about me: 18 years old, living in Canada all my life, college student, currenty living with my parents with no expenses, don't have a part time job but do freelance work for income (for now) investment goals: max out my TFSA every year & FHSA until <33 when I buy my fist property Current Investments: - all my $FEQT holdings are in my TFSA - all my $ZSP & $VFV holdings are in my FHSA and currently DCA until dec 31 - $SOL + $ETH are short-medium term investments in cold storage being actively DCA until nov 1 Next years portfolio strategy: TFSA: $XEQT 50% + 22.5% $VFV + 22.5% $QQC + 5% $FBTC FHSA: 70% $XEQT + 20% $VFV + 10% $QQC Non-Registered: Cryptocurrency (max 10% of portfolio)
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@ratemyportfolio · 14d
I think you've done great here. Only comments I have (because you asked), a little heavy on SOL. I think risk for 18 yr old is good, but if I were to buy something risky I would pick a single stock or two. If you have conviction in SOL I would just lower the allocation from 8%. The only other comment is the S and P investment. No issue with it, but it's currently super concentrated in a handful of tech stocks. It doesn't offer the diversity it used to, but your FEQT more than covers it from a diversity perspective. I just thought I would mention it, eyes wide open kind of decision. Great work, and all the best.
Beevis
@beevis · 15d
Thanks for sharing Luca! Here's my feedback: 1. 📊 Make your crypto allocation intentional 2. 🧩 Simplify overlapping equity ETFs 3. 🏡 Align TFSA & FHSA risk with your first‑home goal Including my full thoughts below, shoot me a message if you wanna chat about it!
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