You’re asking yourself what the hell is $FCFS, well that’s because including myself only 21 people on blossom actually own it. $FCFS a pawn shop operator that WINS as consumer faces economic hardship, that’s right a company that actually accelerates momentum during a depression or recession. It’s the world's largest pawn operator with 3,300+ stores across the U.S. and Latin America. When times get tough, people need quick cash but can't get bank loans. They walk into a pawn shop with jewelry, electronics, or tools, get a collateralized loan, and either come back to repay (FirstCash earns the fee) or don't (FirstCash sells the item at a profit). Their loans are backed by physical collateral at 40% Loan-to-value with zero credit risk. Results in 2026 Q2: - RECORD Revenue $1.075B (+29%) - GAAP EPS +58% - pawn receivables +63% - Seven straight quarters of double-digit same-store growth - 21.6% five-year revenue CAGR You might wonder if its battle tested, and I’m here to tell you that in 2008 while the S&P 500 was down -57% and banks were going under, FirstCash grew EPS 35% in 2008 and kept growing every year after. Their share price was up +29.84% by end of year 2008 (opened ~$12.48, closed ~$16.80) and then grew again by another +16% in 2009, not many companies especially in the financial services space survived 2008 without major damage, $FCFS not only survived they grew double digits. This company is the definition of Counter-Cycle. I wrote about them when I started the position, but that post didn’t get enough reach… So, here it is making into my Gems of the counter-cycle list. DYOR folks! You’ll be happily surprised 😊
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8 Comments
Luca @ldf54 · 1d
Thanks for this.
Eldon @selldon · 1d
I looked into this one after your last post and I liked it so much, I bought 10 shares. 🙌🤑
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