The Fed raising rates changes my portfolio decisions, but it does not automatically change my long-term investing plan. I’m separating my money into three different jobs. https://www.instagram.com/stockswithpawan/reel/DdZoWTAA5Ry/ Long-term money This keeps going into diversified ETFs. I do not want my retirement or long-term compounding strategy to depend on correctly predicting the next Fed move. Opportunity cash I want some liquidity available because higher rates can create sharper corrections in growth stocks. Cash gives me flexibility if better prices appear. Individual stocks This is where I’m becoming more selective. A 20-30% drawdown can look attractive, but price alone does not tell me whether something is cheap. I still want: • durable revenue • healthy balance sheet • real end-market demand • reasonable valuation • an entry level where downside is manageable That framework helps me avoid two extremes: panic-selling everything because rates went up, or buying every dip simply because stocks are red. For me, the answer sits in the middle: keep investing, keep liquidity, and demand more from individual stocks. Not financial advice - just sharing what I’m watching, researching & investing in. Always do your own research before investing.
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1 Comments
David Monroe@d0p3y71 · 2h
No change for me- I’m banking on tech for the rest of the year
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