The biggest stock winner in my portfolio isn’t a tech or AI stock surprisingly 👀. It’s actually a stock that’s boring, been around forever, and what people call a “dividend king”. It’s $TD 🤯🤯 Although I’m adding more growth stocks into my RRSP account (my TFSA is maxed out). This is a good reminder that investing isn’t about chasing trends ⭐️
Hard to believe it was one year ago today that @perryf started his YouTube channel!! It’s been an amazing year and I’m looking forward to seeing what you do in your second year.
I'm excited to share that I'll be attending BlossomCon 2026 in Vancouver on August 22nd, and I can't wait to meet so many incredible Blossomers and fellow investors from all walks of life. 😊 One of the things I value most about this journey is the genuine connections I've built through the Blossom community and on YouTube. What started as sharing my own investing journey has grown into meaningful friendships, thoughtful conversations, and opportunities to learn from so many amazing people. I'm looking forward to finally putting more faces to the names I've come to know online. Last year's Blossom event in Calgary was a truly fabulous networking experience, and I'm expecting this year's Vancouver event to be even better! The photos also remind me of another special journey. ❤️ The two pictures of my daughter, affectionately known as X.CUTIE (thanks to her growing $XEQT RESP portfolio 😄), show just how much she's grown over the past year. Time really does fly, and she's looking as cute as ever! While I won't be able to attend the Toronto Blossom event on July 25th, I want to wish everyone who's going an absolutely fantastic time. I hope you make great connections, learn something new, and have an unforgettable experience! If you're coming to Vancouver on August 22nd, I'd love to meet you in person. Come say hello, chat investing, personal finance, YouTube, or just introduce yourself. 🙂
Trump is weighing putting additional tariffs on Canada in response to the ongoing wildfires.. wow.. "not properly maintaining their Forests, and Brush therein, and the United States is being unnecessarily invaded by filthy, polluted, and unhealthy air, the quality of which is dangerous, and totally unacceptable" On the other hand, Trump’s social media company Truth Social has discussed charging traders and investors as much as $100,000 a month for faster access his posts - FT $100K/MONTH!?
this has been a crazy week for deposits, so how about some more!!! i got a cheque last night for $169, then got paid out from a side job $60, then some money i had left in another account that i forgotten about $36. so today’s total was: $265!!✅ so what did i do? 😆 i bought $132.50 of $VFV in the RRSP and I bought $132.50 of $XEQT in the FHSA!! happy friday everyone!! what did you buy today??🤫
A few years ago, owning this home felt impossible. This week, we moved into our family’s dream home. To make it happen, I sold a large portion of my $ZSP position to fund a healthy part of the purchase price. Was it luck? Naw, absolutely not. And that’s an important thing to drill home. This was years in the making. Years of night shifts (since I was 18, thank god no longer cause I can’t do it anymore!) Years of sacrifice. Years of discipline. Years of living below our means and consistently investing, month after month. The market rewarded that discipline, but it all started with showing up to work and sticking to the plan. Was it hard selling investments that have done so well? Absolutely, and I had a lot of back and forth arguments late at night with myself laying in bed trying to sleep lol. But this is exactly why I invest. Not to stare at a bigger portfolio forever, but to create options and improve my family’s life when the right opportunity comes along. I didn’t sell because I lost conviction in $ZSP. I sold because my investments had done their job. The best part? Even after the sale, we’re still over $700,000 invested, and now moving forward we’ll continue buying $XEQT every week as we rebuild the position over time. With the new house, we won’t be investing quite as much each month as we were before, but we’ll still be investing a meaningful amount. That’s the beauty of building a portfolio over time. Once it reaches a certain size, your investments begin doing more of the heavy lifting alongside your contributions. Compounding starts working for you in a much bigger way. Investing isn’t about dying with the biggest account balance, and I needed to remind myself that. (A lot) It’s about using your wealth to build the life you’ve always dreamed of. For us, that dream is this home. Where our kids will grow up, where memories will be made, and where all those years of sacrifice finally became something we can walk through every single day. Here’s to the next chapter.
Wow... NEW CIBC ETFs... CAKE?! The funny ETF names continue. CIBC just filed a preliminary prospectus (July 10) for three new Avantis funds, with a TSX listing targeted for August: $CAKE - Avantis CIBC Balanced Asset Allocation ETF 60/40 equity/fixed income. The VBAL-equivalent. $CAGR - Avantis CIBC Growth Asset Allocation ETF 80/20 equity/fixed income. The VGRO-equivalent. $CAGX - Avantis CIBC World Equity ETF 100% global equity with no Canadian home bias: roughly 65% US, 20% international developed, 12% emerging markets, 3% Canada. Basically market-cap country weights. Closest comparison is VT, but with Avantis' systematic factor tilts. https://www.sedarplus.ca/csa-party/records/document.html?id=fc04fa5331c448c4a54648dc3fdd12dff85ed3c1746f04f670114b2e45289948
$DRAM not giving that 100% return in 3 months like people thought? That was speculation. Gambling. We have to call it what it is. Next up everyone will call it a long term play, and hey they may prove me wrong, but thats a gamble too. One that may or may not pay off. sector etfs are sector specific, very hard to time, and often come at a time that the market is topping and the fund companies see the money to be made off people like you and me. Blossom is full of hype, people makeing large amounts of money from very niche ideas. understand where you sit at the table when eating with hyenas.
Thanks again @perryf for leading this event ! and @paulsantori it was nice for you to visit Winnipeg! We will now expect you to come visit at least once a year lol 😃😜 Met lovely folks yesterday, so nice to hear their own journey and continue to learn from each other! ❤️ Taisa @montai we started with a lunch for Perry's retirement in 2023 and now we're both so happily retired as well! Love our journey and thank you Blossom 🌸
Yesterday was a whirlwind day... good and sadly bad (my dad had a a medical emergency in the morning and having to deal with that and still get the event in the evening done).... But it was a great event... about 30 showed up... perfect weather. and having my pal @paulsantori fly in to help as well as @kar0825 valuable to help soo much and take these photos! i didnt take many myself. of course .... paul and i forgot the 1 year anniversary youtube cake to share with everyone! ohh well more for me. and thanks @maxstocks and team for helping with all your support!!
I am in many finance groups on Facebook, Instagram, X, etc (yes im a finance nerd lol). I see people post and ask what stocks to buy or ask what's the next stock to go to the moon? 🚀 Over the years of investing I've found the real secret to building wealth in the stock market? Your income. Everyone obsesses over finding the next stock that might double. But the reality is, the biggest driver of long-term wealth isn't chasing massive returns it's having more capital to invest. Someone earning a high income and consistently investing $5,000-$10,000 every month doesn't need to take wild risks. A steady 8-10% annual return can build extraordinary wealth over time. Meanwhile, too many people are trying to turn $3,000 into $6,000 overnight. I'd rather earn 10% on a $500,000 portfolio than 100% on $3,000. Focus first on increasing your earning power. Then invest consistently in diversified, long-term assets. The larger your portfolio becomes, the less you need home runs to reach financial freedom. Some investors like @moementumfinance, @flipflopfinance@karyungtom@mr.financial @crazycanuckinvestor to name a few are all mainly in pretty simple boring ETFs (so am I lol) but are making decent gains (50k-100k+) during a healthy market year simply because they've allocated their income aside and continued to buy good investments overtime. I dont speak for any of them but I dont see them posting about chasing the next big stock. Some invest only in XEQT, CAGE, other EQTs (you know who you are lol) Income fuels investing. Investing builds wealth.
I genuinely can’t take investment advice from anyone who still tries to justify buying $MSTE. At this point, it feels like there are only two possibilities: 1. They’re coping with a poor investment decision and trying to convince themselves it was the right move. 2. They’re misleading others into believing the risks aren’t as significant as they really are. The underlying asset is already highly volatile, and then the fund layers on additional risks and structural trade-offs. Chasing an eye-catching yield without understanding where it comes from isn’t an investment strategy. Yield alone doesn’t make a good investment. Understanding risk does. Note: I’m not a PII hater/basher, this is just my thoughts on investing in MSTE alone
Borrowed $2000 from the equity built in my principle residence and invested it in $XEQT in my Smith Manoeuvre portfolio. Ever since switching from Questrade to Wealthsimple, this was my first new deposit to the SM portfolio within the new beokerage and everything went smooth. The process I followed? I moved $2000 from my Scotiabank HELOC to my Scotiabank chequing account, then made an interac e-Transfer to myself and deposited it to my dedicated SM chequing account I have created within Wealthsimple. Lastly, I deposited that exact $2000 to my Smith Manoeuvre portfolio in Wealthsimple and bought approximately 44 new shares of XEQT.
What I always loved about this platform is the supportive spirit , willingness to help, selfless knowledge sharing and the constructive feedback loops. This week I saw an ugly side I didn’t like and I’m going to speak out about it! It’s the lack of empathy and the dancing on the misery of others. I can understand and appreciate when someone celebrates winning big, but what I can’t stomach is the glee, gloating and cheering when a name someone believed in gets cut in half. Mocking a losing position isn’t educational, giving people constructive feedback on how to understand what went wrong is. Every single one of us has been on the wrong side of a trade and the market humbles all of us eventually. Please remember kindness is free, but is a real compounder. Let’s all do better blossom, the market is the real enemy 😊
For me, it was believing that making more money would fix everything. Don’t get me wrong, earning more absolutely matters, especially when you’re trying to cover basic needs or recover from financial hardship 🙏🏻 But I learned that a bigger paycheck doesn’t automatically create financial security. At some point, it’s less about how much comes in and more about what you do with it. I’ve seen people with high incomes feel trapped by their finances, and others with modest incomes steadily build wealth over time. Income opens doors, but habits determine whether those doors stay open. What’s one money belief you’ve had to unlearn?
I did not expect to receive today this amazing NASA SLA lego as a birthday gift, shout-out to @maxstocks for this surprise 🐐 I would love to do livestreams where I’m building this while answering your space stocks questions! 👀🚀 — In case you missed it, here’s the replay of my AMA on space stocks with Global X! We covered topics including how to value space companies, SpaceX, rocket reusability, the return to the Moon, and more. If you’re a space stock holder, it’s definitely worth a watch. https://www.youtube.com/live/nkNkEU4Jmrs *note: Nothing discussed in this AMA constitutes financial advice.
Still feels unreal. I started working at 16 years old 👨💻 with one goal to build something for my future. There wasn't any secret formula, overnight success, or perfect timing. There were mistakes. 📉 There were wins. 📈 There were months where progress felt slow. 🐢 There were moments when I questioned if it was even worth it. 🤔 But I kept showing up. Today, at 20 years old, I've officially reached a $100,000 portfolio. 💰🎉
Today feels a lot like March 30th. Capitulation. But the difference is that the S&P is still very surprisingly green on the month. FYI we haven’t had a bad July in almost 12 years. Sometimes you just got to shut up and buy the dip, a lot of names are heavily oversold now. I’ve been buying $ZETA, $CRDO, $NBIS, and of course $ASTS. All-In bleeding, but we don’t capitulate. Take a breather, touch some grass.
