The most underrated investing strategy? Knowing when to do nothing. 🧠📈 Markets move every day. Headlines change, prices jump, and fear can make even a solid long-term plan feel uncertain. But constantly reacting to every market move can turn investing into speculation. If I had an extra $10,000 to invest today, I wouldn't necessarily try to find the next big winner. I'd first think about my goals, risk tolerance, and time horizon, then consider a diversified approach such as: 1️⃣ Broad-market ETFs 2️⃣ Dividend stocks 3️⃣ Growth stocks 4️⃣ A combination of all three The goal isn't to predict every market move. It's to build a strategy you understand, contribute consistently, stay diversified, and give your investments time to compound. Now I'm curious: if the market dropped 10% tomorrow, what would you do — buy more, hold, or panic? 😂👇 And if you had $10,000 ready to invest today, where would you put it?read more
Hello! My name is Nana and I’m an 18 year old first year university student. I am completely new to investing and hope to learn more from everyone here!
Finally added Broadcom to my portfolio. I’ve had this one on my watchlist for a while, and I kept coming back to it. I like the company’s exposure to AI, networking and custom chips, but what really made me want to own it is that it gives me another way to play the AI growth story without putting everything into the same type of company. Starting with a smaller position and will see how it goes. 📈
My best month so far! This is now the return to beat. No pressure just a goal. This is a lot more rewarding than just DCA on mutual funds! How was your month?
$QQQ: The narrowing price action in tech set bearish resolution. The 20DMA is set to cross below the 50DMA, a clear trend shift that seemed unimaginable less than a month ago since semiconductors were going to the moon. The damage could be worse but some mag7 have mitigated it.
My Canadian portfolio evolved 🦋 🌼 Original: $CNCL, $HDIV, $HMAX, $HPYT, $HYLD, $LIFE, $NVHE, $QMAX, $UMAX and $YTSL. 🌹 Today: $BANK, $CANY, $EBNK, $HDIV, $HHIS, $HMAX, $HYLD, $NVHE, $UTES and $YTSL. I focused on diversification, underlying exposure and income sustainability. A little over a year ago, I started my investing journey buying 20 high-income covered-call ETFs: 🇺🇸 U.S. ETFs $QQQY $IWMY $USOY $ULTY $RDTE $LFGY $CONY $MSTY $AMZY $PLTY 🇨🇦 Canadian ETFs $CNCL $HDIV $HMAX $HPYT $HYLD $LIFE $NVHE $QMAX $UMAX $YTSL Since then, I’ve changed my strategy quite a bit. 🙅♀️I sold all 10 U.S. income ETFs: QQQY → sold IWMY → sold USOY → sold ULTY → sold RDTE → sold LFGY → sold CONY → sold MSTY → sold AMZY → sold PLTY → sold I used the proceeds to buy VT, replacing the U.S. covered-call ETFs with a broad global equity growth position. The result today is roughly: $60K in 10 Canadian income ETFs ➡️ my income experiment The rest ➡️ growth-oriented investments with a 10+ year investment horizon: 🇨🇦 $XEQT 🌎$VT 🇺🇸$VTI ‼️Looking back, this was an exceptionally favorable 12-month period for many of these funds. Several produced very strong total returns. I need to see what happens during a bear market, and this portfolio hasn’t experienced one yet. read more
Recently, @emanuelepgd and I attended a few finance events and connected with so many great people in the community. Almost every conversation turned to our strategy—how we invest, how we engineer yield, and how we track our cash flow. Over and over, people kept telling us: “You two need to start a YouTube channel.” So here we are. We just uploaded our very first video on our channel, The Passive Growth Duo: 5 Years of Investing: Our Entire $319K Portfolio Revealed https://www.youtube.com/watch?v=LhsXkjnn1zU When we started investing five years ago, we were not clear on the path. It took years of trial, error, and tweaking to build a clear approach centered on cash flow and long-term stability. Today, we consider ourselves hybrid investors: most of our portfolio is allocated to passive income-generating assets, balanced by a strong growth core to keep the base stable. Rather than just talking about abstract concepts, we decided to show everything from day one—100% real numbers, slides detailing our strategy, and the custom trackers we coded to log all our distributions. What we cover in the video: - Household Strategy: How we split our portfolio between passive income generation and growth assets. - Account Deep Dive: A complete view inside each individual account. - Distribution Logs: Exact monthly distributions received and total cash flow to date. Check out the link above or search The Passive Growth Duo on YouTube to watch the video, and subscribe to follow along as we share more of our system. What did your strategy look like when you first started out compared to where it is today? Let's discuss in the comments. read more
15-hour shift after a night shift. Haven’t been home since Monday, so I got my wife roses. Passed $50K today, thanks in part to $XRP Made another $345 — $145 into $XEQTand$200 toward paying off Jamaica for next month 🇯🇲. I hate debt, so I’m getting that cleared ASAP. 10 days left on the streak. Almost there. Tomorrow I’m sleeping until 1 PM. Then I’m gonna treat myself to a weed drink before work. Blessed weekend everyone 🫶 read more
I’m starting with an initial lump sum of $1,250, followed by $209/month into $ZEQT, with a goal of eventually building an 80% $ZEQT + 20% individual stocks portfolio. I’ll be sharing the journey along the way. Let’s see what starting early can do. If you have an RESP, what are you investing in?
Just added to my physical collection, made a small order today 220$ well spend. Do you guys collect physical assets? I try to add some every month bit by bit what i can afford. 🍫🍫
Ended up been one of these nights, rainy days are always good 🤏 370$ every single girl made money on stage tonight, 200$ goes to my FHSA every week to lower my taxes, 100$ gonna go to $XRP and 70$ to $XEQT Whatever I make tomorrow, I will spend evenly between the two and hopefully reach my goal of 10,000 $XRP by the end of the week.
A little confession for my beauty-loving friends here: I am a fan of the $ULTA store. But I wear two hats, the customer and the investor, and lately the investor in me has been paying close attention, because beauty is one of the loudest growth stories in the market right now. Think about what is happening. K-beauty is everywhere, and social media turned instant beauty into a habit millions repeat every single day. That kind of cultural momentum shows up in the companies that sell it, and $ULTA sits right in the middle of it. The business is delivering. It just beat on its last quarter, raised its guidance for the year, and it is leaning into exactly where the young shoppers are, a TikTok Shop launch, an expanded Uber delivery partnership, and a wave of new brands. The big institutions are behind it too, more than 90% of the shares are held by the likes of BlackRock and Vanguard, and on my scanner its relative strength leads the market. Its weekly and monthly bands are still expanding from this summer's run, a sign the bigger trend has real force behind it, even as the daily sits calmly mid-range. That is a strong base taking a breather. Now the investor discipline, because loving the store is not a reason to buy the stock. Two things keep me patient. The company itself flagged slower growth in the back half of the year, and the stock screens expensive here. And the one thing my scanner wants to see is missing right now, volume. The demand has gone quiet these last few days, and a leader without volume behind it is resting, not running. So here is how I am watching it. It trades near 537.5. The line I would not want to see it lose is 500.5. And the upside I would measure against, if the volume comes back and the move gets going, is 644.9. Until the buyers show up again, it stays on my radar, strong on its base, quiet on demand. I love it as a shopper. As an investor, I am watching the sector and waiting for the tape to confirm what the trend already tells me. Not investment advice. Find more of my deep dives on my newsletter 🐝read more
Thirteen days ago I wrote that $LLY had cooled and I was waiting, not chasing. The demand had dried up, its leadership slipped, the cycle turned to caution. The base was intact, but the moment was gone. Here is the follow-up, because the tape had the final say. $LLY did not come back. It got weaker. On my scanner it went from a wait to a skip. The demand still has not returned, the buying volume is flat on the floor. Its relative strength slipped further, it is still not leading. It is still sitting in the caution zone, not strength. The one thing holding firm is the same as before, the ownership, the institutions still hold it. So the foundation is intact and everything on top of it is still soft. It closed near 1138, and the clean entry I said I was waiting for never formed. That is the whole point. A great company whose moment has not arrived is not a trade, it is a wait. Chasing $LLY two weeks ago would have been chasing a memory of strength, exactly what I said. Patience was the position, and it still is. Not investment advice. 🐝
A month ago I flagged $AMAT as a great company at the wrong moment: record revenue, raised guidance, and a stock that still would not move. Here is the update, because price answered, not the headlines. $AMAT fell from its highs near 700 to 426.1 in early September, bounced, and is steadying in the mid-450s, closing Friday at 456.5. But it is still under its weekly pivot at 460.4. And the tell: on Friday, when all four indexes closed green, $AMAT closed red. Relative strength is on the floor, a true zero, and volume ran below average all week. So which list does it belong on? Not the long watch, not yet. This one sits on the short watch, the weakness side. What would flip it: a reclaim of 460.4, then 470.2, held on volume. Below 446.7 it reopens 436.9, and a loss of the 423.2 to 426.1 zone puts the downtrend back in motion. $AMAT the business is excellent. $AMAT the stock stays on the weakness list until the levels say otherwise. Not investment advice.🐝 read more
Hey there! My name is Tamara, and I’m 18 years old. I’ve been interested in options trading for almost a year now, and I’m still a beginner. I’d love to learn more! :)
I’ve been rebalancing my portfolio and have added new investments $ZEQT, $MSFT and $VBAL. I’m still holding to $MSTE. Bitcoin is still young in terms of its founding and we’re still trying to understand its cycle. Bitcoin is a Leo ascendent conjunct the South Node. With transiting Jupiter moving out of Bitcoin’s 12th House in Cancer into the 1st House in Leo, expect Bitcoin’s identity to shift from the hidden or coming out of its lull into the spotlight like a stage over the next 12 months. Expecting this transit to bring increased visibility, optimism and a sense of authority for Bitcoin. Also expecting the market to focus on 'who' and 'what' Bitcoin is as it commands more attention.
I’m a new investor just getting started with a little help from AI and online research. I’m interested to know what more experienced investors prefer or if I’m missing the mark altogether!
Apple owned the keynote week: the first foldable, the new Pro line, a fresh Watch, iOS 27. And the tape answered, closing Friday at 332.3. Here's the read, both lenses: $AAPL shows relative strength at the very top of my scale, a clean leader, momentum favoring the long side, volume building through the event. That's the long watch, not the weakness side. Wall Street carries a buy with a target barely above the price, yet one widely followed model pegs fair value near 225, about a third below where $AAPL trades. Near 38 times earnings. The Street likes the story and is paying up for it. Two levels I'm watching: the overhead at 342.4 is where the leadership extends. Lose the floor at 316.0 and the premium is catching up. Earnings land October 29, after the close. That's the test. The full map, every level and how I read them together, is in the newsletter. A great company and a full price can both be true at once. I watch both. Not investment advice 🐝read more
📉 NBI is down… but I’m not disappointed. Short-term price movements can test our patience, but they don’t always reflect the long-term value of an investment. I’m staying focused on the bigger picture. Market pullbacks are a normal part of investing, and for long-term investors, they can even create opportunities. The key question is: Has the long-term story changed? If not, temporary declines don’t necessarily change my investment thesis. 💬 What’s your take? * Are you holding your NBI position? * Buying more while it’s down? * Or are you concerned about the recent performance? Let’s discuss in the comments. 👇 #Investing #LongTermInvesting #StockMarket #WealthBuilding #FinancialFreedom #NBI #InvestSmartread more
Hi all, I wonder if others have had this same inclination to open up an extra TFSA account to create a back-up compounding machine for a child in case they don't take the initiative to invest, or at least to give them an early start to investing? The idea: open an account in your own name, don't tell them about it and pay regularly into it instead of leaving it to chance that they will make the decision to invest? At the same time, encourage them to invest so that if they do, they essentially have two funds working for them. They either get it on top of what I leave them in my will or when they've shown me they understand investing. Interested to know if others have done the same thing.
Hi, I’m Hunter. I’m 27, Canadian, and recently had a stroke. Life changed overnight. Since then I’ve been learning how to slow down, appreciate the little things, and rebuild my life one day at a time. I don’t have everything figured out—and I don’t want to pretend that I do. This page is going to be my little corner of the internet where I share: 🌿 Stroke recovery 📈 My beginner investing journey ✈️ Travel (especially my love for Vietnam & Thailand) ☕ Coffee and cooking 🧘 Wellness and yoga 🌎 My dream of one day helping families and children in northern Vietnam 💭 The honest, messy, beautiful process of figuring life out. I have one little goal… I’d love to grow this community to 500 followers. Not because of a number—but because I’d love to meet 500 kind, curious people who want to cheer each other on while we navigate life together. If you’ve ever had to start over, chase a dream, recover from something difficult, or you’re simply trying to become a better version of yourself… I’d love for you to follow along. Let’s see where this journey takes us. 🤍 Follower #1 or follower #500… thank you for being here. -Hunterread more
