As a regular listener, I was excited when they had an event in town! - On Real Estate: they are bearish on rents and condos due to rise of purpose built rental apartments (9% increase in rental supply across Canada which is unprecedented). However they are bullish on single family homes in Ontario due to lack of supply being built (not in bullish for houses in BC or QC) - Bonds: Concerns about bonds, potential for large losses (up to 40%) due to a rapid rise in interest rates (as a result of geopolitical conflict, trade war tensions) The rising crude oil/ diesel prices will likely increase inflation by making plastic, fuel, food et Globally countries have rising government debt with spending projected to further increasing due to more military spending in the face of geopolitical conflict. - In the post financial crisis 2009, central bankers kept interest rates low, relied on quantative easing, yet government spending and debt continues to climb. This delayed the bond crisis, yet financial institutions still promote the standard 40% bond, 60% stocks balanced portfolio, despite that reflecting a different financial landscape, notidly decades of declining interest rates that lead to higher bond yields, this trend is not projected to continue due to rising rates. - Discussion of economic weakness in France and Germany. Germany has been experiencing prolonged job losses due to restructuring it's economy, abandoning Nuclear Power, reduced investment in oil and gas in favor of solar and wind, making the EU especially vulnerable to Russia in the face of war/aggression. - Forecasted opportunities: Everyday people can invest in commodities: barrels of crude oil, copper, critical minerals, wheat, soy, canola, agricultural products, fertilizer, gold - Canada is positioned to do well in this age of economic uncertainty due to its abundance of natural resources, critical minerals. After over a decade of not investing in resources/ mining of critical minerals. Canada's low productivity is a result a lack of investment by corporations in machinery, equipment and R&D.read more
Anyone else feel like we’re in a weird market right now?🤔 The S&P keeps hanging around all-time highs, but looking at individual stocks, you wouldn’t necessarily know it. Plenty are well off their highs, and over 40% of the S&P’s stocks are actually down this year despite the index being up around 14%. That’s why I think the equal-weight S&P is worth watching. The biggest companies can carry the regular index while a lot of stocks struggle underneath. Looking at both gives you a better sense of how widespread the gains really are. Then you have the 10-year Treasury yielding around 5.2% (risk free rate). That’s real competition for stocks. If investors can lock in that yield, taking on the uncertainty of a company’s future earnings needs to offer enough upside to justify it. It doesn’t make bonds automatically better, but it makes the price you pay for a stock matter even more. And with the Fed raising rates in September and inflation still an issue, I wouldn’t build an investment thesis around cheap money coming back anytime soon. Personally, I think this is a time to be selective. An index near its highs doesn’t mean there aren’t opportunities, but a stock being down 30% doesn’t mean it’s a bargain either. Are earnings and cash flow improving? Is the debt manageable? Does the valuation actually make sense? There’s a lot going on beneath the headline numbers. Are you buying here, or waiting for better opportunities? 👇read more
$V has gained for 8 straight trading sessions Baird also raised its price target from $420 to $430. I have always liked Visa’s business model. Every time people use their cards, Visa has an opportunity to earn fees from the transaction without taking on the lending risk that banks do. And with digital payments continuing to grow, I think Visa still has a lot of room to expand. The stock isn’t exactly cheap after this run, but I’m holding it for the long term. A few good trading days are nice, but the business itself is why I own it. https://www.investing.com/news/analyst-ratings/baird-raises-visa-stock-price-target-to-430-on-growth-outlook-93CH-4944288
Good morning, a very happy Monday and happy Thanksgiving to all of the Canadian @blossom community 🇨🇦 I’m definitely thankful for relocating to this incredible country 21 years ago, for my amazing wife, my beautiful family and awesome friends and colleagues. I’m also thankful for market opportunities, and took advantage by picking up some more $NBIS$BE and $VRT this morning. I hope that each and every one of you are able to both appreciate and enjoy the things and people you are thankful for today. Happy investing 🫶🏽
I got this form my bank, as October is Cyber Security Awareness Month, making it a great time to review how scammers operate. Scammers don't just hack your computers, they also try to trick your emotions. Here are 5 common tricks from their playbook: 1. Scaring You to Act Fast 2. Pretending to Be Someone You Trust 3. Deals Too Good to Be True 4. Asking for Secret Info 5. Demanding Money Transfers In short: If a message feels pushy or weird, stop and double-check. How to Prevent Scams 1. Pause & Verify, don’t get pushed 2. Protect Your Codes/Passwords 3.Double-Check any Transfers. Treat e-Transfers and wire transfers like cash, once sent, they’re gone for good 4. Skip Unsolicited Links/emails In short: If it feels pushy or sounds too good to be true, stop immediately. Have you ever gotten a suspicious call or text? — This is for informational and educational purposes only. read more
Down 7.5% on the week, I was gonna change each thing in my portfolio to be equally weighted last week but oh well. $DRAM has taken the biggest hit that’s pretty much why tbh, but honestly I’m not rlly scared, it’s more so a matter of how volatile it is specifically.
J&J’s quarter: stronger sales, weaker earnings—but a higher outlook. 👀 Q3 sales rose 5.9% to US$25.4B, while adjusted EPS fell 7.5% to US$2.59. Reported EPS was just US$0.09, reflecting a special talc-litigation charge and deal impacts. Yet J&J raised its 2026 adjusted EPS guidance to US$11.05–11.15. My takeaway: revenue growth is only part of the story. Earnings quality and the price you pay matter too. Source: J&J, Oct. 13, 2026. Adjusted figures are non-GAAP; guidance isn’t guaranteed. #JNJ #BlushInWealth #Investingread more
Hi Blossom! So this weekend my dealership quoted me $80 to replace my cabin air filter and another $40 for my engine air filter. They also told me my windshield wipers were worn out 😭 SO....I replaced both my filters and my wipers by myself for $80!!! (AND in less than 15min). I basically did four services for my car for the price of one service at the dealership that's crazy!!! My expenses have increased lately with my new commute to my new job so I'm always looking for ways to save money! And with winter approaching, I took advantage of the beautiful weather this weekend to clean my car and get some maintenance done. I don't have the tools or garage to do my own oil changes or swap out my winter tires, But basic car maintenance is something I've been learning to do myself. I learned by reading my car manual and YouTube so don't be afraid to try something new. It's a skill you develop over time. And seriously being able to do something like this in a very short amount of time means saving $50 or $60 which could go towards groceries, a date night, a nice treat, or money toward my investments. What's a skill you've learned that saves you money? And are there any other car maintenance tasks I can do myself without needing a ton of tools? Let me know! happy investing!!! read more
Not a very scientific or technical thesis but when retail investors start piling into memecoins, in my POV markets are reaching a top or are at the top. Seen this story playing out in 2022. When memecoins surge it means retail investors are too confident and are just about jumping into anything which is generating a buzz without understanding what they are putting their money into. Another observation.. we are again staring at a consumer debt crisis. Q2 GDP was revised upwards to 2.2% driven by strong consumer spending but at a time when consumers are struggling with basic needs, how are they able to spend so much? The answer - credit cards. credit card debts have increased to insane levels and along with it delinquencies are also increasing. I think we are soon approaching a phase where banks will have to start writing off debt (not a good sign). Bank earnings this week will hopefully provide some insights into health of consumer debt as $JPM$C$WFC all report. These are just my thoughts..not financial advice or not saying anyone should act based on this post !! $NVDA$AMD$COHR$GLW$BE all ended the day down while oevrall markets held up.. why? high yields are another factor to be considered. sustained high yields are never good for companies which are loading up on debt to finance their growth. Too many things for the markets to keep climbing higher in my opinion. Just my thoughts, not financial advice or a call to take action. ✌️✌️ read more
Build wealth quietly. 📈 Invest consistently, keep it simple, ignore the noise, and let time do the heavy lifting. Discipline over hype. Patience over shortcuts. Wealth over time. 💰
Thankful for being fortunate enough to oversee and be responsible for an amazing team of sales leaders, who empower their teams to achieve excellence day after day, week after week, month after month. All teams within the healthcare vertical achieved plan or better, which results in Q3 bonuses such as this. Thankful and blessed indeed 🙏🏾
October portfolio update is live 📈 Growth AI infrastructure, space drawdown, and new adds: $AVGO quality AI infrastructure compounder (custom XPUs + networking) at a reasonable valuation. $AAOI high-upside optical interconnect play on 800G/1.6T AI demand. $NVEC pure-play spintronics sensors with breakout growth and physical AI optionality. $VOYG earlycommercial space/defense name with scaling core business + Starlab upside. $SPCX leading launch + Starlink platform with AI and defense optionality, bought on the drop to ~$125. Also covering $ASTS setup $RKLB execution, $MELI & $UBER, and a rough start with $MRLN. https://substack.com/@jdkinvests/note/p-220060091?r=1or3o&utm_medium=ios&utm_source=notes-share-action Not advice read more
Good morning and a very happy Tuesday @blossom family ☕️ Just a reminder that few people will be more triggered than those who challenge your investment thesis, whilst being unable to defend, substantiate and quantify their own position. Wishing each of you the day you deserve, and happy investing 🫶🏽
