5 months Dividend Goal recap
in my Roth IRA account I have only 4 ETFs that generate monthly income: $JEPI , $QQQI , $SPYI , $SCHD
Currently it generating approximately 22–23 per month on average, or about 265–275 per year.
since, its Roth IRA , i only can invest in it 7,500 a year (i m 1.5k away from max invest for 2026).
My goal for next 20 years is to grow from 270 a year to 1,187 a year (to achieve a main goal: $2k a month from dividends)
Meaning, each year i need to buy:
JEPI - 41 stocks (820 shares in total for 20 yrs)
QQQI - 45 stocks (900 shares)
SPYI - 46 stocks (920 shares)
YES, thats challenging .... but possible!
YES, thats why having growth stock in your portofio will help big time
i am sharing this so people understand that behind each goal, math strategy must present
and YES , in 3 to 5 months i will do revaluation of my portfolio again to see what twist i can do to make improvements
