Everyone should calm down and relax, if you invested in $MSTE knowing what the etf was all about, then relax, Take a breather and stop checking your portfolio every minute. When there is blood on the streets, you go shopping only if you believe in what you are shopping $MSTR$MSTE$MSTY$MSTY$MSTW$IMST$MSTU$MSTR$MST. If you don't feel like averaging down fine then don't, but definitely don't panic sell at these rock bottom prices. Those whose avg price is higher can definitely avail this opportunity to lower their cost basis. To all those feeling depressed by the drop in your portfolio value, have a look at my portfolio drop, this will make you feel better if your PAPER losses are not as big as mine. To all the trollers and smart people out there, who want to prove their point by saying 'I told you so' have at it, today is your day to have fun, rejoice and feel good about your investment decisions, you are all geniuses 🫡. As for me, I am still one crazy stupid dumbass,who's gonna keep stacking no matter what, my loss is mine, it's my money, and so is my gain, eventually one day I can prove everyone wrong. I will never ask anyone to follow what I am doing, this is my journey, my choice, just enjoy the show, watch me crash and burn, maybe in a few years, I may make it and prove everyone wrong. For now, the naysayers are winning and having a blast. Pls everyone else on Blossom, invest in $VFV$XEQT$QQC, relax, chill, party and watch your portfolio reach new heights. Have a great day everyone, spread some positivity, there are plenty of people in the wild to drag your moral down anyways.
When something falls 86.86%, it needs a 661% return to achieve where it was before that drop. Hope isn't a strategy. Don't keep piling into something that's falling because you feel like it will recover eventually. Many things don't ever recover, and many things don't achieve a 661% return, especially in the short time that many people are predicting. This goes for $MSTE, and other stocks as well. Individual securities can fall and never recover. It's quite normal for that to happen. That is why we diversify.
this is a bit of an emotional one guys 🥹 growing up, money was the thing that made my stomach drop. my dad raised me on his own, and he'd be the first to admit he wasn't great with money. some months rent got paid late. some months it felt like it might not get paid at all. i was little, but i still remember that feeling that “floor could disappear any second” kind of unstable 😅 so for the longest time i assumed that when i finally had money, it would feel like "look at all the things i can buy!" but honestly? that's not it at all. now when i look at my accounts, the feeling isn't excitement about stuff. it's: wow… look at all the peace i have. 💛 it's knowing rent is handled before i even have to think about it it's a surprise bill not turning into a spiral it's sleeping through the night without that pit in my stomach it's quietly breaking a pattern little joyee never thought could break 🤍 that's a big part of why i invest the way i do - boring, consistent, long term. i'm not chasing a lambo. i'm slowly buying back the stability i didn't have as a kid. money, for me, was never really about more. it's about safe. i'm curious though.. how do YOU view money? is it freedom, security, options, status, something else entirely? 👀
Let's look at a controversial example as to why reinvesting distributions into a falling asset is worse than simply collecting the cash distributions. $mste paid investors $6.02 a unit in distributions since inception. Many investors thought that reinvesting those payouts would lower their cost average and increase their growth potential. Some even celebrated because their share count nearly doubled over that time frame as you can see in the attached image. The math says something else though. A distribution isn't free money. It i's your own capital being handed back to you from the mutual fund or ETF. It's not a creation of new money. It is the equivalent to selling a portion of the fund yourself. When the fund kept falling, those reinvested distributions bought more shares that lost value too. The final result since inception looks like this... If you simply took the cash distributions ....$10,000 would be worth $5,508. A loss of 45% since inception! Terrible. If you reinvested all your distributions, that original $10,000 investment is now worth.... $2,833 A loss of 72% since inception! Doubly terrible!! That's a further loss of 49% compared to taking the distributions!!! 🤯 A common lie on social media is that more shares equal more wealth. More shares that are worth MORE means more wealth. More shares that are worth LESS likely means LESS wealth. This math applies for dividends being paid out by a tanking company as well. Things change if you are using a covered call product with leverage. The impacts of a falling fund are amplified by the leverage and the added cost of the fund. this can be seen when comparing $MSTR vs $MSTE. The fund lost more than the underlying in the down market. If ever there is a strong recovery, the covered call fund will not have the full capital appreciation. Hoping for a recovery is not what the fund is designed to do well at. The call options at the money or near to at the money will cap the upside will hinder the recovery even with the leverage. The key lesson is this... Reinvesting a distribution is good ... if it eventually earns a positive return. Otherwise, reinvestment simply compounds your exposure to a declining asset and gives you a false hope with a lower cost basis. Happy investing everyone! PS. This is a biggy back off of a nice post by @smallbird.financial
We’re putting together a little collage for social media, if you have a photo of yourself repping your Blossom shirts, hoodies, etc and want to be included - drop it below 🔥
I saw a post today asking: “With just over $10K/month in dividends, would you stay or leave your 9-5?” It got me thinking about how we measure success as investors. My portfolio is worth roughly $555,000. So far this month, it has generated about $1,300 in dividends. Nothing to write home about, especially compared to some of the income portfolios I see posted here. That said, it’s always a good feeling when those dividends hit the account. I won’t lie — it’s motivating to see money show up whether the market is up or down. At the same time, my portfolio has increased by roughly $16,000 this month. When I add the two together, my total return is around $17,300 so far… and the month isn’t even over. So I’m curious… When you focus on dividends, is there a cost to that focus at all? Or should total return be the bigger number we’re paying attention to? I’m not suggesting one approach is right or wrong. I own investments that generate income too. I’m genuinely interested in hearing how others think about it.
When you review your portfolio, what matters most to you?
A lot of people in finance circles love to debate whether renting or buying is the better financial decision. For me, buying a house turned out to be one of the best financial moves I've ever made. In December 2021, I bought my house for $345,000 and put $100,000 down. Today, similar houses in my neighborhood are selling for $570,000–$599,000. (Yes Sask is way cheaper, just means less mortgage and not being mortgage poor and less interest over time) That's an increase of roughly $225,000–$254,000 in value in just a few years. TAX FREE What's interesting is that I only had $100,000 of my own capital in the deal. The bank financed the rest. Real estate gave me access to leverage that I would never be comfortable using in the stock market.People often focus on the mortgage payment, property taxes, maintenance, and interest costs. Those are all real expenses.But sometimes we forget to look at the asset side of the balance sheet. In my case, that $100,000 down payment has produced a return that would be very difficult to ignore. I'm still a huge believer in investing and the stock market. Most of my wealth is invested there. When we do move (for my job) eventually, our next house we should be able to put 450k down-payment with current equity and not having to sell any investments which is nice. Has buying a home been a good financial decision for you, or do you still prefer renting and investing the difference?
I had to do a double-take on this, but it looks like we're getting more raises! ⬆️ For the third month in a row now HDIV and HYLD will be raising their distributions again. 🎉 To give some context: HDIV started at inception with a $0.1175 distribution per month, and it is now at a $0.192 distribution per month with this increase. HYLD started at inception with a $0.1375 distribution per month, and it is now at a $0.162 distribution per month with this increase. With the distributions HDIV has never cut before, and HYLD has cut it once but has since only raised it with both of these currently at their highest distribution amounts. Ex-Dividend Date: June 30th Pay Date: July 8th — Monthly — 🟢 HCA increased +7.3% to $0.103 (Previously $0.096) 🟢 UMVP increased +4.6% to $0.068 (Previously $0.065) 🟢 HCAL increased +4.5% to $0.139 (Previously $0.133) 🟢 QMAX increased +3.6% to $0.228 (Previously $0.22) 🟢 FMAX increased +2.9% to $0.175 (Previously $0.17) 🟢 HEB increased +2.6% to $0.08 (Previously $0.078) 🟢 IMAX increased +2.3% to $0.135 (Previously $0.132) 🟢 HFN increased +2% to $0.052 (Previously $0.051) 🟢 SMAX increased +1.5% to $0.20 (Previously $0.197) 🟢 HUTS increased +1.4% to $0.075 (Previously $0.074) 🟢 HYLD increased +1.3% to $0.162 (Previously $0.16) 🟢 HFIN increased +1.2% to $0.085 (Previously $0.084) 🟢 HDIV increased +1.1% to $0.192 (Previously $0.19) 🟢 HBND increased +1.1% to $0.096 (Previously $0.095) 🟢 LMAX increased +0.7% to $0.141 (Previously $0.14) 🟢 RMAX increased +0.7% to $0.147 (Previously $0.146) 🟢 CMAX increased +0.7% to $0.148 (Previously $0.147) 🟢 HMAX increased +0.6% to $0.168 (Previously $0.167) 🔴 AMAX decreased -3.3% to $0.29 (Previously $0.30) 🔴 EMAX decreased -0.7% to $0.141 (Previously $0.142) 🔴 UMAX decreased -0.7% to $0.149 (Previously $0.15) 🔵 HFG stays the same at $0.07 🔵 HBIL stays the same at $0.054 🔵 CMVP stays the same at $0.049 🔵 CWIN stays the same at $0.065 🔵 SMVP stays the same at $0.033 🔵 SWIN stays the same at $0.04 🔵 QMVP stays the same at $0.01 ---------- 1st Ex-Dividend Date: June 30th 1st Pay Date: July 8th 2nd Ex-Dividend Date: July 15th 2nd Pay Date: July 22nd — Semi-Monthly — 🟢 CDAY increased +3.5% to $0.205 (Previously $0.198) 🟢 QDAY increased +2.2% to $0.23 (Previously $0.225) 🟢 SDAY increased +1.6% to $0.185 (Previously $0.182) The raises keep coming and all 3 of the DayMax ones look to have also increased their distributions for this next month. For QDAY and CDAY this is also their 3rd month in a row of increasing distributions, with SDAY increasing for a second time after a one month pause in-between. We'll soon also be seeing BDAY added to this line-up as well if you weren't aware: https://hamiltonetfs.com/hamilton-etfs-announces-plans-to-launch-bitcoin-daymax-etf-with-filing-of-preliminary-prospectus/ Consider giving a follow if you don't want to miss a future post, as this is a recurring monthly summary. Thanks and I'll see you next month! 😄🍻 https://hamiltonetfs.com/hamilton-etfs-announces-june-2026-monthly-quarterly-upcoming-semi-monthly-cash-distributions
Fair warning this post is not suitable for people with a weak (heart & stomach) but perfectly suited for keyboard warriors. Today I have officially crossed 200k in paper losses. My toxic mistress $MSTE❤️ loves taking me for roller coaster ride, yehawwwwww. To anyone invested in $MSTE huddle up, feel free to message/ comment, I know the pain you all must be going through, you don't have to go through this alone and you are not alone. Stay strong my friends. If your losses are less than mine , pat your self on the back and have an ice cream to melt your sorrows away. But if your losses are greater than mine, then robbing a liquor store seems like a sane option 😎. Ignore the noise, This too shall pass, it's a phase, stay strong. Detach your self from your portfolio, live your life and keep your self distracted. I am happily changing my 6 month old daughter's stinky diaper right now, (i am really good at dealing with shit 💩in my life 😂😂😂 hahahahh while also watching my portfolio melt away at the same time.) and also my 11, 7,5 and 3 yr old are all home now for the summer yaaaaaaaaay. Life is goooooood 🤘🤘 Honestly nothing else can scare me after this except death 💀 Bring it on!!!!!!!!!!! Let's gooooooo
hey guys!! was so busy working yesterday i couldn’t share my buys and milestones!! first, i bought $225 worth of $XEQT and then $50 of $VOO and $50 of $SSO for a total of $325 - which is my weekly deposit. next, FHSA hit 6k!!! and finally whole portfolio hit $42,000!!! so happy with this progress lately, i’m genuinely going so hard at this and am pushing so hard for 50 bands. also, i’m so excited for blossomcon in toronto!!! if you’re going to be there let me know i can’t wait to meet so many people!!!!
Oh my! $DRAM is giving me so much anxiety 😓invested a part of my savings for future home buy. Lost almost $500. Are you still holding it? I’m just not used to this kind of loss. No bashing please.
