A few years ago, owning this home felt impossible. This week, we moved into our family’s dream home. To make it happen, I sold a large portion of my $ZSP position to fund a healthy part of the purchase price. Was it luck? Naw, absolutely not. And that’s an important thing to drill home. This was years in the making. Years of night shifts (since I was 18, thank god no longer cause I can’t do it anymore!) Years of sacrifice. Years of discipline. Years of living below our means and consistently investing, month after month. The market rewarded that discipline, but it all started with showing up to work and sticking to the plan. Was it hard selling investments that have done so well? Absolutely, and I had a lot of back and forth arguments late at night with myself laying in bed trying to sleep lol. But this is exactly why I invest. Not to stare at a bigger portfolio forever, but to create options and improve my family’s life when the right opportunity comes along. I didn’t sell because I lost conviction in $ZSP. I sold because my investments had done their job. The best part? Even after the sale, we’re still over $700,000 invested, and now moving forward we’ll continue buying $XEQT every week as we rebuild the position over time. With the new house, we won’t be investing quite as much each month as we were before, but we’ll still be investing a meaningful amount. That’s the beauty of building a portfolio over time. Once it reaches a certain size, your investments begin doing more of the heavy lifting alongside your contributions. Compounding starts working for you in a much bigger way. Investing isn’t about dying with the biggest account balance, and I needed to remind myself that. (A lot) It’s about using your wealth to build the life you’ve always dreamed of. For us, that dream is this home. Where our kids will grow up, where memories will be made, and where all those years of sacrifice finally became something we can walk through every single day. Here’s to the next chapter.
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