I think Wall Street is WAY too conservative on $SOFI growth. Look at the estimates on this chart. Consensus has quarterly revenue growth falling into the low-20% range during parts of 2027, then mostly sitting around the high-20s into 2028. Meanwhile, management’s own medium-term framework calls for at least 30% compounded annual growth in adjusted net revenue from 2025 through 2028. And that guide was given while assuming no significant new business launches or acquisitions. Now look at the execution so far. Q1 2026 adjusted net revenue grew 41% YoY. Q2 accelerated to 44% YoY, the fastest growth rate in more than two years. So Wall Street is basically modeling a pretty meaningful slowdown from here. Management is telling you they believe 30%+ growth can compound through 2028. And the business is currently growing well above that level. That gap is a huge part of why I still think the market is underestimating $SOFI. If management is even close to right, these estimates have room to move a lot higher.
176 views
2 Comments
Sunny Rai
@sunnyrai · 20m
Nope I think you are Jinxing it, try not to post on sofi for a week and watch.
SuperGrowth Stocks
@kyle_profits · 23m
Eventually, price has to catch up to ever-increasing fundamentals. This name has alot of hype around it, which can set it up for a trade to the downside, but with its fundamentals, I think eventually price will hit $30's/$40's and beyond.
See the full comment section 👀Sign up for the full Blossom experience!
