$SOFI has now exceeded the Rule of 40 for 19 consecutive quarters. Q2 2026: Adjusted net revenue growth: 40% YoY Adjusted EBITDA margin: 30% Rule of 40 score: 70 That’s nearly five straight years of combining strong growth with improving profitability. A lot of companies can grow quickly. Doing it while consistently producing margins like this is what makes SoFi’s trajectory so interesting to me.
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