DHS $VIG $SCHD $VYM $DGRO $SDY Give access from small to high dividend US companies

$VTI $ITOT Lets you buy the whole US market

$TLT $IEF $VGIT $GOVT $SHY $VGLT Give access to US bonds

$XLC $XLY $XLP $XLE $XLF $XLV $XLI $XLB $XLRE $XLK $XLU All give you access to each sector in the S&P such as financials, energy, healthcare, etc.


International:

$XEQT $FEQT $VEQT $ZEQT Give you an all-in-one exposure to Canada, US, emerging and global markets.

$VEA $IEFA $SCHF $SPDW $EFV $EFA Give access to general international exposure

$EWJ $EWU $EWC Gives direct access to developed international countries

$INDA $MCHI $EWT $EWY $EWZ $EWW $EIDO $EWM Gives direct access to emerging international countries


Assets:

$KILO $PHYS $CGL Letโ€™s you buy gold directly through ETFs

$SVR $HUZ Let you buy silver through ETFs


Savings/Interest:

$CASH $HISA $PSA $HSAV Access to Canadian savings and interest payments

$HSUV-U $PSU-U $HISU-U Access to US savings and interest payments


Thereโ€™s so many ETFs I didnโ€™t go into with dozens of categories, but this should give you some basic starting point to look into your ETF investments. This is simply the starting point, when choosing your investments always research the ETFs, what they provide to you, their fees, your goals, your risk, and what youโ€™re looking to get out of investing.

As always do your research and happy investing!

Subscribe to the newsletter: relatablefinance.substack.com
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VFV logo

-0.15%

12.4% held

XEQT logo

-0.34%

7.1% held

XIC logo

-0.31%

0.0% held

ZCN logo

-0.44%

0.0% held

282K views
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Craig Morgan@craiggain
mentioned SPY ยท 2h
I made this much in one hour today ๐Ÿ˜ญโค๏ธ, forever grateful $SPY
SPY logo

+1.25%

0.0% held

204 views
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Tim Johnson
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@tigertim
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BlossomCon ยท ๐Ÿ”ฅ Hot

๐ŸŸ๏ธ BlossomCon feedback
Please help us make it better and fill in our feedback form.

This is so so helpful for us to see trends and make the improvements needed to make this event the best in the world ๐ŸŽŠ

https://forms.gle/gPRshwXUktRoPuBcA
2,460 views
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Alex @alexsltcg
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Beginner Investors ยท 3h

% GAINS
This morning I have sold off a lot of my positions

Have you guys made any profit today?

1. $MSFT -20% Profit
2. $AMZN -15% Profit
3. $GOOGL -5% Profit
MSFT logo

+4.45%

0.0% held

AMZN logo

+5.10%

0.0% held

GOOGL logo

+3.22%

0.0% held

364 views
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Albert Asatryan
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@granbanco
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Beginner Investors ยท 3h

Portfolio Help
Currently Iโ€™m just focusing on a safe long term growth portfolio, Iโ€™m running:

50% $VOO

25% $QQQ

25% $AVUV

Contemplating adding an individual or two, would you guys recommend adding any? If so what.
VOO logo

+1.13%

50.3% held

QQQ logo

+1.23%

23.7% held

AVUV logo

+1.21%

26.0% held

276 views
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Max Penders
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@mjpenders
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Dividends ยท 1d

Am I the only one that finds the "NAV erosion" discourse to be utterly stupid? CC fund investors talk about "oh this fund doesn't have any NAV erosion" and you look at the fund and it's some single stock CC ETF for a stock that's been performing well since the fund was launched.

If you don't understand how these funds work, isn't it incredibly dumb to be invested in them? Before I invested into factor funds, I read books and academic articles about factor investing. Before I invested in a convertible arb fund, I read the textbook written by the fund manager on convertible arb. Why do "income investors" think it's okay to be so ignorant about the funds they invest in?
1,920 views
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Brian Tong
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@brtong
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Beginner Investors ยท 3h

Week 11 of Grok 4.5 Not Managing My Portfolio
Since Feb 21, 2026

Grok = +42.52%
$SPY = +8.93%
$QQQ = +13.27%

Grok is outperforming $SPY and $QQQ

$LFST | SELL partial | 40 shares | ~18% |
โ€ข Earnings due Aug 6 with raised analyst targets (BTIG $15) and Buy ratings provide a near-term catalyst, but 30.7% allocation violates the hard 10-15% risk rule.
โ€ข Mandatory trim reduces event-risk exposure while retaining core conviction. | Suggested Stop-Loss: $9.50 (for remaining)

$AVAH | Buy | $96.80 | 10 shares |
โ€ข Fresh technical momentum and prior positive catalysts justify a modest add while free capital is available.
โ€ข Entry Range: $9.50โ€“$9.80 | Suggested Stop: $8.70
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LFST logo

+1.10%

0.3% held

AVAH logo

+3.28%

0.2% held

SPY logo

+1.14%

0.0% held

QQQ logo

+1.23%

0.0% held

2 views
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Christopher J
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@cjs033
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BlossomCon ยท ๐Ÿ”ฅ Hot

A Rising Star!!๐Ÿคฉ๐Ÿคฉ
Look at that smile! ๐Ÿคฉ. Well done @nettspend Jared buddy! Well deserved! ๐Ÿคฉ๐Ÿ™๐Ÿป
16K views
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Daniel Lu
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@llbt88
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Beginner Investors ยท 1d

Asking professionals' advices
Hello investors, I just started investing in some ETFs. The goal is to live off ETF dividends while adding growth ETFs. Any beginner strategy to start with? This is my portfolio, and I am very excited to start my journey to retire early. Please give me advice and experiences; I am willing to absorb them.
1,938 views
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Frankly Polvans@franklyprofit3
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Analysis ยท 4h

Market Watch

$QQQ pushing toward 700 as money rotates back into chip and memory stocks.

If 700 breaks and holds, 707โ€“710 could be the next area to watch.

$MU remains on watch.
A strong reaction following $SNDK earnings on Wednesday could put 900 back in play.

$SPXL continues to look constructive.
If momentum stays intact, a move toward new all-time highs around 7620 is on the radar.

โš ๏ธ Let price confirm the breakout before chasing. Manage risk and stay patient.

Good luck, everyone! ๐Ÿซก
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QQQ logo

+1.14%

0.0% held

MU logo

-0.33%

0.0% held

SNDK logo

+3.60%

0.0% held

SPXL logo

+3.00%

3.4% held

56 views
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