$VOO is great. It’s diversified, cheap, and hard to argue against. It’s personally a large part of my portfolio But if you’re young and have decades ahead of you, I think there’s a case for taking more risk. Something like $SCHG, $SPMO, or $TOPT gives you more concentration in growth, momentum, and the biggest companies. Yes, that means more volatility. But if you have 30–40 years to invest, being too conservative can be a risk too. I personally plan to take more aggressive positions after this AI bubble. Would you rather play it safe with $VOO or be more aggressive while you’re young?
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9 Comments
John D@iamjohn_d · 10d
Safe to ignore anyone that describes any investment in equities as a “safe” or “too safe” investment.
Ronan @ronan · 11d
$VOO is not safe, it’s actually heavily concentrated only in the US market, that’s not diversified Global equities are much safer, and even then carry 100% risk of equities Momentum works both ways, and owning the Top 20 stocks of the index may not be the best at all times. They likely got to the top of the index because you already missed the run up. There is more to investing then the US market and high risk US market funds
Eldon @selldon · 10d
Nothing is safe, but on a long enough timeline, $VOO is fantastic. Having said that, I'm partial to $SPMO, even as I approach my fifties.
