I need help to decide!!
Hi guys! This is my first post here…
I have been saving as much as I can for some years and started investing since October 2025 (a year ago), I could get around 6k or 15% return so far, which I am very proud of, because I started saving each cent since my first 10$ CAD.
My TFSA is maximized and for next year I am thinking about doing a lump sum on January 1st and invensting my savings amount (around 17k cad) putting 7k-7.5k in TFSA, 8k in FHSA and 1.5k in RRSP. My I dont know which strategy will be the best:
1) 100% VFV
2) 70% VFV, 20% VCN, 10% VXC
3) 70% VFV, 30% XEQT
4) 100% XEQT
5) Other???
Can you guys share your thoughts on this!? Thank you 🙏🏻
