ITโS 2026 ๐ค LETโS BUILD ๐๐ผ
Best rule of thumb is simple: pay yourself first.
Phase 1: Build to $10K
To accomplish this phase, you really need to get better at saying โno.โ In other words, no fancy dinners, trips, or unnecessary spending until you hit $10K saved and invested.
Celebrate ๐ yes, it is a small goal, but celebrating mini victories fuels you for the long-term. You deserve it. Fact.
Phase 2: Build to $100K
No luxury purchases, expensive cars, or unnecessary lifestyle inflation until you hit $100K invested.
Once you hit $100K, celebrate again ๐ with a vacation or the alike. At this point, your foundation for lifelong compounding is in place.
Proceed to $250k, $500k, $750k, $1M
Remember: Bills make other people rich. Assets make YOU rich.