Ending the week with a new milestone on Blossom… 8,000 followers!! 🚀 Really appreciate everyone who follows along and reads my space stocks research!! 🙌 (Since it’s been highly requested, stay tuned for my updated $LUNR due diligence later this weekend and exclusively on Blossom 👀)
My household investment portfolio has reached approximately $1.4 million, but there’s an important part of that number I want to be completely transparent about: approximately $180,285 is investment-related borrowing. In this portfolio update, I’m breaking down the actual numbers behind the portfolio, including: 📈 $1,400,363 current portfolio value 🌎 28,471+ shares of XEQT and 484 shares of VT 💳 $180,285 of investment-related borrowing 💰 Approximately $21,500/year in distributions 📊 Approximately 2.3% yield on cost 🔄 Distributions are essentially reinvested back into the same holdings I’ll also explain why I continue to keep my portfolio incredibly simple, with $XEQT making up the overwhelming majority of my investments. XEQT gives me exposure to thousands of companies across Canada, the U.S., developed international markets and emerging markets, while automatically rebalancing the portfolio. I’ll explain why that simplicity is so important to me — and why I’m not interested in constantly chasing whichever country, sector or stock happened to outperform over the previous decade. I’ll also talk about the small amount of $VT I hold in our RRSPs, and why U.S.-domiciled ETFs can make sense in certain Canadian registered accounts from a withholding-tax perspective. 🌎 One of the biggest themes in this video comes from Vanguard's "Think differently about global diversification" article. The U.S. has dramatically outperformed many international markets over the past decade. But looking backward, there's always something that performed even better. That’s why I continue to believe that diversification isn't about predicting which market will win. It's about acknowledging that we don't know. 📌 Important: This video is my personal investing journey and is for educational and entertainment purposes only. It is not financial, investment or tax advice. Investing involves risk, and borrowing to invest can significantly increase both potential gains and losses. The tax treatment of investment interest depends on individual circumstances and applicable CRA rules. 👇I'd love to hear from you: Would you be comfortable having a $1.4 million portfolio with $180,000 of investment borrowing, or would you prefer to invest completely debt-free? https://www.youtube.com/watch?v=RHiZbMkEaL0 read more
One thing I have always enjoyed to see on this platform is when you reach a new ATH or milestone. Who should I tell, Well? Every one of course! What’s your new ATH and or new milestone?
Looking back at where I started a 14 months ago, the biggest lesson I've learned so far is ignore all the noise be patient and must of all have conviction and stick to your plan. Big Thanks to @garygill and @adrian_pii and all the Blossom PII.
“The first $100,000 is a bi*tch, but you gotta do it.” When I started investing at 18 and heard this quote, I was dedicated to making it happen. Here are my completely unfiltered thoughts and a bunch of yapping on my investing journey. Growing up, no one in my family had ever invested a single dollar. My parents immigrated from Vietnam, worked several minimum-wage jobs, and didn’t believe in investing in the stock market, in fact, they believed it was a scam. My older siblings never had anyone teach them about investing and therefore never had their money grow for them. Living in a low-income household with a heavy mindset on being frugal and having just enough to get by really made me dream bigger. So I did my research on investing through YouTube (shoutout @brandon). I started working my first job as a cashier at 15 and continued working several jobs to ensure I had enough money to invest the moment I turned 18. Finally the day comes I can finally invest. For the first few years my portfolio is only red from the pandemic crash. I questioned myself if investing was the right move, but I trusted the process and kept contributing more. It wasn’t until around 3 years later, I finally saw consistent gains. Last year, I really wanted more money to invest, so I went full workaholic mode. I was working 80-90 hour workweeks balancing my corporate job and serving at a restaurant. I remember one of the busiest days I had: I woke up at 6:30 AM for work, got to my corporate job at 7:15 AM, and worked until 4:15 PM. I drove to my job as a server starting at 5:00 PM, finished closing the restaurant at 11:00 PM, drove downtown for a DJ gig at 12:00 AM, and got home for bed at 2:30 AM. In that moment, I questioned if all the grinding was worth it. I can confidently say now I wouldn’t change a thing. It’s moments like those that remind me I completely deserve to be where I am today and that hard work truly pays off. I honestly have a mix of emotions right now: grateful, happy, excited, lucky, proud, accomplished, and motivated. It’s funny because I remember two days ago I was spamming refresh on my portfolio to see the golden 100k and it didn’t happen. This morning I was busy with work and forgot about it, then it crossed my mind and I opened up Blossom this afternoon, and there it was. Pretty anticlimactic 😭 Reminds me that investing doesn’t have to be exciting, and it’s honestly a very boring process for most people. Job ain't finished though. My next big financial goal will be $250k invested. My plan will move away from trading my time for money and toward having more passive sources of income. I really want to focus more of my time on creating. Creating financial content just like the people I watched who helped me get here in the first place. If you read this far, thank you. I’ve always believed in financial transparency and the benefits it provides to others. This was in no way a means to flex on you or brag. I just want to share with those in similar shoes to me that it’s possible. I would also love to receive advice from others on how I can make my way toward my next goals. Hope everyone has a strong and successful final quarter of this year.read more
Heavenly Father, before anything else, I just want to say thank You. Thank You for life, for health, protection, wisdom, strength, and every opportunity You continue to place in front of us. Father, we know that every achievement is not only about what we can see on the screen. Behind every milestone are lessons, patience, discipline, mistakes, corrections, and moments when we had to trust You even when we couldn’t see the outcome. Today, I thank You, God, for allowing me to experience another milestone with my trading community. I just reached $1,266,287 🚀🚀🚀 Lord, keep us humble when things are going well. Give us wisdom when things become difficult. Help us never allow money, profit, or success to become bigger than You in our lives. Give us the discipline to know when to enter, when to wait, when to take profit, and most importantly, when to walk away. Your Word says: “I can do all things through Christ which strengtheneth me.” – Philippians 4:13 This verse reminds me that strength doesn’t only show up when everything is going perfectly. Sometimes strength is having the patience to wait. Sometimes it is accepting a loss and learning from it. Sometimes it is having the discipline not to take a trade when there is no setup. And sometimes it is simply trusting God through a season where we don’t understand what is happening. Father, whatever success You allow us to experience, help us use it wisely. Give us the wisdom to manage what You place in our hands, the humility to keep learning, and the heart to help other people grow instead of making them feel like they are behind. 🙏 And Lord, I pray for everyone reading this. As we come to the end of this week, please cover every person and their family. Protect their homes, health, finances, businesses, jobs, and everything that concerns them. Let good news locate them. Let favor speak for them in places they cannot speak for themselves. Open doors that no person can shut. Give them peace where there has been stress, direction where there has been confusion, strength where there has been weakness, and hope where they may have been feeling discouraged. Bless their families. Protect their children and loved ones. Give them wisdom with every decision they make, and let the coming days bring testimonies, opportunities, breakthroughs, and reasons to smile. May nobody reading this walk into unnecessary trouble. May God go ahead of us, guide our steps, protect us from what we cannot see, and give us the wisdom to recognize the opportunities that are meant for us. In Jesus’ name, Amen. 🙏❤️ 📊 TODAY’S LIVE TRADING WITH MY TRADING COMMUNITY The positions shown include: $MU$930 Call 105 contracts Average price: $15.75 Market value: $825,825 Realized Profit: +$660,450 $COIN$167.50 Call 155 contracts Average price: $3.00 Market value: $418,112.50 Realized Profit: +$371,612.50 $HOOD$105 Call 150 contracts Average price: $2.03 Market value: $218,625 Realized Profit: +$188,175 $GOOG$342.50 Call 150 contracts Average price: $2.23 Market value: $79,500 Realized Profit: +$46,050 Combined Realized Profit: $1,266,287.50 🔥 Now, let’s talk about today’s live trading. I just hit a milestone of $1,266,287 🚀, and while the number is exciting, I want to use these setups for something more important than simply showing a big number. I want someone to learn from them. One thing I always tell people is that options can be an amazing tool when you actually understand what you’re doing. But that same tool can become extremely dangerous when you jump into it without knowledge, a plan, understanding risk, or knowing what you’re actually buying. And I’m not saying this because I think I’m perfect. I’m not. Nobody is. I don’t care if you’ve been trading for 10 years or you’ve been trading for 10 days, there is always something new to learn. The market will humble you very quickly if you stop learning. That’s why I believe knowledge should always come before money. 📊 LET’S USE $COIN AS AN EXAMPLE Look at the $COIN$167.50 Call Setup. The premium shown moved from around $3.00 to $28.40. A standard options contract represents 100 shares. So if someone bought 1 contract at $3.00, the cost would be: $3.00 × 100 = $300 If that same contract reached $28.40, the value would be: $28.40 × 100 = $2,840 That means the difference would be: $2,840 − $300 = $2,540 profit That’s an $2,540 gain on a $300 premium Now imagine seeing that and thinking: “I need $10,000 or $20,000 before I can start learning options.” You don’t necessarily need a huge account just to learn how options work. Someone could start with a smaller account, even around $1,000, and focus on setups that actually match their account size and risk tolerance. But here’s the part people sometimes forget: A small account can still become $0. Having $1,000 doesn’t mean you should risk the entire amount. If you don’t understand options, you can lose money just as quickly as you can make it. 📊 NOW LOOK AT $HOOD The $HOOD$105 Call in the setup shows a premium around $2.03 and a later price around $14.80. If we use one contract as an example: $2.03 × 100 = $203 At $14.80: $14.80 × 100 = $1,480 The difference would be: $1,480 − $203 = $1,277 So, in this simplified example, one contract would have increased by $1,277 profit That’s why options can be so powerful. But that’s also exactly why options can be dangerous. The same leverage that can multiply a winning trade can also multiply losses when the trade moves against you. You have to understand things like: • Calls and puts • Strike price • Expiration date • Premium • Intrinsic and extrinsic value • Delta • Gamma • Theta • Vega • Implied volatility • Bid and ask spreads • Liquidity • Volume and open interest • Break-even price • Position sizing • Risk-to-reward • Market structure • Entries and exits • Profit-taking • Stop-loss/risk management • Trading psychology And there’s something else that matters just as much: You don’t have to trade every day. Sometimes the best trade is no trade. Don’t chase a move because you saw somebody else make money. Don’t enter because you’re afraid of missing out. Don’t revenge trade because you lost yesterday. And don’t increase your position just because the last trade worked. One good trade does not make you a great trader. One bad trade does not make you a terrible trader. What matters is continuing to learn, manage risk, stay disciplined, and build a process you can actually follow. Options are risky. You can lose part or all of the money you put into an options position, and some strategies can carry even greater risks. So please don’t look at these numbers and think, “This is easy money.” It’s not. The screenshot is the result. The knowledge, preparation, risk management, patience, and decision-making behind the trade are the part you don’t always see. I want to make something clear. I’m not posting this to show off. I’m posting it because I want someone who is watching from the outside to understand that there is a lot more to options trading than simply seeing green numbers. The lesson I want to share is simple: Learn first. Understand what you’re doing. Start with an account size and risk level you can actually handle. Protect your capital. Stay disciplined. Keep learning. If you’re starting with $1,000, don’t feel like you need to trade like someone managing $100,000. Trade according to your own account size. Your position size should make sense for you. Your risk should make sense for you. Your goals should make sense for you. And never forget that the market doesn’t owe us a profit. 🙏 PUT GOD FIRST Above everything, I always want to give God the glory. Because without God, I wouldn’t have the wisdom, strength, opportunities, patience, or ability to recognize and execute the setups that come my way. I believe God gives us different gifts, but He also expects us to use those gifts wisely. That’s one reason I love sharing what I’ve learned with others. If the knowledge God has blessed me with can help another person understand trading better, avoid a mistake, become more disciplined, or simply become more educated before putting their money at risk, then I’m happy to share it. The Bible says: “The liberal soul shall be made fat: and he that watereth shall be watered also.” – Proverbs 11:25 That verse reminds me that what we have been blessed with can also become a blessing to someone else. So if I have knowledge that can help somebody, I want to share it. If someone has knowledge that can help me, I want to learn from them too. We all learn. We all grow. Nobody knows everything. 📊 WHAT I’M REALLY TEACHING WITH THIS POST I’m teaching that success isn’t just about the profit number. It’s about the process behind it. It’s about learning how the market works. It’s about understanding options before putting money into them. It’s about knowing your risk. It’s about protecting your capital. It’s about controlling your emotions. It’s about having patience. It’s about knowing when to take a setup and when to stay out. And most importantly, it’s about remembering that money is a tool, not the purpose of life. Put God first. Keep learning. Help others when you can. Stay humble when you win, stay teachable when you lose, and never let one good day convince you that you know everything. The milestone is $1,266,287 🚀🚀🚀🚀🚀 But the real win for me is being able to build, teach, and grow together with a community of people who genuinely want to understand the market. Keep learning. Keep growing. Keep God first. 🙏 ⚠️ OPTIONS RISK DISCLAIMER Options involve substantial risk and can result in the loss of some or all of your investment. All setups and information shared are for educational purposes only and are not financial advice or a recommendation to buy or sell any security.read more
Some people invest to quit their job Some for retirement Some for a better life! This is the only reason I invest Some people laughed at me and others said it couldn’t be done But who’s laughing now!! Suck it DQ, suck it McDonalds! Suck it Baskin Robbins! I no longer have to rely on the system for my Ice cream! Dreams do come true when you’re patient and work hard Thank you $VFV Thank you $XEQT Thank you blossom community for believing in me! read more
AFTER 6 years of discipline and active investments I finally become a house owner 💪🏼 - no more rent to landlord - time to build equity - now i have a Real state investment - 3.9% Fix term for 4 years - downpayment 102k on a 473k mortgage leaves me with a mortgage of 1761 dollars.. I was paying 2300 a month in rent. Huge win there!!! - now i have to start all over again. This time what i have on my side is experience. I will be able to reach out that 100k milestone again soon 💪🏼 read more
I hadn’t updated the page in a month or so. My dad died and life has just been crazy. Thanks to $AMD and $META for pushing it over the edge! Woohoo. Next stop $100k!
Thank you for 5,000 followers!!🎉 I appreciate each and everyone of you who support me, my team, and what I’m building at Summit Capital Once of the best things that I love about investing is that it isn’t a zero-sum game... If I buy a piece of ownership in a business, and the company created aditional economic value, then the value of said piece of ownership has increased. We can buy and own strong companies with strong moat’s and strong management teams for the long-term and make money TOGETHER I haven’t been as active as I’d like to be recently, as school + hockey + gym + internship + business has been running me into the ground, so I do apologize for that (although I’m still active in Summit Capital, link in bio!) Cheers to the 10k followers next as the Blossom app continues to prosper and grow!read more
$MU has been the biggest driver, with strong contributions from $NVDA, $MRVL, $CRDO and the rest of the AI/infrastructure basket. Some notable trades that helped me get here: • $MU bought as low as $88 to $106, with several 90% to 100%+ realized trims and a much larger position still running • $CRDO bought around $100 to $108, with multiple realized trades up 60% to 150% • $NVDA bought around $118 and continued holding as a core winner • $NOW bought around $87 to $93, with repeated 10% to 20% swing profits • $TSM bought around $363 and trimmed as high as $441 • $ANET bought around $142 to $146, with several profitable trims into strength • $VST was another strong AI power trade, alongside wins in $COHR, $AAOI and others Even got $AMD at $120 back in the day but sold it into $300s. A lot of these amazing entries happened in 2024-2025. Still a long way to go, but crossing +150% total profit is a phenomenal milestone. read more
Crazy to even say it out loud but I didn’t even have the opportunity to make a post to celebrate my investment portfolio crossing $100,000 and I am already 13% up just a couple of weeks after. Crazier than that, my total return has crossed the 100% benchmark, even though I haven’t bought anything recently as I am on a cash-accumulation journey (currently sitting at 7%, targeting 10% by EOY). I’m am taking it with a grain of salt given how choppy the market has felt lately and the volatility/risks that comes with holding positions like $MU, $NVDA, $PLTR, or cryptocurrencies, but this is a great time to reflect on how far I’ve come and enjoy the current view!
Took 3 months to go from 1 million to 1.1 million. I remember the first 100K took almost 4 years of saving, grinding, penny pinching. Now this portfolio has reached a size I’ve never dreamt possible. Big numbers get bigger. Bigger numbers get even bigger. Contributions matter very little at this point. I could throw 1k, 5k, 10k at this portfolio and it wouldn’t move the needle. Position sizing and conviction matters more. Holding through the volatility matters more.
So happy to share I have reached my portfolio milestone of $100K before turning 25!! Looking forward to sharing a new update at $250K Keep investing 🚀📈
I wanted to wait until the end of the year to post this, but I’m too excited today. I reached the 50K portfolio goal,I set for myself for 2026! 🎉 What you don’t see behind this number is everything that happened this year. I got laid off, went through multiple interviews, landed a new job, and ultimately moved back in with my family because the commute from where I lived was just too much. Everything changed at once, and I’ll be honest, some days it’s been really hard to even get out of bed with the anxiety and depression that came with all the uncertainty. As a single-income person in my 30s, it’s been tough. Moving home has sometimes felt like I’m taking steps backwards, but I’m trying to see it as an opportunity to stabilize, save aggressively, and build toward my future. Five years ago, I didn’t understand ETFs or investing. I learned through Blossom, countless YouTube videos, and of course @joyeeyang my go-to is XEQT btw! For anyone just starting out, or feeling like they started later than they should have, remember: everyone is on their own journey. You don’t see the layoffs, sacrifices, family situations, setbacks, and adjustments behind someone’s portfolio. If you’re showing up and investing whatever you can, that is enough. ❤️ I’m usually so focused on what’s next that I forget to acknowledge how far I’ve come. So today, I’m letting myself be proud. $50K. Next chapter: Road to $100K.🚀 read more
How? I increased my income! I work a 9–5. I don't have a get-rich-quick scheme or a side hustle recommendation. For me, increasing my income through my career was the most realistic way to do it. One of the most effective ways to increase your income can be changing jobs.When I changed jobs, I got a 30% increase in gross pay. The role was hybrid and close to home, so my expenses didn't increase much. It's so easy to get comfortable in a job. I genuinely loved my previous job, but I also knew where I wanted to be financially, and my investments weren't where I wanted them to be. If you're in a position to explore other opportunities, sometimes finding a role that gives you more income while still working with your lifestyle can be one of the best things you do for yourself!!! And instead of letting the extra income turn into lifestyle inflation, I pretended I was STILL making my old salary and invested the difference. I still travelled, ordered takeout, went out with friends and spent money on things I enjoyed. And whenever I had a surplus after my expenses, I invested it. Again and again and again!! My biggest recommendation? Keep your resume up to date.Write down your accomplishments, skills etc. as they happen!! You can't pursue opportunities you're not prepared for Unfortunately, I was laid off from that job. Now I have a new job, and I had to make different sacrifices. My commute is about 100 km a day 😂 and my budget has changed. But I'm still aggressively investing toward $100K. hopefully less than two years! Did you see a salary hike after leaving a job? read more
A couple weeks ago I hit a massive milestone in my portfolio & blossom just gave me the badge!🥳 I started investing 18 months ago and have a return of 45% since even with new deposits constantly being added. My largest holdings going into the remainder of 2026 & 2027 are $ZETA$MELI$APP & $META as I see tons of upside potential in each. Every dollar added or made is one step closer towards your goal just remember that!
Grateful to announce I accomplished my goal of hitting $20,000 invested before my school year starts again. I started little over a year ago with around $9,000 I saved from the previous 3 years of working which I held in a HISA which was a mistake I learned from very quick. Nothing I did was special, just saved more than I spend, invest for longterm growth and invested every paycheck. Feeling very grateful today and road to $25,000 before December begins🔥 Thank you everyone who followed me, liked a post and commented, it means alot. What goal are you building towards this year??
This is the first time in my investing journey where I saw a milestone and kind of teared up. When Wealthsimple first released these stats, it was a fun way to see how I was progressing. I love video games and have always been good at them. Whenever a challenge existed in them, I would work rigorously until I beat them. It’s the nature of being a gamer. I essentially treated these features the same. Initially, my TFSA rank was top 5%, and I set myself s goal to make it to the too 500. I hit the top 500, then 400, then 300 and have now made my way in to the top 125… It truly boggles my mind that I have worked so hard that only 122 other people in Wealthsimple are above me in the TFSA and only 252 in the FHSA. I come from a super lower middle class family and never thought I’d be this liquid in my life. I’ve been working 60-75 hour weeks for the past 5 years consistently and I have no intention on stopping yet. Seeing where my financial journey started 6 years ago to today makes me emotional because I’m proud of everything I’ve accomplished so far and the goals I have set moving forward. I started posting on social media purely out of interest in personal finance and investing. My hope is to continue to grow this brand and help other young people out there realise their true potential. Investing has made such a positive impact in my life and has provided opportunities that would otherwise be unattainable. Only a few months left in the year, let’s put on our turbos and zoom past the finish line! Special shoutout to $AMD$ZNQ and $VFV for accelerating my net worth growth over the past couple years. read more
I took me 63 days, 5 hours, and 36 minutes to reach my first 100 followers. And it took me just 19 days, 18 hours, 29 minutes to hit my next 100.🤯 Thank you for helping me hit 200 Followers guys! You guys are like family. And thank you to everyone who has supported me!! I cant wait to see what this future has in store for each and every one of us. ❤️🌸
A milestone I’m pretty proud of — we crossed $600,000. When I started DIY investing in April 2023 at 50, we had about $220K. Before I actually sat down and looked, I didn’t even really know what we had. I can’t help but wonder where we’d be today if I’d started paying attention sooner. Just over three years later, we’re at $615K ….60% of the way to our $1 million goal. So what could $615K become by age 60? If we never contributed another dollar: 5% → $840K 6% → $893K 7% → $948K If we stay the course and keep contributing: 5% → $1.48M 6% → $1.56M 7% → $1.64M Of course, those are projections ….the market isn’t going to give us a nice smooth return every year. We’ve seen a 34% COVID crash in 2020 and another bear market in 2022, and we have no idea when the next one will come. That’s probably one of the biggest things I’ve gained over these three years: financial literacy. I’m looking at money, risk and retirement very differently than I did when I started. In this month’s video I share the full portfolio update, our TFSA and Spousal RRSP strategy, tax planning, BlossomCon, and the latest on my covered-call vs growth experiment. I can’t go back and teach 25-year-old me any of this, but hopefully my kids can learn some of these lessons much earlier than I did. It’s never too late to start building wealth. https://youtu.be/oVl_IEi1_I4read more
It's been a while since I started my coffee money challenge. I won't bore you with too many details, but after skipping countless coffees, not only is Tom Horton's going broke, but I'm healthier AND ever so slightly richer! 😜 I've reached 1000 shares of my coffee money stock! 🤩🚀🙌 Now we hope it goes to the $COSM (Cosmos)! So, I'll be moving on and choosing a new coffee money stock. I have a few in mind... if you're familiar with my project, drop your recommendations in the comments! If you'd like a synopsis of what this is all about, here's the link explaining it: https://link.blossomsocial.com/7uYa/pirk90jk read more
