This is when you need to have conviction in your investments. If you still believe in the thesis, don’t let short term price movements shake you out. Selling when stocks go down and only buying when they go up is a recipe for losing money in the market.
With Q3 now behind us it's time for my portfolio summary for my small yet appreciated followers. Portfolio Growth (TWR): Q3 = +4.6%; YTD = -0.53% Benchmark 1 $XEQT : Q3 = +1.04%; YTD = +13.96% Benchmark 2 $SPY : Q3 = +2.12%; YTD = +11.24% Portfolio Moves: -As I mentioned recently, towards the end of Q3 I started reorganizing my Brookfield holdings, selling half my $BN in my registered accounts and adding $BAM , $BIP-UN into my registered accounts. I also sold my $BEPC in my Non-Registered accounts and rolled that into BN. My plan is to slowly sell off BN in my registered and take advantage of the high-interest rate environment and restructuring pushing down valuations of $BIP-UN and $BEP-UN to get the higher dividend Brookfield's in my registered and focus on the corporation in my non-registered, targeting about 10% of my portfolio to be total Brookfield exposure with the 4 holdings. -I rearranged my gold holdings, fully selling out $FVI in my Registered accounts to add $AEM as a more senior minor, and sold out $FNV and $WPM in my non-registered and double down on $FVI . The purpose is to keep my Registered accounts more risk adjusted with a senior miner/streamers and focus my bullishness on FVI in my non-registered. I also really like the AEM CEO after watching his interview Amber Kanwar and AEM's CEO (Here: https://youtu.be/IoZjCT0MaFw?si=5cKxPWfD7fqrvrcC) -I sold my $ZEO / $NRGY in my non-registered to re-enter my $TOU . My investing throughout Q3: -For all new money I've invested ($1000 per paycheque) throughout Q3 it's all gone to one company: $WKL . As part of the SaaSpocalypse and using it's tools every day (UpToDate, Lexicomp) I strongly believe that AI is a net positive. Using the technical analysis tools I've learned from Gareth Soloway (https://www.youtube.com/@GarethSolowayProTrader) I discovered that not only was I finding it fundamentally cheap but also compelling as a technical basis. I called the breakout using pivot high/lows in July and continued to add on the Bull Flag throughout August and September as it hammered on the brick wall that was the 200d SMA eventually breakout out and pushing IBKR portfolio (which so far is just WKL) to a +30% gain. It's now passed by my Conservative DCF fair value of $75 Euros (assuming limited multiple expansion in a post-SaaSpocalypse world) so I will decide if I want to add more or wait. -For whatever cash beyond the $1000 I've invested and paid my bills, I've been paying down my mortgage (my emergency fund is fully). Currently my mortgage is sitting at $188K at a 3.99% Fixed Rate (Maturing 2030). -I abandoned my stock analysis on $SOBI that I began after having to make the mortgage proxy that is emapalumab (>$100K CAD per dose). While the stock does look fundamentally cheap I had to throw it into the too hard pile even with my knowledge as a pharmacist. Between the royalty deals with Sanofi, the self-cannibalization of their Haemophilia A/B drugs, I wasn't able to get my circle of competence where I felt it needed to be (although I do feel a lot more knowledgeable on the rare diseases of the portfolio. Plan for Q4: -Continue investing $1000 per pay period and using the remainder after bills to pay down my mortgage. -Continue selling $BN in my Registered accounts to add to BIP/BEP/BAM, although I will wait until after the restructuring of BEP/BIP to do so. -With $WKL now passed my conservative DCF, it's not the screaming buy it was so I'll need to decide what to start adding to my portfolio, which right now I'm leaning towards $AMZN , $BN , $FVI , $TOU , or possibly a new position in $WSP after I'm done my analysis as I do believe the market is getting this one wrong and it looks quite good for valuation (thanks to the Canadian Investor Podcast and @stocktrades for bringing it back to my attention). I've posted pictures of my portfolio and my technical analysis on WKL. Please feel free to ask any questions. Happy Investing All!read more
SOFI is growing fast, profitable, and is setting up to be the next big financial giant. It’s taking hold of the next generation of workers and homebuyers. It’s a great bank and an all in one platform. I use it personally and love how fast and easy everything is in the app. Great numbers, Great management, Great investment. Take advantage of rising rates and bearish sentiment, buy it while it’s below 20 a share and hold it for the next 5-10 years. If you’re bearish on sofi let me know why!
Looking for opinions, perspectives and feedback on my portfolio. Possibly thinking of selling vfv and/or qqc and reinvesting that into more xeqt and some vdy. Any and all perspectives would be appreciated! Thanks.
Looking to move to an 80-20 mix of S&P to international index funds. What do you all think I should do? I feel a bit unsafe with a lot of this just being S&P… basing this off of @grahamstephan’s YouTube video about not having a correction for awhile…
Hello everyone ! So I’m mostly focused on growth investing however I would like to make a percentage of my portfolio an monthly income flow. Thoughts on how my portfolio looks ? Any tips on what I can improve on ? Thx
about me: 18 years old, living in Canada all my life, college student, currenty living with my parents with no expenses, don't have a part time job but do freelance work for income (for now) investment goals: max out my TFSA every year & FHSA until <33 when I buy my fist property Current Investments: - all my $FEQT holdings are in my TFSA - all my $ZSP & $VFV holdings are in my FHSA and currently DCA until dec 31 - $SOL + $ETH are short-medium term investments in cold storage being actively DCA until nov 1 Next years portfolio strategy: TFSA: $XEQT 50% + 22.5% $VFV + 22.5% $QQC + 5% $FBTC FHSA: 70% $XEQT + 20% $VFV + 10% $QQC Non-Registered: Cryptocurrency (max 10% of portfolio)read more
Me: Buys 1 share of CRDO 💀 Wall Street better watch out, the institutional money has officially entered. 🐳💰 Portfolio diversification? ❌ Financial freedom? ⏳ CEO better start making decisions based on my investment. 😭🚀
As a relatively new investor, I have been researching many strategies and portfolio allocations The most common recommendations I have come across usually consist of a mix of $VFV, some global diversification, and often $QQC for a higher risk sleeve. I have a big issue with this My main skepticism for allocations like these are mainly rooted in the state of the current S&P 500. Market breadth (how many stocks are taking part in a market move), is notably low with roughly 59% of stocks trading below their 200 day average. This indicates a downtrend of the majority of holdings while a few big holdings give the illusion of general growth. A large part of this is due to the current weightings of the top 10 stocks being responsible for about 39% of the index. To put it simply, our current US market is extremely top heavy, which I view as an unnecessary risk to hold These conditions have caused me to draw two conclusions with how I could move forward: 1. Dispose of VFV and concentrate into QQC, where majority of market growth is happening. 2. Disregard the US market ETFs (for now) and locate a new strategy. I found that I am not comfortable with the increased risk of concentrating into mega cap tech, so I chose to research the latter. When searching, I realized I was not confident in how most indices are weighted, based solely on market cap with no fundamental basis to justify their picks. I decided to look for a portfolio of diversified ETFs that had a strict and concise reasoning for each of their holdings. This led me to pick a structured portfolio that focuses on fundamental factors within the market, with the factors being quality (stable earnings & low debt), momentum (strong uptrend and further growth opportunities), and value (cheap relative to earnings). My thesis is that these factors will provide me a cushion of logic and rationale that the S&P 500 does not provide as of now. After backtesting allocations and controlling risk (or at least attempting to), I have created this portfolio: 28% Core Growth Engine •$XEQT 28% Value Factor •16% $FCUV •12% $VXM 28% Momentum Factor •16% $FINN •12% $VMO 16% Quality Factor •$ZUQ I call it QuMoVa (cue-moe-vah), short for Quality-Momentum-Value My plan is to convert the rest of my holdings to this target allocation, then continue to dca long term ***I recognize that FINN is not specifically momentum targeted, but I believe it acts as a quasi momentum fund, capitalizing on strong growth opportunities in promising companies. This is largely due to a personal bias and expect people to disagree on this. An alternative would be $FCMO*** I would love to hear your thoughts on this, and I will gladly answer any questions This is not financial advice, just something I am trying for myself😉 Thank you for reading!read more
📈 I’m bullish on UNH (UnitedHealth Group)! My target price is $550 per share. Until then, I’ll keep accumulating and shopping for more shares. 💪 I’ll also be selling some of my other stock positions soon to increase my exposure to UNH. More additions coming soon. Stay tuned! 🚀 Long-term mindset. Buying the dips. Building the position. 📊
I've been investing since 2017, and I've put all 20 of my positions on Blossom. Nothing is hidden. 🏆 Biggest winners: $PLTR +925%, $HOOD +450%, $AMD +338% 💀 Biggest lesson: $BMNR −52%, and I'm still holding Ex-Ford engineer. I invested my salary for years and rarely sell. PLTR, HOOD and TSLA have been held since 2021–22. I'll post monthly updates here. Follow along, and tell me which position you want me to break down first 👇 ⚠️ My portfolio, not financial advice. Do your own research.read more
After nearly 2years of investing ive finally reached $20,000!!! Thanks to $ZETA and a few recent reallocations to more tech and relatively good value stocks! If you have any advice for me about things that i can improve please let me know! Im 24 years old hope im not too behind😢
Portfolio Friday #2 is live. This week: what I am buying, and why. I show what I own, why I own it, and what changed. Full update here: https://youtu.be/_yI-Z8qYJRs
Hi everyone, I’m looking for constructive feedback on a proposed Canadian non-registered portfolio. The objective is long-term growth while keeping a meaningful defensive allocation and reducing the risk of investing the entire amount on one day. I’m considering a six-month staged buy-in. Proposed allocation $VFV — 25% U.S. large-cap equities $VCN — 25% Broad Canadian equities $XEF — 20% Developed international equities $XEC — 10% Emerging-market equities $CBIL — 10% Government of Canada T-bills $VSB — 5% Short-term Canadian bonds $CGL.C — 5% Physical gold exposure This produces an allocation of approximately: • 80% equities • 15% fixed income and T-bills • 5% gold The defensive sleeve is intended to provide liquidity, reduce the need to sell equities during a downturn, and provide funds for rebalancing. The gold allocation is capped at 5% as a diversifier rather than an income producing investment. I’m not looking for personalized financial advice, just thoughtful feedback on the structure, risks, costs, tax considerations and implementation.read more
Dropped about 3K USD into $NBIS as a startet position TLDR: I’ve been using AI a disgusting amount recently and have been wanting to get exposure to AI buildout a little more. We just saw hyperscalers report even bigger capex numbers and some are even buying compute from Nebius now, cough, cough, Google. At ~2x 2027 ARR, stock is not expensive IMO
Bumped up my position slightly, likely to add more post-earnings. Stock is down today on no news trading at 13x forward p/e growing >50% Makes zero sense.
I’m 26 years old and just maxed out my TFSA ($60,000) sitting in cash. I was always skittish on investing but finally came to realize what I’ve been missing out on. Here is how I’m thinking about breaking down my portfolio. I have a full pension with work but don’t want to just rely on that. This just gives me extra freedom for retirement so I am comfortable with a more aggressive approach.
