YouTube videos saying not to convert to Roth.
Roth Conversions are available for a reason. It is a tool that can be used depending on what your income sources are what your retirement budget is, and when you plan to withdraw from your TSP or IRA.
I retired in the last year and can live comfortably on my SSA and pension. I plan to make a series of TSP In Plan Conversions to Roth. I will keep my total taxable income within a lower bracket and repeat the process each year. After the Roth Conversion settles, I will rollover the Roth TSP to a Roth IRA giving me the ability to invest that Roth money with lifelong tax-free on the investments and all gains and income.
That will work very well with a Dividend Growth strategy.
Just saying, let investors find a strategy that works for them and do not proclaim that Roth Conversions are not a good plan.
